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Community Trust Bancorp, Inc. (CTBI)
NASDAQ: CTBI · Real-Time Price · USD
69.11
-0.24 (-0.35%)
Nov 6, 2026, 4:00 PM EST - Market closed

Community Trust Bancorp Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
289.95270.16237.61223.96222.11226.58
Revenue Growth
10.90%13.70%6.09%0.83%-1.97%21.98%
Net Income
109.9898.0682.817881.8187.94
Earnings Per Share
6.085.434.614.364.584.94
EPS Growth
17.60%17.79%5.73%-4.80%-7.29%47.46%

Revenue by Segment
Chart
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Holding Company
102.1685.3380.8484.91-
Eliminations
-107.37-90.46-85.77-87.85-
Community Banking Services
275.37242.74228.9225.05226.58
Total
270.16237.61223.96222.11226.58

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
59.1775.8380.3564.0556.3349.6
Total Debt
431.11389.79320.19306.71291.76342.81
Net Cash (Debt)
-371.94-313.96-239.84-242.67-235.42-293.21
Net Cash Growth
------
Net Cash Per Share
-20.56-17.40-13.34-13.56-13.19-16.47

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-104.99105.3385.8599.68115.7
Capital Expenditures
--7.6-8.08-6.32-6.22-2.37
Free Cash Flow
-97.3997.2579.5393.47113.32
Free Cash Flow Growth
-0.14%22.28%-14.91%-17.52%86.09%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
37.93%36.30%34.85%34.83%36.83%38.81%
FCF Margin
-36.05%40.93%35.51%42.08%50.02%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
2.8402.0001.8602.0001.6801.570
Dividend Per Share Growth
21.00%7.53%-7.00%19.05%7.01%2.61%
Dividend Yield
4.11%3.54%3.51%4.56%3.66%3.60%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.3710.4411.5610.1210.068.85
Forward PE
10.7010.1311.0310.809.7711.46
P/FCF Ratio
9.6410.519.859.938.816.87
PS Ratio
4.333.794.033.533.713.43