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Community Trust Bancorp, Inc. (CTBI)
NASDAQ: CTBI · Real-Time Price · USD
78.18
+1.52 (1.98%)
Jul 28, 2026, 1:21 PM EDT - Market open

Community Trust Bancorp Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
283.96270.16237.61223.96222.11229.93
Revenue Growth
11.87%13.70%6.09%0.83%-3.40%21.33%
Net Income
10898.0682.817881.8187.94
Earnings Per Share
5.975.434.614.364.594.94
EPS Growth
17.52%17.79%5.73%-5.01%-7.08%47.46%

Revenue by Segment
Chart
Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Community Banking Services
275.37242.74228.9225.05226.58
Holding Company
102.1685.3380.8484.91-
Eliminations
-107.37-90.46-85.77-87.85-
Total
270.16237.61223.96222.11226.58

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
63.82363.68369.51271.4128.69311.76
Total Debt
063.7864.0264.2457.8457.84
Net Cash (Debt)
-0-63.78-64.02-64.24-57.84-57.84
Net Cash Growth
------
Net Cash Per Share
--3.53-3.56-3.59-3.24-3.25

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
107.89104.99105.3385.8599.68115.7
Capital Expenditures
-7.08-7.6-8.08-6.32-6.22-2.37
Free Cash Flow
100.8197.3997.2579.5393.47113.32
Free Cash Flow Growth
-6.44%0.14%22.28%-14.91%-17.52%86.09%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
49.28%47.04%44.90%44.01%45.49%48.12%
Profit Margin
38.03%36.30%34.85%34.83%36.83%38.25%
FCF Margin
0.00%36.05%40.93%35.51%42.08%49.29%

Dividends
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
2.1202.0001.8602.0001.6801.570
Dividend Per Share Growth
12.77%7.53%-7.00%19.05%7.01%2.61%
Dividend Yield
2.71%3.54%3.51%4.10%3.65%3.60%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.1010.4111.5010.0610.018.83
Forward PE
12.2110.1311.0310.809.7711.46
P/FCF Ratio
13.8110.519.859.938.816.87
PS Ratio
4.853.794.033.533.713.38