Community Trust Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	226.49	218.98	186	173.11	169.1	163.08
Net Interest Income Growth	16.95%	17.73%	7.44%	2.37%	3.69%	8.01%
Non-Interest Income	67.55	63.62	62.57	57.66	57.92	60.46
Non-Interest Income Growth	4.13%	1.68%	8.51%	-0.44%	-4.21%	10.82%
Revenues Before Loan Losses	294.04	282.6	248.56	230.77	227.02	223.54
Provision for Credit Losses	11.18	12.44	10.95	6.81	4.91	-6.39
Revenue	282.86	270.16	237.61	223.96	222.11	229.93
Revenue Growth (YoY)	14.67%	13.70%	6.09%	0.83%	-3.40%	21.33%
Compensation Expenses	109.4	85.48	79.43	73.71	72.49	74.11
Selling, General & Admin	35.17	33.34	30.38	28.13	26.43	25.02
Other Non-Interest Expenses	33.66	24.25	21.12	23.55	22.15	20.15
Total Non-Interest Expense	145.4	143.07	130.92	125.39	121.07	119.29
Pretax Income	137.46	127.09	106.69	98.57	101.04	110.64
Provision for Income Taxes	30.77	29.03	23.87	20.56	19.23	22.7
Net Income	103.28	98.06	82.81	78	81.81	87.94
Net Income to Common	103.28	98.06	82.81	78	81.81	87.94
Net Income Growth	19.94%	18.41%	6.17%	-4.66%	-6.97%	47.79%
Shares Outstanding (Basic)	18	18	18	18	18	18
Shares Outstanding (Diluted)	18	18	18	18	18	18
Shares Change (YoY)	0.39%	0.37%	0.43%	0.27%	0.26%	0.27%
EPS (Basic)	5.73	5.44	4.61	4.36	4.59	4.94
EPS (Diluted)	5.71	5.43	4.61	4.36	4.59	4.94
EPS Growth	19.21%	17.79%	5.73%	-5.01%	-7.08%	47.46%
Shares Outstanding	18.15	18.12	18.06	18	17.92	17.84
Free Cash Flow	-	97.39	97.25	79.53	93.47	113.32
Free Cash Flow Growth	-	0.14%	22.28%	-14.91%	-17.52%	86.09%
Free Cash Flow Per Share	-	5.40	5.41	4.44	5.24	6.36
Dividends Per Share	2.060	2.000	1.860	2.000	1.680	1.570
Dividend Growth	3.00%	7.53%	-7.00%	19.05%	7.01%	2.61%
Profit Margin	36.51%	36.30%	34.85%	34.83%	36.83%	38.25%
FCF Margin	-	36.05%	40.93%	35.51%	42.08%	49.29%
EBITDA	-	5.75	5	5.35	5.22	5.03
EBITDA Margin	-	2.13%	2.11%	2.39%	2.35%	2.19%
Effective Tax Rate	22.39%	22.84%	22.38%	20.86%	19.03%	20.52%

Updated Apr 15, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q