Community Trust Bancorp Statistics
Total Valuation
CTBI has a market cap or net worth of $1.21 billion. The enterprise value is $1.40 billion.
Important Dates
The next estimated earnings date is Wednesday, July 15, 2026, before market open.
| Earnings Date | Jul 15, 2026 |
| Ex-Dividend Date | Jun 15, 2026 |
Share Statistics
CTBI has 18.16 million shares outstanding. The number of shares has increased by 0.34% in one year.
| Current Share Class | 18.16M |
| Shares Outstanding | 18.16M |
| Shares Change (YoY) | +0.34% |
| Shares Change (QoQ) | +0.09% |
| Owned by Insiders (%) | 2.60% |
| Owned by Institutions (%) | 67.22% |
| Float | 15.60M |
Valuation Ratios
The trailing PE ratio is 11.66 and the forward PE ratio is 10.97.
| PE Ratio | 11.66 |
| Forward PE | 10.97 |
| PS Ratio | 4.30 |
| Forward PS | 3.77 |
| PB Ratio | 1.39 |
| P/TBV Ratio | 1.49 |
| P/FCF Ratio | 11.93 |
| P/OCF Ratio | 11.14 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 13.56 |
| EV / Sales | 5.01 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 13.89 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.76 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.48%.
| Return on Equity (ROE) | 12.48% |
| Return on Assets (ROA) | 1.59% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.60% |
| Revenue Per Employee | $300,482 |
| Profits Per Employee | $111,052 |
| Employee Count | 930 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CTBI has paid $30.77 million in taxes.
| Income Tax | 30.77M |
| Effective Tax Rate | 22.96% |
Stock Price Statistics
The stock price has increased by +28.18% in the last 52 weeks. The beta is 0.57, so CTBI's price volatility has been lower than the market average.
| Beta (5Y) | 0.57 |
| 52-Week Price Change | +28.18% |
| 50-Day Moving Average | 64.09 |
| 200-Day Moving Average | 59.23 |
| Relative Strength Index (RSI) | 54.32 |
| Average Volume (20 Days) | 76,808 |
Short Selling Information
The latest short interest is 248,734, so 1.37% of the outstanding shares have been sold short.
| Short Interest | 248,734 |
| Short Previous Month | 217,208 |
| Short % of Shares Out | 1.37% |
| Short % of Float | 1.59% |
| Short Ratio (days to cover) | 2.61 |
Income Statement
In the last 12 months, CTBI had revenue of $279.45 million and earned $103.28 million in profits. Earnings per share was $5.71.
| Revenue | 279.45M |
| Gross Profit | 279.45M |
| Operating Income | 138.57M |
| Pretax Income | 134.05M |
| Net Income | 103.28M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $5.71 |
Full Income StatementBalance Sheet
The company has $181.00 million in cash and $379.23 million in debt, with a net cash position of -$198.23 million or -$10.91 per share.
| Cash & Cash Equivalents | 181.00M |
| Total Debt | 379.23M |
| Net Cash | -198.23M |
| Net Cash Per Share | -$10.91 |
| Equity (Book Value) | 871.25M |
| Book Value Per Share | 47.99 |
| Working Capital | -5.36B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $107.89 million and capital expenditures -$7.08 million, giving a free cash flow of $100.81 million.
| Operating Cash Flow | 107.89M |
| Capital Expenditures | -7.08M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 51.71M |
| Free Cash Flow | 100.81M |
| FCF Per Share | $5.55 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 49.59% |
| Pretax Margin | 47.97% |
| Profit Margin | 36.96% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 36.07% |
Dividends & Yields
This stock pays an annual dividend of $2.12, which amounts to a dividend yield of 3.19%.
| Dividend Per Share | $2.12 |
| Dividend Yield | 3.19% |
| Dividend Growth (YoY) | 12.77% |
| Years of Dividend Growth | 46 |
| Payout Ratio | 37.13% |
| Buyback Yield | -0.34% |
| Shareholder Yield | 2.85% |
| Earnings Yield | 8.59% |
| FCF Yield | 8.38% |
Dividend DetailsAnalyst Forecast
The average price target for CTBI is $72.50, which is 9.01% higher than the current price. The consensus rating is "Buy".
| Price Target | $72.50 |
| Price Target Difference | 9.01% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 13, 2014. It was a forward split with a ratio of 1.1:1.
| Last Split Date | May 13, 2014 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
