Community Trust Bancorp Statistics
Total Valuation
CTBI has a market cap or net worth of $1.26 billion. The enterprise value is $1.63 billion.
| Market Cap | 1.26B |
| Enterprise Value | 1.63B |
Important Dates
The last earnings date was Wednesday, October 21, 2026, before market open.
| Earnings Date | Oct 21, 2026 |
| Ex-Dividend Date | Dec 15, 2026 |
Share Statistics
CTBI has 18.17 million shares outstanding. The number of shares has increased by 0.33% in one year.
| Current Share Class | 18.17M |
| Shares Outstanding | 18.17M |
| Shares Change (YoY) | +0.33% |
| Shares Change (QoQ) | +0.08% |
| Owned by Insiders (%) | 2.58% |
| Owned by Institutions (%) | 61.52% |
| Float | 16.69M |
Valuation Ratios
The trailing PE ratio is 11.37 and the forward PE ratio is 10.70.
| PE Ratio | 11.37 |
| Forward PE | 10.70 |
| PS Ratio | 4.33 |
| Forward PS | 3.90 |
| PB Ratio | 1.43 |
| P/TBV Ratio | 1.55 |
| P/FCF Ratio | 9.64 |
| P/OCF Ratio | 9.23 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 14.80 |
| EV / Sales | 5.61 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 12.49 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.49 |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.31 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.87%.
| Return on Equity (ROE) | 12.87% |
| Return on Assets (ROA) | 1.61% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.51% |
| Revenue Per Employee | $299,532 |
| Profits Per Employee | $113,617 |
| Employee Count | 968 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CTBI has paid $33.13 million in taxes.
| Income Tax | 33.13M |
| Effective Tax Rate | 23.15% |
Stock Price Statistics
The stock price has increased by +31.09% in the last 52 weeks. The beta is 0.57, so CTBI's price volatility has been lower than the market average.
| Beta (5Y) | 0.57 |
| 52-Week Price Change | +31.09% |
| 50-Day Moving Average | 74.19 |
| 200-Day Moving Average | 69.20 |
| Relative Strength Index (RSI) | 39.32 |
| Average Volume (20 Days) | 142,290 |
Short Selling Information
The latest short interest is 552,616, so 3.04% of the outstanding shares have been sold short.
| Short Interest | 552,616 |
| Short Previous Month | 631,487 |
| Short % of Shares Out | 3.04% |
| Short % of Float | 3.31% |
| Short Ratio (days to cover) | 4.09 |
Income Statement
In the last 12 months, CTBI had revenue of $289.95 million and earned $109.98 million in profits. Earnings per share was $6.08.
| Revenue | 289.95M |
| Gross Profit | 289.95M |
| Operating Income | 147.57M |
| Pretax Income | 143.11M |
| Net Income | 109.98M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $6.08 |
Balance Sheet
The company has $59.17 million in cash and $431.11 million in debt, with a net cash position of -$371.94 million or -$20.47 per share.
| Cash & Cash Equivalents | 59.17M |
| Total Debt | 431.11M |
| Net Cash | -371.94M |
| Net Cash Per Share | -$20.47 |
| Equity (Book Value) | 877.34M |
| Book Value Per Share | 48.29 |
| Working Capital | -5.98B |
Cash Flow
In the last 12 months, operating cash flow was $136.05 million and capital expenditures -$5.74 million, giving a free cash flow of $130.31 million.
| Operating Cash Flow | 136.05M |
| Capital Expenditures | -5.74M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 71.54M |
| Free Cash Flow | 130.31M |
| FCF Per Share | $7.17 |
Margins
| Gross Margin | n/a |
| Operating Margin | 50.89% |
| Pretax Margin | 49.36% |
| Profit Margin | 37.93% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 45.40% |
Dividends & Yields
This stock pays an annual dividend of $2.84, which amounts to a dividend yield of 4.11%.
| Dividend Per Share | $2.84 |
| Dividend Yield | 4.11% |
| Dividend Growth (YoY) | 21.00% |
| Years of Dividend Growth | 46 |
| Payout Ratio | 39.80% |
| FCF Payout Ratio | 33.74% |
| Buyback Yield | -0.33% |
| Shareholder Yield | 3.78% |
| Earnings Yield | 8.80% |
| FCF Yield | 10.38% |
Analyst Forecast
The average price target for CTBI is $76.67, which is 10.94% higher than the current price. The consensus rating is "Buy".
| Price Target | $76.67 |
| Price Target Difference | 10.94% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | 6.50% |
| EPS Growth Forecast (3Y) | 7.36% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | n/a |
| Graham Formula Upside | n/a |
Stock Splits
The last stock split was on May 13, 2014. It was a forward split with a ratio of 1.1:1.
| Last Split Date | May 13, 2014 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |