Community Trust Bancorp Statistics
Total Valuation
CTBI has a market cap or net worth of $1.42 billion. The enterprise value is $1.71 billion.
| Market Cap | 1.42B |
| Enterprise Value | 1.71B |
Important Dates
The last earnings date was Wednesday, July 15, 2026, before market open.
| Earnings Date | Jul 15, 2026 |
| Ex-Dividend Date | Jun 15, 2026 |
Share Statistics
CTBI has 18.16 million shares outstanding. The number of shares has increased by 0.33% in one year.
| Current Share Class | 18.16M |
| Shares Outstanding | 18.16M |
| Shares Change (YoY) | +0.33% |
| Shares Change (QoQ) | +0.11% |
| Owned by Insiders (%) | 2.60% |
| Owned by Institutions (%) | 61.17% |
| Float | 16.69M |
Valuation Ratios
The trailing PE ratio is 13.10 and the forward PE ratio is 12.21.
| PE Ratio | 13.10 |
| Forward PE | 12.21 |
| PS Ratio | 4.85 |
| Forward PS | 4.36 |
| PB Ratio | 1.56 |
| P/TBV Ratio | 1.69 |
| P/FCF Ratio | 13.81 |
| P/OCF Ratio | 12.91 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 15.80 |
| EV / Sales | 5.94 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 16.92 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.75 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.72%.
| Return on Equity (ROE) | 12.72% |
| Return on Assets (ROA) | 1.61% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.77% |
| Revenue Per Employee | $295,926 |
| Profits Per Employee | $111,342 |
| Employee Count | 970 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CTBI has paid $31.94 million in taxes.
| Income Tax | 31.94M |
| Effective Tax Rate | 22.83% |
Stock Price Statistics
The stock price has increased by +40.34% in the last 52 weeks. The beta is 0.56, so CTBI's price volatility has been lower than the market average.
| Beta (5Y) | 0.56 |
| 52-Week Price Change | +40.34% |
| 50-Day Moving Average | 70.51 |
| 200-Day Moving Average | 62.25 |
| Relative Strength Index (RSI) | 70.17 |
| Average Volume (20 Days) | 128,360 |
Short Selling Information
The latest short interest is 443,592, so 2.44% of the outstanding shares have been sold short.
| Short Interest | 443,592 |
| Short Previous Month | 440,992 |
| Short % of Shares Out | 2.44% |
| Short % of Float | 2.66% |
| Short Ratio (days to cover) | 3.07 |
Income Statement
In the last 12 months, CTBI had revenue of $287.05 million and earned $108.00 million in profits. Earnings per share was $5.97.
| Revenue | 287.05M |
| Gross Profit | 287.05M |
| Operating Income | 144.36M |
| Pretax Income | 139.95M |
| Net Income | 108.00M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $5.97 |
Balance Sheet
The company has $63.82 million in cash and $377.54 million in debt, with a net cash position of -$313.73 million or -$17.27 per share.
| Cash & Cash Equivalents | 63.82M |
| Total Debt | 377.54M |
| Net Cash | -313.73M |
| Net Cash Per Share | -$17.27 |
| Equity (Book Value) | 891.83M |
| Book Value Per Share | 49.10 |
| Working Capital | -5.89B |
Cash Flow
In the last 12 months, operating cash flow was $107.89 million and capital expenditures -$7.08 million, giving a free cash flow of $100.81 million.
| Operating Cash Flow | 107.89M |
| Capital Expenditures | -7.08M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 51.71M |
| Free Cash Flow | 100.81M |
| FCF Per Share | $5.55 |
Margins
| Gross Margin | n/a |
| Operating Margin | 50.29% |
| Pretax Margin | 48.75% |
| Profit Margin | 37.63% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 36.07% |
Dividends & Yields
This stock pays an annual dividend of $2.12, which amounts to a dividend yield of 2.71%.
| Dividend Per Share | $2.12 |
| Dividend Yield | 2.71% |
| Dividend Growth (YoY) | 12.77% |
| Years of Dividend Growth | 46 |
| Payout Ratio | 35.51% |
| Buyback Yield | -0.33% |
| Shareholder Yield | 2.44% |
| Earnings Yield | 7.76% |
| FCF Yield | 7.24% |
Analyst Forecast
The average price target for CTBI is $81.33, which is 4.03% higher than the current price. The consensus rating is "Buy".
| Price Target | $81.33 |
| Price Target Difference | 4.03% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on May 13, 2014. It was a forward split with a ratio of 1.1:1.
| Last Split Date | May 13, 2014 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |