Community Trust Bancorp, Inc. (CTBI)
Stock Price Chart
Key Info
| Market Cap | 606.87M |
| Revenue (ttm) | 178.73M |
| Net Income (ttm) | 57.51M |
| Shares Out | 17.79M |
| EPS (ttm) | 3.24 |
| PE Ratio | 10.52 |
| Forward PE | n/a |
| Dividend | $1.52 |
| Dividend Yield | 4.46% |
Stock Quote
| Trading Day | Aug 10, 2020 |
| Last Price | $34.09 |
| Previous Close | $33.33 |
| Change ($) | 0.76 |
| Change (%) | 2.28% |
| Day's Open | 33.62 |
| Day's Range | 33.53 - 34.68 |
| Day's Volume | 40,776 |
| 52-Week Range | 26.45 - 47.54 |
More Stats
| Market Cap | 606.87M |
| Enterprise Value | 498.59M |
| Earnings Date (est) | Oct 14, 2020 |
| Ex-Dividend Date | Jun 12, 2020 |
| Shares Outstanding | 17.79M |
| Float | 15.09M |
| EPS (basic) | 3.24 |
| EPS (diluted) | 3.24 |
| FCF / Share | 4.76 |
| Dividend | $1.52 |
| Dividend Yield | 4.46% |
| Earnings Yield | 9.50% |
| FCF Yield | 13.90% |
| Payout Ratio | 46.90% |
| Shares Short | 209,568 |
| Short Ratio | 3.22 |
| Short % of Float | 1.16% |
| Beta | 0.76 |
| PE Ratio | 10.52 |
| Forward PE | n/a |
| P/FCF Ratio | 7.19 |
| PS Ratio | 3.40 |
| PB Ratio | 0.88 |
| Revenue | 178.73M |
| Operating Income | 66.74M |
| Net Income | 57.51M |
| Free Cash Flow | 84.38M |
| Net Cash | 108.28M |
| Net Cash / Share | 6.08 |
| Gross Margin | 104.53% |
| Operating Margin | 37.34% |
| Profit Margin | 31.60% |
| FCF Margin | 47.21% |
| ROA | 1.22% |
| ROE | 9.38% |
| ROIC | 1.50% |
Analyst Summary
Analyst Consensus: n/a
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 190 | 188 | 178 | 174 | 170 | 168 | 175 | 169 | 162 | 144 |
| Revenue Growth | 1.23% | 5.35% | 2.76% | 1.87% | 1.19% | -4.01% | 4.02% | 4.08% | 12.76% | - |
| Gross Profit | 190 | 188 | 178 | 174 | 170 | 168 | 175 | 169 | 162 | 144 |
| Operating Income | 71.99 | 70.54 | 68.51 | 66.46 | 64.96 | 62.40 | 65.17 | 65.09 | 55.64 | 47.65 |
| Net Income | 64.54 | 59.23 | 51.49 | 47.35 | 46.43 | 43.25 | 45.17 | 44.86 | 38.83 | 33.03 |
| Shares Outstanding | 17.72 | 17.69 | 17.63 | 17.55 | 17.43 | 17.33 | 17.16 | 17.01 | 16.84 | 16.76 |
| Earnings Per Share | 3.64 | 3.35 | 2.92 | 2.70 | 2.66 | 2.49 | 2.62 | 2.63 | 2.30 | 1.96 |
| EPS Growth | 8.66% | 14.73% | 8.15% | 1.5% | 6.83% | -4.96% | -0.38% | 14.35% | 17.11% | - |
| Dividend Per Share | 1.48 | 1.38 | 1.30 | 1.26 | 1.22 | 1.18 | 1.16 | 1.14 | 1.12 | 1.10 |
| Dividend Growth | 7.25% | 6.15% | 3.17% | 3.28% | 3.3% | 2.25% | 1.67% | 1.61% | 1.64% | - |
| Operating Cash Flow | 83.46 | 65.49 | 62.35 | 61.43 | 54.98 | 57.53 | 90.72 | 57.90 | 64.33 | 61.30 |
| Capital Expenditures | -2.52 | -2.74 | -2.38 | -3.49 | -2.01 | -2.00 | -2.06 | -4.19 | -2.85 | -2.42 |
| Free Cash Flow | 80.94 | 62.75 | 59.98 | 57.94 | 52.97 | 55.53 | 88.66 | 53.70 | 61.48 | 58.89 |
| Cash & Equivalents | 265 | 141 | 175 | 145 | 188 | 106 | 107 | 208 | 238 | 159 |
| Total Debt | 308 | 294 | 311 | 318 | 417 | 369 | 283 | 285 | 313 | 281 |
| Net Cash / Debt | -43.58 | -152 | -136 | -173 | -230 | -263 | -177 | -77.64 | -74.75 | -122 |
| Assets | 4,366 | 4,202 | 4,136 | 3,932 | 3,904 | 3,724 | 3,582 | 3,636 | 3,591 | 3,356 |
| Liabilities | 3,751 | 3,637 | 3,606 | 3,432 | 3,428 | 3,276 | 3,169 | 3,235 | 3,224 | 3,017 |
| Book Value | 615 | 564 | 531 | 501 | 476 | 448 | 412 | 400 | 367 | 339 |
Company Profile
Company Details
| Full Name | Community Trust Bancorp, Inc. |
| Country | United States |
| Employees | 979 |
| CEO | Jean R. Hale |
Stock Information
| Ticker Symbol | CTBI |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: CTBI |
Description
Community Trust Bancorp, Inc. operates as the bank holding company for Community Trust Bank, Inc. that provides commercial and personal banking services to small and mid-sized communities. The company accepts time and demand deposits, Keogh plans, and savings certificates, as well as checking and savings, regular, individual retirement, NOW, and money market accounts. It also offers loan products, such as commercial and residential real estate loans; commercial, construction and development, mortgage, and personal loans, as well as consumer, and secured and unsecured loans; and lease-financing, lines of credit, revolving lines of credit, and term loans, as well as other specialized loans, including asset-based financing. In addition, the company provides cash management, safe deposit boxes rental, and funds transfer services; issues letters of credit; and acts as a trustee of personal trusts, executor of estates, trustee for employee benefit trusts, and paying agent for bond and stock issues, as well as an investment agent and depositor for securities. Further, it offers full service securities brokerage, and trust and wealth management services; debit cards; annuity and life insurance products; and repurchase agreements, as well as mobile, telephone, and Internet banking services. The company operates 79 banking locations in eastern, northeastern, central, south central Kentucky, southern West Virginia, and northeastern Tennessee; 4 trust offices in Kentucky; and 1 trust office in Tennessee. Community Trust Bancorp, Inc. was founded in 1903 and is headquartered in Pikeville, Kentucky.