Community Trust Bancorp, Inc. (CTBI)
NASDAQ: CTBI · Real-Time Price · USD
77.76
+0.27 (0.35%)
Sep 4, 2026, 4:00 PM EDT - Market closed
Community Trust Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 79.95 | 75.58 | 80.11 | 63.8 | 56.09 | 49.36 |
Investment Securities | 415.17 | 556.66 | 666.15 | 710.39 | 738.55 | 727.12 |
Mortgage-Backed Securities | 641.34 | 588.26 | 409.71 | 456.74 | 520.09 | 730.81 |
Total Investments | 1,057 | 1,145 | 1,076 | 1,167 | 1,259 | 1,458 |
Gross Loans | 5,162 | 4,930 | 4,519 | 4,083 | 3,739 | 3,437 |
Allowance for Loan Losses | -63 | -60.17 | -54.97 | -49.54 | -45.98 | -41.76 |
Other Adjustments to Gross Loans | -37.32 | -34.86 | -32 | -32.2 | -29.5 | -28.1 |
Net Loans | 5,062 | 4,835 | 4,432 | 4,001 | 3,663 | 3,367 |
Property, Plant & Equipment | 68.02 | 68.04 | 64.02 | 61.01 | 59.7 | 52.63 |
Goodwill | 65.49 | 65.49 | 65.49 | 65.49 | 65.49 | 65.49 |
Loans Held for Sale | - | 0.21 | 0.18 | 0.15 | 0.11 | 2.63 |
Accrued Interest Receivable | 25.82 | 25.96 | 24.76 | 23.58 | 19.59 | 15.42 |
Restricted Cash | 434.4 | 288.1 | 289.4 | 207.6 | 72.6 | 262.4 |
Long-Term Deferred Tax Assets | 21.99 | 20.86 | 29.07 | 28.14 | 39.88 | - |
Other Real Estate Owned & Foreclosed | 3.52 | 3.07 | 3.65 | 1.62 | 3.67 | 3.49 |
Other Long-Term Assets | 166.23 | 151.94 | 124 | 145.11 | 134.56 | 133.73 |
Total Assets | 6,989 | 6,684 | 6,193 | 5,770 | 5,380 | 5,418 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 3,870 | 3,632 | 3,431 | 2,697 | 2,500 | 2,359 |
Institutional Deposits | 528.56 | 493.9 | 396.3 | 766.69 | 531.42 | 654.33 |
Non-Interest Bearing Deposits | 1,259 | 1,263 | 1,243 | 1,261 | 1,395 | 1,331 |
Total Deposits | 5,658 | 5,389 | 5,070 | 4,725 | 4,426 | 4,344 |
Short-Term Borrowings | 297.59 | 309.3 | 240.67 | 225.75 | 215.93 | 271.59 |
Current Portion of Long-Term Debt | - | 0.02 | - | - | - | - |
Current Portion of Leases | - | 2.2 | 1.95 | - | - | - |
Accrued Interest Payable | 16.42 | 8.54 | 8.38 | 7.39 | 2.24 | 1.02 |
Long-Term Debt | 63.66 | 5.94 | 6.18 | 6.4 | - | - |
Federal Home Loan Bank Debt, Long-Term | 0.28 | 0.27 | 0.31 | 0.33 | 0.36 | 0.38 |
Long-Term Leases | 16 | 14.22 | 13.24 | 16.39 | 17.63 | 13.01 |
Trust Preferred Securities | - | 57.84 | 57.84 | 57.84 | 57.84 | 57.84 |
Long-Term Deferred Tax Liabilities | - | - | - | - | - | 0.55 |
Other Long-Term Liabilities | 45.82 | 40.68 | 36.91 | 28.76 | 32.13 | 31.39 |
Total Liabilities | 6,098 | 5,828 | 5,436 | 5,067 | 4,752 | 4,720 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 90.82 | 90.58 | 90.29 | 90 | 89.59 | 89.22 |
Additional Paid-In Capital | 237.88 | 236.42 | 233.8 | 231.13 | 229.01 | 227.09 |
Retained Earnings | 631.56 | 593.89 | 531.86 | 484.4 | 438.6 | 386.75 |
Comprehensive Income & Other | -68.44 | -64.82 | -98.37 | -103.32 | -129.15 | -4.85 |
Shareholders' Equity | 891.83 | 856.07 | 757.58 | 702.21 | 628.05 | 698.2 |
Total Liabilities & Equity | 6,989 | 6,684 | 6,193 | 5,770 | 5,380 | 5,418 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 377.54 | 389.79 | 320.19 | 306.71 | 291.76 | 342.81 |
Net Cash (Debt) | -297.35 | -313.96 | -239.84 | -242.67 | -235.42 | -293.21 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -16.45 | -17.40 | -13.34 | -13.56 | -13.19 | -16.47 |
Filing Date Shares Outstanding | 18.17 | 18.15 | 18.1 | 18.02 | 17.98 | 17.88 |
Total Common Shares Outstanding | 18.16 | 18.12 | 18.06 | 18 | 17.92 | 17.84 |
Book Value Per Share | 49.10 | 47.26 | 41.95 | 39.01 | 35.05 | 39.13 |
Tangible Book Value | 826.34 | 790.58 | 692.09 | 636.72 | 562.56 | 632.71 |
Tangible Book Value Per Share | 45.49 | 43.64 | 38.33 | 35.37 | 31.40 | 35.46 |