Community Trust Bancorp, Inc. (CTBI)

NASDAQ: CTBI · Real-Time Price · USD

78.12

+1.46 (1.90%)

At close: Jul 28, 2026, 4:00 PM EDT

78.12

0.00 (0.00%)

After-hours: Jul 28, 2026, 4:00 PM EDT

Community Trust Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	103.28	98.06	82.81	78	81.81	87.94
Depreciation & Amortization	5.84	5.75	5	5.35	5.22	5.03
Provision for Credit Losses	11.18	12.44	10.95	6.81	4.91	-6.39
Stock-Based Compensation	1.73	1.77	1.35	1.58	1.37	0.85
Net Change in Loans Held-for-Sale	-0.2	-0.16	-0.16	-0.21	2.52	20.63
Other Adjustments	-4.92	-5.4	-4.69	-1.06	2.17	-1.9
Changes in Accrued Interest and Accounts Receivable	-1.56	-1.2	-1.18	-3.98	-4.18	0.4
Changes in Accrued Expenses	0.67	0.16	0.99	5.15	1.22	-0.23
Changes in Other Operating Activities	-10.09	-8.32	8.76	-7.75	1.34	0.84
Operating Cash Flow	107.89	104.99	105.33	85.85	99.68	115.7
Operating Cash Flow Growth	-6.77%	-0.32%	22.69%	-13.88%	-13.84%	85.47%

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Change in Loans Held-for-Investment	-362.44	-417.64	-444.06	-344.22	-302.47	146.05
Net Change in Securities and Investments	-62.95	-22.97	111.69	128.67	27.14	-489.1
Capital Expenditures	-7.08	-7.6	-8.08	-6.32	-6.22	-2.37
Sale of Property, Plant & Equipment	-	1.11	0.07	0.38	0.62	0.83
Other Investing Activities	-2.55	-16.12	4.71	-5.11	0.92	-14.03
Investing Cash Flow	-428.8	-463.22	-335.67	-226.6	-280.01	-358.62

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Change in Deposits	322.92	318.87	345.57	298.48	81.85	328.21
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	52.17	68.63	14.92	9.81	-55.66	-84.77
Long-Term Debt Issued	-	100	100	231.56	45	0
Long-Term Debt Repaid	-100.46	-100.44	-100.4	-225.34	-45.04	-0.04
Net Long-Term Debt Issued (Repaid)	-100.46	-0.44	-0.4	6.23	-0.04	-0.04
Issuance of Common Stock	1.37	1.32	1.77	1.13	1.04	0.97
Net Common Stock Issued (Repurchased)	1.37	1.32	1.77	1.13	1.04	0.97
Common Dividends Paid	-37.09	-35.98	-33.41	-32.19	-29.94	-27.92
Financing Cash Flow	338.91	352.41	328.45	283.46	-2.75	216.45

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Cash Flow	17.99	-5.82	98.11	142.71	-183.07	-26.48

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	100.81	97.39	97.25	79.53	93.47	113.32
Free Cash Flow Growth	-6.44%	0.14%	22.28%	-14.91%	-17.52%	86.09%
FCF Margin	36.07%	36.05%	40.93%	35.51%	42.08%	49.29%
Free Cash Flow Per Share	5.58	5.40	5.41	4.44	5.24	6.36

SEC Filings: 10-K · 10-Q