Community Trust Bancorp, Inc. (CTBI)
NASDAQ: CTBI · Real-Time Price · USD
69.11
-0.24 (-0.35%)
Nov 6, 2026, 4:00 PM EST - Market closed
Community Trust Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 98.06 | 82.81 | 78 | 81.81 | 87.94 |
Depreciation & Amortization | 5.75 | 5 | 5.35 | 5.22 | 5.03 |
Gain (Loss) on Sale of Assets | -0.57 | 0 | -0.2 | -0.07 | 0.7 |
Gain (Loss) on Sale of Investments | 2.17 | 1.93 | 1.66 | 5.63 | 8.17 |
Provision for Credit Losses | 12.44 | 10.95 | 6.81 | 4.91 | -6.39 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 0.17 | 0.14 | 0.19 | 4.05 | 27.45 |
Accrued Interest Receivable | -1.2 | -1.18 | -3.98 | -4.18 | 0.4 |
Change in Other Net Operating Assets | -6.75 | 9.95 | -6.19 | 3.12 | 2.53 |
Other Operating Activities | -6.68 | -6.33 | -2.13 | -1.87 | -3.94 |
Operating Cash Flow | 104.99 | 105.33 | 85.85 | 99.68 | 115.7 |
Operating Cash Flow Growth | -0.32% | 22.69% | -13.88% | -13.84% | 85.47% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -7.6 | -8.08 | -6.32 | -6.22 | -2.37 |
Sale of Property, Plant and Equipment | 1.11 | 0.07 | 0.38 | 0.62 | 0.83 |
Investment in Securities | -22.83 | 112.04 | 126.71 | 25.68 | -491 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -417.64 | -444.06 | -344.22 | -302.47 | 146.05 |
Other Investing Activities | -16.26 | 4.36 | -3.14 | 2.38 | -12.12 |
Investing Cash Flow | -463.22 | -335.67 | -226.6 | -280.01 | -358.62 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | 68.63 | 14.92 | 9.81 | - | - |
Long-Term Debt Issued | 100 | 100 | 231.56 | 45 | - |
Total Debt Issued | 168.63 | 114.92 | 241.38 | 45 | - |
Short-Term Debt Repaid | - | - | - | -55.66 | -84.77 |
Long-Term Debt Repaid | -100.44 | -100.4 | -225.34 | -45.04 | -0.04 |
Total Debt Repaid | -100.44 | -100.4 | -225.34 | -100.7 | -84.81 |
Net Debt Issued (Repaid) | 68.2 | 14.52 | 16.04 | -55.7 | -84.81 |
Issuance of Common Stock | 1.32 | 1.77 | 1.13 | 1.04 | 0.97 |
Common Dividends Paid | -35.98 | -33.41 | -32.19 | -29.94 | -27.92 |
Net Increase (Decrease) in Deposit Accounts | 318.87 | 345.57 | 298.48 | 81.85 | 328.21 |
Financing Cash Flow | 352.41 | 328.45 | 283.46 | -2.75 | 216.45 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -5.82 | 98.11 | 142.71 | -183.07 | -26.48 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 97.39 | 97.25 | 79.53 | 93.47 | 113.32 |
Free Cash Flow Growth | 0.14% | 22.28% | -14.91% | -17.52% | 86.09% |
Free Cash Flow Margin | 36.05% | 40.93% | 35.51% | 42.08% | 50.02% |
Free Cash Flow Per Share | 5.40 | 5.41 | 4.44 | 5.24 | 6.37 |