Community Trust Bancorp, Inc. (CTBI)

Community Trust Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	62.85	80.11	63.8	56.09	49.36
Investment Securities	1,135	666.15	710.39	738.55	727.12
Mortgage-Backed Securities	-	409.71	456.74	520.09	730.81
Total Investments	1,135	1,076	1,167	1,259	1,458
Gross Loans	4,895	4,519	4,083	3,739	3,437
Allowance for Loan Losses	-60.17	-54.97	-49.54	-45.98	-41.76
Other Adjustments to Gross Loans	-	-32	-32.2	-29.5	-28.1
Net Loans	4,835	4,432	4,001	3,663	3,367
Property, Plant & Equipment	68.04	64.02	61.01	59.7	52.63
Goodwill	65.49	65.49	65.49	65.49	65.49
Loans Held for Sale	0.21	0.18	0.15	0.11	2.63
Accrued Interest Receivable	-	24.76	23.58	19.59	15.42
Restricted Cash	-	289.4	207.6	72.6	262.4
Long-Term Deferred Tax Assets	-	29.07	28.14	39.88	-
Other Real Estate Owned & Foreclosed	3.07	3.65	1.62	3.67	3.49
Other Long-Term Assets	514.74	124	145.11	134.56	133.73
Total Assets	6,684	6,193	5,770	5,380	5,418
Interest Bearing Deposits	3,165	2,965	2,697	2,500	2,359
Institutional Deposits	960.52	862.67	766.69	531.42	654.33
Non-Interest Bearing Deposits	1,263	1,243	1,261	1,395	1,331
Total Deposits	5,389	5,070	4,725	4,426	4,344
Short-Term Borrowings	308.8	240.67	225.75	215.93	271.59
Current Portion of Long-Term Debt	-	0.02	-	-	-
Current Portion of Leases	-	1.95	-	-	-
Accrued Interest Payable	-	8.38	7.39	2.24	1.02
Long-Term Debt	64.58	6.18	6.4	-	-
Federal Home Loan Bank Debt, Long-Term	-	0.29	0.33	0.36	0.38
Long-Term Leases	16.42	13.24	16.39	17.63	13.01
Trust Preferred Securities	-	57.84	57.84	57.84	57.84
Long-Term Deferred Tax Liabilities	-	-	-	-	0.55
Other Long-Term Liabilities	49.22	36.91	28.76	32.13	31.39
Total Liabilities	5,828	5,436	5,067	4,752	4,720
Common Stock	856.07	90.29	90	89.59	89.22
Additional Paid-In Capital	-	233.8	231.13	229.01	227.09
Retained Earnings	-	531.86	484.4	438.6	386.75
Comprehensive Income & Other	-	-98.37	-103.32	-129.15	-4.85
Shareholders' Equity	856.07	757.58	702.21	628.05	698.2
Total Liabilities & Equity	6,684	6,193	5,770	5,380	5,418
Total Debt	389.79	320.19	306.71	291.76	342.81
Net Cash (Debt)	-326.94	-239.84	-242.67	-235.42	-293.21
Net Cash Per Share	-18.12	-13.34	-13.56	-13.19	-16.47
Filing Date Shares Outstanding	18.12	18.1	18.02	17.98	17.88
Total Common Shares Outstanding	18.12	18.06	18	17.92	17.84
Book Value Per Share	47.26	41.95	39.01	35.05	39.13
Tangible Book Value	790.58	692.09	636.72	562.56	632.71
Tangible Book Value Per Share	43.64	38.33	35.37	31.40	35.46

Updated Jan 21, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q