Community Trust Bancorp, Inc. (CTBI)

Community Trust Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	94.64	63.8	56.09	49.36	338.24	186.68
Investment Securities	679.64	710.39	738.55	727.12	348.17	307.31
Mortgage-Backed Securities	438.75	456.74	520.09	730.81	651.81	295.25
Total Investments	1,118	1,167	1,259	1,458	999.98	602.56
Gross Loans	4,382	4,083	3,739	3,437	3,587	3,249
Allowance for Loan Losses	-53.36	-49.54	-45.98	-41.76	-48.02	-35.1
Other Adjustments to Gross Loans	-31.3	-32.2	-29.5	-28.1	-33.1	-
Net Loans	4,297	4,001	3,663	3,367	3,506	3,214
Property, Plant & Equipment	62.24	61.01	59.7	52.63	55.22	58.6
Goodwill	65.49	65.49	65.49	65.49	65.49	65.49
Loans Held for Sale	0.12	0.15	0.11	2.63	23.26	1.17
Accrued Interest Receivable	23.77	23.58	19.59	15.42	15.82	14.84
Restricted Cash	146.3	207.6	72.6	262.4	-	78
Long-Term Deferred Tax Assets	21.17	28.14	39.88	-	-	-
Other Real Estate Owned & Foreclosed	1.34	1.62	3.67	3.49	7.69	19.48
Other Long-Term Assets	127.23	145.11	134.56	133.73	117.22	115.15
Total Assets	5,963	5,770	5,380	5,418	5,139	4,366
Interest Bearing Deposits	3,634	2,697	2,500	2,359	2,269	1,942
Institutional Deposits	-	766.69	531.42	654.33	606.22	597.63
Non-Interest Bearing Deposits	1,205	1,261	1,395	1,331	1,141	865.76
Total Deposits	4,838	4,725	4,426	4,344	4,016	3,406
Short-Term Borrowings	233.82	225.75	215.93	271.59	356.36	234.82
Current Portion of Long-Term Debt	-	0.02	-	-	-	-
Current Portion of Leases	-	2.03	-	-	-	-
Accrued Interest Payable	16.3	7.39	2.24	1.02	1.24	2.84
Federal Home Loan Bank Debt, Long-Term	0.32	0.31	0.36	0.38	0.4	0.42
Long-Term Leases	15.53	14.36	17.63	13.01	13.97	15.19
Trust Preferred Securities	64.07	64.24	57.84	57.84	57.84	57.84
Long-Term Deferred Tax Liabilities	-	-	-	0.55	4.69	5.11
Other Long-Term Liabilities	33.89	28.76	32.13	31.39	33.69	29.33
Total Liabilities	5,202	5,067	4,752	4,720	4,484	3,751
Common Stock	90.26	90	89.59	89.22	89.05	88.97
Additional Paid-In Capital	233.26	231.13	229.01	227.09	225.51	224.91
Retained Earnings	517.81	484.4	438.6	386.75	326.74	296.76
Comprehensive Income & Other	-80.58	-103.32	-129.15	-4.85	13.57	4.25
Shareholders' Equity	760.76	702.21	628.05	698.2	654.87	614.89
Total Liabilities & Equity	5,963	5,770	5,380	5,418	5,139	4,366
Total Debt	313.75	306.71	291.76	342.81	428.57	308.26
Net Cash (Debt)	-218.86	-242.67	-235.42	-293.21	-90.09	-121.34
Net Cash Per Share	-12.19	-13.56	-13.19	-16.47	-5.07	-6.84
Filing Date Shares Outstanding	18.06	18.02	17.98	17.88	17.83	17.82
Total Common Shares Outstanding	18.05	18	17.92	17.84	17.81	17.79
Book Value Per Share	42.14	39.01	35.05	39.13	36.77	34.56
Tangible Book Value	695.27	636.72	562.56	632.71	589.38	549.4
Tangible Book Value Per Share	38.51	35.37	31.40	35.46	33.09	30.88

Source: S&P Capital IQ. Banks template. Financial Sources.