Community Trust Bancorp, Inc. (CTBI)

NASDAQ: CTBI · Real-Time Price · USD

59.72

-0.46 (-0.76%)

At close: Mar 6, 2026, 4:00 PM EST

59.64

-0.08 (-0.13%)

After-hours: Mar 6, 2026, 4:41 PM EST

Community Trust Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	98.06	82.81	78	81.81	87.94
Depreciation & Amortization	5.75	5	5.35	5.22	5.03
Provision for Credit Losses	12.44	10.95	6.81	4.91	-6.39
Stock-Based Compensation	1.77	1.35	1.58	1.37	0.85
Net Change in Loans Held-for-Sale	-0.16	-0.16	-0.21	2.52	20.63
Other Adjustments	-5.4	-4.69	-1.06	2.17	-1.9
Changes in Accrued Interest and Accounts Receivable	-1.2	-1.18	-3.98	-4.18	0.4
Changes in Accrued Expenses	0.16	0.99	5.15	1.22	-0.23
Changes in Other Operating Activities	-8.32	8.76	-7.75	1.34	0.84
Operating Cash Flow	104.99	105.33	85.85	99.68	115.7
Operating Cash Flow Growth	-0.32%	22.69%	-13.88%	-13.84%	85.47%
Net Change in Loans Held-for-Investment	-417.64	-444.06	-344.22	-302.47	146.05
Net Change in Securities and Investments	-22.97	111.69	128.67	27.14	-489.1
Capital Expenditures	-7.6	-8.08	-6.32	-6.22	-2.37
Sale of Property, Plant & Equipment	1.11	0.07	0.38	0.62	0.83
Other Investing Activities	-16.12	4.71	-5.11	0.92	-14.03
Investing Cash Flow	-463.22	-335.67	-226.6	-280.01	-358.62
Net Change in Deposits	318.87	345.57	298.48	81.85	328.21
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	68.63	14.92	9.81	-55.66	-84.77
Long-Term Debt Issued	100	100	231.56	45	0
Long-Term Debt Repaid	-100.44	-100.4	-225.34	-45.04	-0.04
Net Long-Term Debt Issued (Repaid)	-0.44	-0.4	6.23	-0.04	-0.04
Issuance of Common Stock	1.32	1.77	1.13	1.04	0.97
Net Common Stock Issued (Repurchased)	1.32	1.77	1.13	1.04	0.97
Common Dividends Paid	-35.98	-33.41	-32.19	-29.94	-27.92
Financing Cash Flow	352.41	328.45	283.46	-2.75	216.45
Net Cash Flow	-5.82	98.11	142.71	-183.07	-26.48
Free Cash Flow	97.39	97.25	79.53	93.47	113.32
Free Cash Flow Growth	0.14%	22.28%	-14.91%	-17.52%	86.09%
FCF Margin	36.05%	40.93%	35.51%	42.08%	49.29%
Free Cash Flow Per Share	5.40	5.41	4.44	5.24	6.36
Levered Free Cash Flow	86.41	87.9	76.68	79.16	91.57
Unlevered Free Cash Flow	-11.21	5.49	-7.55	-2.61	3.67

Updated Jan 21, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q