Community Trust Bancorp, Inc. (CTBI)

Community Trust Bancorp Statistics

Total Valuation

CTBI has a market cap or net worth of $1.14 billion. The enterprise value is $1.47 billion.

Market Cap	1.14B
Enterprise Value	1.47B

Important Dates

The last earnings date was Wednesday, January 21, 2026, before market open.

Earnings Date	Jan 21, 2026
Ex-Dividend Date	Dec 15, 2025

Share Statistics

CTBI has 18.12 million shares outstanding. The number of shares has increased by 0.37% in one year.

Current Share Class	18.12M
Shares Outstanding	18.12M
Shares Change (YoY)	+0.37%
Shares Change (QoQ)	+0.06%
Owned by Insiders (%)	3.57%
Owned by Institutions (%)	64.09%
Float	15.50M

Valuation Ratios

The trailing PE ratio is 11.58 and the forward PE ratio is 10.89.

PE Ratio	11.58
Forward PE	10.89
PS Ratio	4.33
Forward PS	3.74
PB Ratio	1.37
P/TBV Ratio	1.45
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	15.04
EV / Sales	5.46
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.15%.

Return on Equity (ROE)	12.15%
Return on Assets (ROA)	1.52%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$289,249
Profits Per Employee	$104,987
Employee Count	934
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CTBI has paid $29.03 million in taxes.

Income Tax	29.03M
Effective Tax Rate	22.84%

Stock Price Statistics

The stock price has increased by +16.29% in the last 52 weeks. The beta is 0.60, so CTBI's price volatility has been lower than the market average.

Beta (5Y)	0.60
52-Week Price Change	+16.29%
50-Day Moving Average	57.40
200-Day Moving Average	54.38
Relative Strength Index (RSI)	64.66
Average Volume (20 Days)	67,217

Short Selling Information

The latest short interest is 153,737, so 0.85% of the outstanding shares have been sold short.

Short Interest	153,737
Short Previous Month	170,733
Short % of Shares Out	0.85%
Short % of Float	0.99%
Short Ratio (days to cover)	2.33

Income Statement

In the last 12 months, CTBI had revenue of $270.16 million and earned $98.06 million in profits. Earnings per share was $5.43.

Revenue	270.16M
Gross Profit	270.16M
Operating Income	129.92M
Pretax Income	127.09M
Net Income	98.06M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$5.43

Balance Sheet

The company has $62.85 million in cash and $389.79 million in debt, with a net cash position of -$326.94 million or -$18.05 per share.

Cash & Cash Equivalents	62.85M
Total Debt	389.79M
Net Cash	-326.94M
Net Cash Per Share	-$18.05
Equity (Book Value)	856.07M
Book Value Per Share	47.49
Working Capital	-5.63B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	48.09%
Pretax Margin	47.04%
Profit Margin	36.30%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $2.12, which amounts to a dividend yield of 3.37%.

Dividend Per Share	$2.12
Dividend Yield	3.37%
Dividend Growth (YoY)	7.53%
Years of Dividend Growth	46
Payout Ratio	36.83%
Buyback Yield	-0.37%
Shareholder Yield	2.97%
Earnings Yield	8.54%
FCF Yield	n/a

Analyst Forecast

The average price target for CTBI is $59.00, which is -6.17% lower than the current price. The consensus rating is "Buy".

Price Target	$59.00
Price Target Difference	-6.17%
Analyst Consensus	Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 13, 2014. It was a forward split with a ratio of 1.1:1.

Last Split Date	May 13, 2014
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2