Community Trust Bancorp, Inc. (CTBI)

Community Trust Bancorp Statistics

Total Valuation

CTBI has a market cap or net worth of $921.20 million. The enterprise value is $1.16 billion.

Market Cap	921.20M
Enterprise Value	1.16B

Important Dates

The next estimated earnings date is Wednesday, April 16, 2025, before market open.

Earnings Date	Apr 16, 2025
Ex-Dividend Date	Mar 14, 2025

Share Statistics

CTBI has 18.10 million shares outstanding. The number of shares has increased by 0.43% in one year.

Current Share Class	18.10M
Shares Outstanding	18.10M
Shares Change (YoY)	+0.43%
Shares Change (QoQ)	+0.10%
Owned by Insiders (%)	5.08%
Owned by Institutions (%)	63.77%
Float	15.28M

Valuation Ratios

The trailing PE ratio is 11.04 and the forward PE ratio is 10.05.

PE Ratio	11.04
Forward PE	10.05
PS Ratio	3.84
Forward PS	3.36
PB Ratio	1.21
P/TBV Ratio	1.33
P/FCF Ratio	9.49
P/OCF Ratio	8.76
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	14.02
EV / Sales	4.89
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	11.96

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.30
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.35%.

Return on Equity (ROE)	11.35%
Return on Assets (ROA)	1.38%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$254,399
Profits Per Employee	$88,665
Employee Count	934
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CTBI has paid $23.87 million in taxes.

Income Tax	23.87M
Effective Tax Rate	22.38%

Stock Price Statistics

The stock price has increased by +20.14% in the last 52 weeks. The beta is 0.65, so CTBI's price volatility has been lower than the market average.

Beta (5Y)	0.65
52-Week Price Change	+20.14%
50-Day Moving Average	53.39
200-Day Moving Average	51.22
Relative Strength Index (RSI)	40.48
Average Volume (20 Days)	55,893

Short Selling Information

The latest short interest is 107,329, so 0.59% of the outstanding shares have been sold short.

Short Interest	107,329
Short Previous Month	119,369
Short % of Shares Out	0.59%
Short % of Float	0.70%
Short Ratio (days to cover)	1.87

Income Statement

In the last 12 months, CTBI had revenue of $237.61 million and earned $82.81 million in profits. Earnings per share was $4.61.

Revenue	237.61M
Gross Profit	237.61M
Operating Income	110.51M
Pretax Income	99.02M
Net Income	82.81M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.61

Balance Sheet

The company has $80.35 million in cash and $320.19 million in debt, giving a net cash position of -$239.84 million or -$13.25 per share.

Cash & Cash Equivalents	80.35M
Total Debt	320.19M
Net Cash	-239.84M
Net Cash Per Share	-$13.25
Equity (Book Value)	757.58M
Book Value Per Share	41.95
Working Capital	-4.92B

Cash Flow

In the last 12 months, operating cash flow was $105.17 million and capital expenditures -$8.08 million, giving a free cash flow of $97.09 million.

Operating Cash Flow	105.17M
Capital Expenditures	-8.08M
Free Cash Flow	97.09M
FCF Per Share	$5.36

Margins

Gross Margin	n/a
Operating Margin	46.51%
Pretax Margin	44.90%
Profit Margin	34.85%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	40.86%

Dividends & Yields

This stock pays an annual dividend of $1.88, which amounts to a dividend yield of 3.69%.

Dividend Per Share	$1.88
Dividend Yield	3.69%
Dividend Growth (YoY)	2.75%
Years of Dividend Growth	45
Payout Ratio	40.78%
Buyback Yield	-0.43%
Shareholder Yield	3.26%
Earnings Yield	8.99%
FCF Yield	10.54%

Analyst Forecast

The average price target for CTBI is $64.00, which is 25.76% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$64.00
Price Target Difference	25.76%
Analyst Consensus	Strong Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on May 13, 2014. It was a forward split with a ratio of 1.1:1.

Last Split Date	May 13, 2014
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4