Community Trust Bancorp Statistics
Total Valuation
CTBI has a market cap or net worth of $972.64 million. The enterprise value is $1.26 billion.
Important Dates
The last earnings date was Wednesday, October 15, 2025, before market open.
| Earnings Date | Oct 15, 2025 |
| Ex-Dividend Date | Dec 15, 2025 |
Share Statistics
CTBI has 18.12 million shares outstanding. The number of shares has increased by 0.43% in one year.
| Current Share Class | 18.12M |
| Shares Outstanding | 18.12M |
| Shares Change (YoY) | +0.43% |
| Shares Change (QoQ) | +0.09% |
| Owned by Insiders (%) | 5.22% |
| Owned by Institutions (%) | 63.99% |
| Float | 15.20M |
Valuation Ratios
The trailing PE ratio is 10.39 and the forward PE ratio is 9.63.
| PE Ratio | 10.39 |
| Forward PE | 9.63 |
| PS Ratio | 3.70 |
| Forward PS | 3.26 |
| PB Ratio | 1.17 |
| P/TBV Ratio | 1.27 |
| P/FCF Ratio | 9.38 |
| P/OCF Ratio | 8.66 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 13.47 |
| EV / Sales | 4.80 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 12.11 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.53 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.72%.
| Return on Equity (ROE) | 11.72% |
| Return on Assets (ROA) | 1.48% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $279,922 |
| Profits Per Employee | $99,866 |
| Employee Count | 934 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CTBI has paid $27.79 million in taxes.
| Income Tax | 27.79M |
| Effective Tax Rate | 22.95% |
Stock Price Statistics
The stock price has decreased by -7.03% in the last 52 weeks. The beta is 0.62, so CTBI's price volatility has been lower than the market average.
| Beta (5Y) | 0.62 |
| 52-Week Price Change | -7.03% |
| 50-Day Moving Average | 54.82 |
| 200-Day Moving Average | 53.27 |
| Relative Strength Index (RSI) | 52.72 |
| Average Volume (20 Days) | 70,454 |
Short Selling Information
The latest short interest is 159,840, so 0.88% of the outstanding shares have been sold short.
| Short Interest | 159,840 |
| Short Previous Month | 141,807 |
| Short % of Shares Out | 0.88% |
| Short % of Float | 1.05% |
| Short Ratio (days to cover) | 2.41 |
Income Statement
In the last 12 months, CTBI had revenue of $261.45 million and earned $93.28 million in profits. Earnings per share was $5.17.
| Revenue | 261.45M |
| Gross Profit | 261.45M |
| Operating Income | 125.58M |
| Pretax Income | 121.06M |
| Net Income | 93.28M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $5.17 |
Full Income StatementBalance Sheet
The company has $83.07 million in cash and $366.41 million in debt, giving a net cash position of -$283.34 million or -$15.64 per share.
| Cash & Cash Equivalents | 83.07M |
| Total Debt | 366.41M |
| Net Cash | -283.34M |
| Net Cash Per Share | -$15.64 |
| Equity (Book Value) | 831.37M |
| Book Value Per Share | 45.91 |
| Working Capital | -5.15B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $112.34 million and capital expenditures -$8.66 million, giving a free cash flow of $103.68 million.
| Operating Cash Flow | 112.34M |
| Capital Expenditures | -8.66M |
| Free Cash Flow | 103.68M |
| FCF Per Share | $5.72 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 48.03% |
| Pretax Margin | 46.30% |
| Profit Margin | 35.68% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 39.66% |
Dividends & Yields
This stock pays an annual dividend of $2.12, which amounts to a dividend yield of 3.95%.
| Dividend Per Share | $2.12 |
| Dividend Yield | 3.95% |
| Dividend Growth (YoY) | 7.53% |
| Years of Dividend Growth | 45 |
| Payout Ratio | 38.69% |
| Buyback Yield | -0.43% |
| Shareholder Yield | 3.52% |
| Earnings Yield | 9.59% |
| FCF Yield | 10.66% |
Dividend DetailsAnalyst Forecast
The average price target for CTBI is $59.00, which is 9.89% higher than the current price. The consensus rating is "Buy".
| Price Target | $59.00 |
| Price Target Difference | 9.89% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 13, 2014. It was a forward split with a ratio of 1.1:1.
| Last Split Date | May 13, 2014 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
