Community Trust Bancorp, Inc. (CTBI)

Community Trust Bancorp Statistics

Total Valuation

CTBI has a market cap or net worth of $982.17 million. The enterprise value is $1.20 billion.

Market Cap	982.17M
Enterprise Value	1.20B

Important Dates

The next estimated earnings date is Wednesday, January 15, 2025, before market open.

Earnings Date	Jan 15, 2025
Ex-Dividend Date	Dec 13, 2024

Share Statistics

CTBI has 18.06 million shares outstanding. The number of shares has increased by 0.38% in one year.

Current Share Class	18.06M
Shares Outstanding	18.06M
Shares Change (YoY)	+0.38%
Shares Change (QoQ)	+0.18%
Owned by Insiders (%)	4.25%
Owned by Institutions (%)	63.36%
Float	15.37M

Valuation Ratios

The trailing PE ratio is 12.36 and the forward PE ratio is 11.31.

PE Ratio	12.36
Forward PE	11.31
PS Ratio	4.30
Forward PS	3.72
PB Ratio	1.29
P/TBV Ratio	1.41
P/FCF Ratio	10.19
P/OCF Ratio	9.56
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	15.21
EV / Sales	5.30
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	12.46

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.25
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.17%.

Return on Equity (ROE)	11.17%
Return on Assets (ROA)	1.36%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$234,494
Profits Per Employee	$81,674
Employee Count	967
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CTBI has paid $21.63 million in taxes.

Income Tax	21.63M
Effective Tax Rate	21.50%

Stock Price Statistics

The stock price has increased by +22.47% in the last 52 weeks. The beta is 0.68, so CTBI's price volatility has been lower than the market average.

Beta (5Y)	0.68
52-Week Price Change	+22.47%
50-Day Moving Average	55.99
200-Day Moving Average	47.50
Relative Strength Index (RSI)	37.68
Average Volume (20 Days)	57,500

Short Selling Information

The latest short interest is 85,682, so 0.47% of the outstanding shares have been sold short.

Short Interest	85,682
Short Previous Month	93,994
Short % of Shares Out	0.47%
Short % of Float	0.56%
Short Ratio (days to cover)	1.48

Income Statement

In the last 12 months, CTBI had revenue of $226.76 million and earned $78.98 million in profits. Earnings per share was $4.40.

Revenue	226.76M
Gross Profit	226.76M
Operating Income	104.41M
Pretax Income	99.02M
Net Income	78.98M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.40

Balance Sheet

The company has $94.89 million in cash and $313.75 million in debt, giving a net cash position of -$218.86 million or -$12.12 per share.

Cash & Cash Equivalents	94.89M
Total Debt	313.75M
Net Cash	-218.86M
Net Cash Per Share	-$12.12
Equity (Book Value)	760.76M
Book Value Per Share	42.14
Working Capital	-4.82B

Cash Flow

In the last 12 months, operating cash flow was $102.73 million and capital expenditures -$6.34 million, giving a free cash flow of $96.40 million.

Operating Cash Flow	102.73M
Capital Expenditures	-6.34M
Free Cash Flow	96.40M
FCF Per Share	$5.34

Margins

Gross Margin	n/a
Operating Margin	46.04%
Pretax Margin	44.37%
Profit Margin	34.83%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	42.51%

Dividends & Yields

This stock pays an annual dividend of $1.88, which amounts to a dividend yield of 3.46%.

Dividend Per Share	$1.88
Dividend Yield	3.46%
Dividend Growth (YoY)	3.33%
Years of Dividend Growth	44
Payout Ratio	42.73%
Buyback Yield	-0.38%
Shareholder Yield	3.08%
Earnings Yield	8.04%
FCF Yield	9.81%

Analyst Forecast

The average price target for CTBI is $55.50, which is 2.04% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$55.50
Price Target Difference	2.04%
Analyst Consensus	Strong Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on May 13, 2014. It was a forward split with a ratio of 1.1:1.

Last Split Date	May 13, 2014
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4