Community Trust Bancorp Statistics
Total Valuation
CTBI has a market cap or net worth of $1.02 billion. The enterprise value is $1.27 billion.
Important Dates
The next estimated earnings date is Wednesday, July 16, 2025, before market open.
| Earnings Date | Jul 16, 2025 |
| Ex-Dividend Date | Jun 13, 2025 |
Share Statistics
CTBI has 18.11 million shares outstanding. The number of shares has increased by 0.46% in one year.
| Current Share Class | 18.11M |
| Shares Outstanding | 18.11M |
| Shares Change (YoY) | +0.46% |
| Shares Change (QoQ) | +0.07% |
| Owned by Insiders (%) | 5.12% |
| Owned by Institutions (%) | 64.32% |
| Float | 15.25M |
Valuation Ratios
The trailing PE ratio is 11.71 and the forward PE ratio is 10.96.
| PE Ratio | 11.71 |
| Forward PE | 10.96 |
| PS Ratio | 4.13 |
| Forward PS | 3.57 |
| PB Ratio | 1.30 |
| P/TBV Ratio | 1.41 |
| P/FCF Ratio | 9.44 |
| P/OCF Ratio | 8.79 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 14.73 |
| EV / Sales | 5.19 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 11.79 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.05 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.54%.
| Return on Equity (ROE) | 11.54% |
| Return on Assets (ROA) | 1.42% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $261,388 |
| Profits Per Employee | $92,191 |
| Employee Count | 934 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CTBI has paid $25.12 million in taxes.
| Income Tax | 25.12M |
| Effective Tax Rate | 22.58% |
Stock Price Statistics
The stock price has increased by +28.99% in the last 52 weeks. The beta is 0.60, so CTBI's price volatility has been lower than the market average.
| Beta (5Y) | 0.60 |
| 52-Week Price Change | +28.99% |
| 50-Day Moving Average | 51.44 |
| 200-Day Moving Average | 52.58 |
| Relative Strength Index (RSI) | 72.97 |
| Average Volume (20 Days) | 67,653 |
Short Selling Information
The latest short interest is 168,682, so 0.93% of the outstanding shares have been sold short.
| Short Interest | 168,682 |
| Short Previous Month | 156,016 |
| Short % of Shares Out | 0.93% |
| Short % of Float | 1.11% |
| Short Ratio (days to cover) | 3.75 |
Income Statement
In the last 12 months, CTBI had revenue of $244.14 million and earned $86.11 million in profits. Earnings per share was $4.79.
| Revenue | 244.14M |
| Gross Profit | 244.14M |
| Operating Income | 115.09M |
| Pretax Income | 99.02M |
| Net Income | 86.11M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $4.79 |
Full Income StatementBalance Sheet
The company has $75.81 million in cash and $327.78 million in debt, giving a net cash position of -$251.97 million or -$13.91 per share.
| Cash & Cash Equivalents | 75.81M |
| Total Debt | 327.78M |
| Net Cash | -251.97M |
| Net Cash Per Share | -$13.91 |
| Equity (Book Value) | 784.17M |
| Book Value Per Share | 43.32 |
| Working Capital | -5.00B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $115.57 million and capital expenditures -$7.97 million, giving a free cash flow of $107.60 million.
| Operating Cash Flow | 115.57M |
| Capital Expenditures | -7.97M |
| Free Cash Flow | 107.60M |
| FCF Per Share | $5.94 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 47.14% |
| Pretax Margin | 45.56% |
| Profit Margin | 35.27% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 44.07% |
Dividends & Yields
This stock pays an annual dividend of $1.88, which amounts to a dividend yield of 3.35%.
| Dividend Per Share | $1.88 |
| Dividend Yield | 3.35% |
| Dividend Growth (YoY) | 2.17% |
| Years of Dividend Growth | 45 |
| Payout Ratio | 39.25% |
| Buyback Yield | -0.46% |
| Shareholder Yield | 2.89% |
| Earnings Yield | 8.47% |
| FCF Yield | 10.59% |
Dividend DetailsAnalyst Forecast
The average price target for CTBI is $57.00, which is 1.59% higher than the current price. The consensus rating is "Buy".
| Price Target | $57.00 |
| Price Target Difference | 1.59% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 13, 2014. It was a forward split with a ratio of 1.1:1.
| Last Split Date | May 13, 2014 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
