Community Trust Bancorp Statistics
Total Valuation
CTBI has a market cap or net worth of $1.09 billion. The enterprise value is $1.40 billion.
Important Dates
The next estimated earnings date is Wednesday, April 15, 2026, before market open.
| Earnings Date | Apr 15, 2026 |
| Ex-Dividend Date | Mar 13, 2026 |
Share Statistics
CTBI has 18.15 million shares outstanding. The number of shares has increased by 0.37% in one year.
| Current Share Class | 18.15M |
| Shares Outstanding | 18.15M |
| Shares Change (YoY) | +0.37% |
| Shares Change (QoQ) | +0.06% |
| Owned by Insiders (%) | 2.58% |
| Owned by Institutions (%) | 63.85% |
| Float | 15.93M |
Valuation Ratios
The trailing PE ratio is 11.03 and the forward PE ratio is 10.36.
| PE Ratio | 11.03 |
| Forward PE | 10.36 |
| PS Ratio | 4.03 |
| Forward PS | 3.53 |
| PB Ratio | 1.27 |
| P/TBV Ratio | 1.38 |
| P/FCF Ratio | 11.17 |
| P/OCF Ratio | 10.36 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 14.29 |
| EV / Sales | 5.19 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 14.39 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.00 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.15%.
| Return on Equity (ROE) | 12.15% |
| Return on Assets (ROA) | 1.52% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.45% |
| Revenue Per Employee | $290,494 |
| Profits Per Employee | $105,439 |
| Employee Count | 930 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CTBI has paid $29.03 million in taxes.
| Income Tax | 29.03M |
| Effective Tax Rate | 22.84% |
Stock Price Statistics
The stock price has increased by +15.81% in the last 52 weeks. The beta is 0.57, so CTBI's price volatility has been lower than the market average.
| Beta (5Y) | 0.57 |
| 52-Week Price Change | +15.81% |
| 50-Day Moving Average | 61.34 |
| 200-Day Moving Average | 56.93 |
| Relative Strength Index (RSI) | 48.69 |
| Average Volume (20 Days) | 94,561 |
Short Selling Information
The latest short interest is 201,418, so 1.11% of the outstanding shares have been sold short.
| Short Interest | 201,418 |
| Short Previous Month | 172,730 |
| Short % of Shares Out | 1.11% |
| Short % of Float | 1.26% |
| Short Ratio (days to cover) | 3.07 |
Income Statement
In the last 12 months, CTBI had revenue of $270.16 million and earned $98.06 million in profits. Earnings per share was $5.43.
| Revenue | 270.16M |
| Gross Profit | 270.16M |
| Operating Income | 131.38M |
| Pretax Income | 127.09M |
| Net Income | 98.06M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $5.43 |
Full Income StatementBalance Sheet
The company has $75.83 million in cash and $389.79 million in debt, with a net cash position of -$313.96 million or -$17.30 per share.
| Cash & Cash Equivalents | 75.83M |
| Total Debt | 389.79M |
| Net Cash | -313.96M |
| Net Cash Per Share | -$17.30 |
| Equity (Book Value) | 856.07M |
| Book Value Per Share | 47.26 |
| Working Capital | -5.32B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $104.99 million and capital expenditures -$7.60 million, giving a free cash flow of $97.39 million.
| Operating Cash Flow | 104.99M |
| Capital Expenditures | -7.60M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 68.20M |
| Free Cash Flow | 97.39M |
| FCF Per Share | $5.37 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 48.63% |
| Pretax Margin | 47.04% |
| Profit Margin | 36.30% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 36.05% |
Dividends & Yields
This stock pays an annual dividend of $2.12, which amounts to a dividend yield of 3.54%.
| Dividend Per Share | $2.12 |
| Dividend Yield | 3.54% |
| Dividend Growth (YoY) | 10.16% |
| Years of Dividend Growth | 46 |
| Payout Ratio | 37.94% |
| Buyback Yield | -0.37% |
| Shareholder Yield | 3.17% |
| Earnings Yield | 9.02% |
| FCF Yield | 8.95% |
Dividend DetailsAnalyst Forecast
The average price target for CTBI is $59.00, which is -1.54% lower than the current price. The consensus rating is "Buy".
| Price Target | $59.00 |
| Price Target Difference | -1.54% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 13, 2014. It was a forward split with a ratio of 1.1:1.
| Last Split Date | May 13, 2014 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
