Community Trust Bancorp Statistics

Total Valuation

CTBI has a market cap or net worth of $883.73 million. The enterprise value is $1.14 billion.

Market Cap	883.73M
Enterprise Value	1.14B

Important Dates

The last earnings date was Wednesday, April 16, 2025, before market open.

Earnings Date	Apr 16, 2025
Ex-Dividend Date	Jun 13, 2025

Share Statistics

CTBI has 18.10 million shares outstanding. The number of shares has increased by 0.46% in one year.

Current Share Class	18.10M
Shares Outstanding	18.10M
Shares Change (YoY)	+0.46%
Shares Change (QoQ)	+0.07%
Owned by Insiders (%)	5.11%
Owned by Institutions (%)	62.50%
Float	15.25M

Valuation Ratios

The trailing PE ratio is 10.19 and the forward PE ratio is 9.44.

PE Ratio	10.19
Forward PE	9.44
PS Ratio	3.59
Forward PS	3.17
PB Ratio	1.13
P/TBV Ratio	1.23
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	13.27
EV / Sales	4.68
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.54%.

Return on Equity (ROE)	11.54%
Return on Assets (ROA)	1.42%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$261,388
Profits Per Employee	$92,191
Employee Count	934
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CTBI has paid $25.12 million in taxes.

Income Tax	25.12M
Effective Tax Rate	22.58%

Stock Price Statistics

The stock price has increased by +12.44% in the last 52 weeks. The beta is 0.57, so CTBI's price volatility has been lower than the market average.

Beta (5Y)	0.57
52-Week Price Change	+12.44%
50-Day Moving Average	50.89
200-Day Moving Average	51.79
Relative Strength Index (RSI)	49.30
Average Volume (20 Days)	69,405

Short Selling Information

The latest short interest is 142,514, so 0.79% of the outstanding shares have been sold short.

Short Interest	142,514
Short Previous Month	143,060
Short % of Shares Out	0.79%
Short % of Float	0.93%
Short Ratio (days to cover)	2.06

Income Statement

In the last 12 months, CTBI had revenue of $244.14 million and earned $86.11 million in profits. Earnings per share was $4.79.

Revenue	244.14M
Gross Profit	244.14M
Operating Income	115.10M
Pretax Income	99.02M
Net Income	86.11M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.79

Full Income Statement

Balance Sheet

The company has $68.53 million in cash and $327.78 million in debt, giving a net cash position of -$259.25 million or -$14.32 per share.

Cash & Cash Equivalents	68.53M
Total Debt	327.78M
Net Cash	-259.25M
Net Cash Per Share	-$14.32
Equity (Book Value)	784.17M
Book Value Per Share	43.32
Working Capital	-5.28B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	47.15%
Pretax Margin	45.56%
Profit Margin	35.27%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $1.88, which amounts to a dividend yield of 3.86%.

Dividend Per Share	$1.88
Dividend Yield	3.86%
Dividend Growth (YoY)	2.17%
Years of Dividend Growth	45
Payout Ratio	39.25%
Buyback Yield	-0.46%
Shareholder Yield	3.40%
Earnings Yield	9.74%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for CTBI is $57.00, which is 16.97% higher than the current price. The consensus rating is "Buy".

Price Target	$57.00
Price Target Difference	16.97%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on May 13, 2014. It was a forward split with a ratio of 1.1:1.

Last Split Date	May 13, 2014
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2