Customers Bancorp, Inc. (CUBI)
Stock Price Chart
Key Info
| Market Cap | 436.16M |
| Revenue (ttm) | 353.13M |
| Net Income (ttm) | 80.41M |
| Shares Out | 31.51M |
| EPS (ttm) | 2.09 |
| PE Ratio | 6.62 |
| Forward PE | n/a |
| Dividend | n/a |
| Dividend Yield | n/a |
Stock Quote
| Trading Day | Oct 22, 2020 |
| Last Price | $13.84 |
| Previous Close | $13.10 |
| Change ($) | 0.74 |
| Change (%) | 5.65% |
| Day's Open | 13.13 |
| Day's Range | 13.02 - 13.89 |
| Day's Volume | 92,072 |
| 52-Week Range | 8.36 - 25.72 |
More Stats
| Market Cap | 436.16M |
| Enterprise Value | 4.94B |
| Earnings Date (est) | Oct 28, 2020 |
| Ex-Dividend Date | n/a |
| Shares Outstanding | 31.51M |
| Float | 28.63M |
| EPS (basic) | 2.10 |
| EPS (diluted) | 2.09 |
| FCF / Share | 2.14 |
| Dividend | n/a |
| Dividend Yield | n/a |
| Earnings Yield | 15.10% |
| FCF Yield | 15.42% |
| Payout Ratio | n/a |
| Shares Short | 574,991 |
| Short Ratio | 3.52 |
| Short % of Float | 2.01% |
| Beta | 1.57 |
| PE Ratio | 6.62 |
| Forward PE | n/a |
| P/FCF Ratio | 6.48 |
| PS Ratio | 1.24 |
| PB Ratio | 0.52 |
| Revenue | 353.13M |
| Operating Income | 104.83M |
| Net Income | 80.41M |
| Free Cash Flow | 67.26M |
| Net Cash | -4.51B |
| Net Cash / Share | -143.04 |
| Gross Margin | 94.70% |
| Operating Margin | 29.69% |
| Profit Margin | 18.70% |
| FCF Margin | 19.05% |
| ROA | 0.55% |
| ROE | 8.04% |
| ROIC | 0.70% |
Analyst Summary
Analyst Consensus: Overweight
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 334 | 311 | 339 | 303 | 203 | 162 | 124 | 86.74 | 42.76 | 54.63 |
| Revenue Growth | 7.32% | -8.32% | 12.11% | 48.85% | 25.35% | 30.55% | 43.33% | 102.88% | -21.74% | - |
| Gross Profit | 325 | 307 | 339 | 303 | 203 | 162 | 124 | 86.74 | 42.76 | 54.63 |
| Operating Income | 102 | 91.05 | 124 | 125 | 88.50 | 65.51 | 50.30 | 36.09 | 5.87 | 28.47 |
| Net Income | 79.33 | 71.70 | 78.84 | 78.70 | 58.58 | 43.21 | 32.69 | 23.82 | 4.03 | 23.74 |
| Shares Outstanding | 31.32 | 31.69 | 30.81 | 27.54 | 26.88 | 26.74 | 27.16 | 20.31 | 12.54 | - |
| Earnings Per Share | 2.05 | 1.78 | 1.97 | 2.31 | 1.96 | 1.55 | 1.30 | 1.57 | 0.36 | 3.36 |
| EPS Growth | 15.17% | -9.64% | -14.72% | 17.86% | 26.45% | 19.23% | -17.2% | 342.25% | -89.42% | - |
| Operating Cash Flow | 78.28 | 97.47 | 62.19 | 91.40 | 66.57 | -542 | 722 | -1,242 | 29.90 | -222 |
| Capital Expenditures | -50.26 | -38.98 | -24.36 | -5.43 | -2.94 | -1.27 | -3.89 | -2.71 | -2.72 | -3.29 |
| Free Cash Flow | 28.02 | 58.49 | 37.84 | 85.98 | 63.63 | -544 | 718 | -1,245 | 27.18 | -225 |
| Cash & Equivalents | 213 | 62.14 | 146 | 265 | 265 | 371 | 233 | 186 | 73.57 | 239 |
| Total Debt | 1,693 | 1,668 | 2,062 | 1,148 | 1,890 | 1,816 | 785 | 478 | 338 | 13.00 |
| Net Cash / Debt | -1,480 | -1,606 | -1,916 | -883 | -1,626 | -1,445 | -552 | -292 | -264 | 226 |
| Assets | 11,521 | 9,833 | 9,840 | 9,383 | 8,398 | 6,825 | 4,153 | 3,201 | 2,078 | 1,374 |
| Liabilities | 10,468 | 8,877 | 8,919 | 8,527 | 7,844 | 6,382 | 3,767 | 2,932 | 1,930 | 1,269 |
| Book Value | 1,053 | 957 | 921 | 856 | 554 | 443 | 387 | 269 | 148 | 105 |
Company Profile
Company Details
| Full Name | Customers Bancorp, Inc. |
| Country | United States |
| Employees | 867 |
| CEO | Jay S. Sidhu |
Stock Information
| Ticker Symbol | CUBI |
| Stock Exchange | New York Stock Exchange |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NYSE: CUBI |
| IPO Date | February 21, 2012 |
Description
Customers Bancorp operates as the bank holding company for Customers Bank that provides financial products and services to individual consumers, and small and middle market businesses. It operates in two segments, Customers Bank Business Banking and BankMobile. The company accepts various deposit products, such as checking, savings, money market deposit, time deposit, and individual retirement accounts, as well as non-retail time deposit. It also provides commercial and industrial lending services; small business administration loans; multi-family and commercial real estate loans; commercial loans to mortgage companies; equipment financing services and specialty lending; and home equity and residential mortgage loans. In addition, the company offers private banking services; mobile phone banking, internet banking, wire transfers, electronic bill payment, lock box, remote deposit capture, courier, merchant processing, cash vault, controlled disbursements, and positive pay services; and cash management services, such as account reconciliation, collections, and sweep accounts. It operates 13 full-service branches, as well as limited purpose and administrative offices in Southeastern Pennsylvania; Rye Brook, New York; Hamilton, New Jersey; Boston, Massachusetts; Providence, Rhode Island; Portsmouth, New Hampshire; Manhattan and Melville, New York; Philadelphia, Pennsylvania; Washington D.C.; and Chicago, Illinois. Customers Bancorp, Inc. was founded in 1994 and is headquartered in Wyomissing, Pennsylvania.