Customers Bancorp Statistics
Total Valuation
CUBI has a market cap or net worth of $2.57 billion. The enterprise value is -$276.09 million.
Important Dates
The last earnings date was Thursday, April 23, 2026, after market close.
| Earnings Date | Apr 23, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
CUBI has 33.83 million shares outstanding. The number of shares has increased by 4.65% in one year.
| Current Share Class | 33.83M |
| Shares Outstanding | 33.83M |
| Shares Change (YoY) | +4.65% |
| Shares Change (QoQ) | -0.23% |
| Owned by Insiders (%) | 6.37% |
| Owned by Institutions (%) | 94.92% |
| Float | 31.65M |
Valuation Ratios
The trailing PE ratio is 9.65 and the forward PE ratio is 8.68. CUBI's PEG ratio is 0.67.
| PE Ratio | 9.65 |
| Forward PE | 8.68 |
| PS Ratio | 3.19 |
| Forward PS | 2.83 |
| PB Ratio | 1.20 |
| P/TBV Ratio | 1.20 |
| P/FCF Ratio | 8.98 |
| P/OCF Ratio | 5.91 |
| PEG Ratio | 0.67 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 6.83 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.01%.
| Return on Equity (ROE) | 14.01% |
| Return on Assets (ROA) | 1.16% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.18% |
| Revenue Per Employee | $929,793 |
| Profits Per Employee | $309,911 |
| Employee Count | 869 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CUBI has paid $86.02 million in taxes.
| Income Tax | 86.02M |
| Effective Tax Rate | 23.45% |
Stock Price Statistics
The stock price has increased by +49.99% in the last 52 weeks. The beta is 1.52, so CUBI's price volatility has been higher than the market average.
| Beta (5Y) | 1.52 |
| 52-Week Price Change | +49.99% |
| 50-Day Moving Average | 73.54 |
| 200-Day Moving Average | 70.96 |
| Relative Strength Index (RSI) | 54.04 |
| Average Volume (20 Days) | 319,754 |
Short Selling Information
The latest short interest is 2.36 million, so 6.96% of the outstanding shares have been sold short.
| Short Interest | 2.36M |
| Short Previous Month | 2.44M |
| Short % of Shares Out | 6.96% |
| Short % of Float | 7.44% |
| Short Ratio (days to cover) | 7.39 |
Income Statement
In the last 12 months, CUBI had revenue of $807.99 million and earned $269.31 million in profits. Earnings per share was $7.89.
| Revenue | 807.99M |
| Gross Profit | 807.99M |
| Operating Income | 404.50M |
| Pretax Income | 366.85M |
| Net Income | 269.31M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $7.89 |
Full Income StatementBalance Sheet
The company has $4.81 billion in cash and $1.96 billion in debt, with a net cash position of $2.85 billion or $84.28 per share.
| Cash & Cash Equivalents | 4.81B |
| Total Debt | 1.96B |
| Net Cash | 2.85B |
| Net Cash Per Share | $84.28 |
| Equity (Book Value) | 2.14B |
| Book Value Per Share | 63.64 |
| Working Capital | -15.18B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $435.71 million and capital expenditures -$148.93 million, giving a free cash flow of $286.78 million.
| Operating Cash Flow | 435.71M |
| Capital Expenditures | -148.93M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 488.35M |
| Free Cash Flow | 286.78M |
| FCF Per Share | $8.48 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 50.06% |
| Pretax Margin | 45.40% |
| Profit Margin | 34.76% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 35.49% |
Dividends & Yields
CUBI does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -4.65% |
| Shareholder Yield | n/a |
| Earnings Yield | 10.46% |
| FCF Yield | 11.14% |
Analyst Forecast
The average price target for CUBI is $90.18, which is 18.47% higher than the current price. The consensus rating is "Buy".
| Price Target | $90.18 |
| Price Target Difference | 18.47% |
| Analyst Consensus | Buy |
| Analyst Count | 11 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 22, 2014. It was a forward split with a ratio of 1.1:1.
| Last Split Date | May 22, 2014 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
