Customers Bancorp Statistics
Total Valuation
CUBI has a market cap or net worth of $1.46 billion. The enterprise value is -$874.12 million.
| Market Cap | 1.46B |
| Enterprise Value | -874.12M |
Important Dates
The last earnings date was Thursday, April 25, 2024, after market close.
| Earnings Date | Apr 25, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
CUBI has 31.48 million shares outstanding. The number of shares has decreased by -3.39% in one year.
| Shares Outstanding | 31.48M |
| Shares Change (YoY) | -3.39% |
| Shares Change (QoQ) | +0.39% |
| Owned by Insiders (%) | 7.53% |
| Owned by Institutions (%) | 87.93% |
| Float | 29.05M |
Valuation Ratios
The trailing PE ratio is 6.34 and the forward PE ratio is 6.61.
| PE Ratio | 6.34 |
| Forward PE | 6.61 |
| PS Ratio | 2.14 |
| Forward PS | 2.02 |
| PB Ratio | 0.89 |
| P/FCF Ratio | 17.01 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.92 |
| Debt / EBITDA | 4.16 |
| Debt / FCF | 17.55 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 15.50% and return on invested capital (ROIC) is 7.95%.
| Return on Equity (ROE) | 15.50% |
| Return on Assets (ROA) | 1.10% |
| Return on Capital (ROIC) | 7.95% |
| Revenue Per Employee | $957,147 |
| Profits Per Employee | $329,759 |
| Employee Count | 714 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CUBI has paid $80.60 million in taxes.
| Income Tax | 80.60M |
| Effective Tax Rate | 25.50% |
Stock Price Statistics
The stock price has increased by +180.62% in the last 52 weeks. The beta is 1.65, so CUBI's price volatility has been higher than the market average.
| Beta (1Y) | 1.65 |
| 52-Week Price Change | +180.62% |
| 50-Day Moving Average | 51.54 |
| 200-Day Moving Average | 44.85 |
| Relative Strength Index (RSI) | 48.02 |
| Average Volume (30 Days) | 277,316 |
Short Selling Information
The latest short interest is 1.98 million, so 6.29% of the outstanding shares have been sold short.
| Short Interest | 1.98M |
| Short Previous Month | 1.95M |
| Short % of Shares Out | 6.29% |
| Short % of Float | 6.82% |
| Short Ratio (days to cover) | 6.77 |
Income Statement
In the last 12 months, CUBI had revenue of $683.40 million and earned $235.45 million in profits. Earnings per share was $7.32.
| Revenue | 683.40M |
| Gross Profit | 653.51M |
| Operating Income | 330.74M |
| Pretax Income | 330.74M |
| Net Income | 235.45M |
| EBITDA | 362.55M |
| EBIT | 330.74M |
| Earnings Per Share (EPS) | $7.32 |
Balance Sheet
The company has $3.85 billion in cash and $1.51 billion in debt, giving a net cash position of $2.34 billion or $74.23 per share.
| Cash & Cash Equivalents | 3.85B |
| Total Debt | 1.51B |
| Net Cash | 2.34B |
| Net Cash Per Share | $74.23 |
| Equity / Book Value | 1.64B |
| Book Value Per Share | 52.04 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $124.73 million and capital expenditures -$38.73 million, giving a free cash flow of $86.00 million.
| Operating Cash Flow | 124.73M |
| Capital Expenditures | -38.73M |
| Free Cash Flow | 86.00M |
| FCF Per Share | $2.74 |
Margins
Gross margin is 95.63%, with operating and profit margins of 48.40% and 34.45%.
| Gross Margin | 95.63% |
| Operating Margin | 48.40% |
| Pretax Margin | 48.40% |
| Profit Margin | 34.45% |
| EBITDA Margin | 53.05% |
| EBIT Margin | 48.40% |
| FCF Margin | 12.58% |
Dividends & Yields
CUBI does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 3.39% |
| Shareholder Yield | 3.39% |
| Earnings Yield | 16.09% |
| FCF Yield | 5.88% |
Analyst Forecast
The average price target for CUBI is $61.86, which is 34.19% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $61.86 |
| Price Target Difference | 34.19% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 7 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on May 22, 2014. It was a forward split with a ratio of 11:10.
| Last Split Date | May 22, 2014 |
| Split Type | Forward |
| Split Ratio | 11:10 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |