Customers Bancorp Statistics
Total Valuation
CUBI has a market cap or net worth of $2.82 billion. The enterprise value is $1.02 billion.
| Market Cap | 2.82B |
| Enterprise Value | 1.02B |
Important Dates
The last earnings date was Thursday, July 23, 2026, after market close.
| Earnings Date | Jul 23, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
CUBI has 33.78 million shares outstanding. The number of shares has increased by 6.85% in one year.
| Current Share Class | 33.78M |
| Shares Outstanding | 33.78M |
| Shares Change (YoY) | +6.85% |
| Shares Change (QoQ) | -1.16% |
| Owned by Insiders (%) | 5.83% |
| Owned by Institutions (%) | 101.25% |
| Float | 31.80M |
Valuation Ratios
The trailing PE ratio is 10.20 and the forward PE ratio is 9.32.
| PE Ratio | 10.20 |
| Forward PE | 9.32 |
| PS Ratio | 3.42 |
| Forward PS | 3.32 |
| PB Ratio | 1.28 |
| P/TBV Ratio | 1.28 |
| P/FCF Ratio | 12.33 |
| P/OCF Ratio | 7.41 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 3.58 |
| EV / Sales | 1.23 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 4.45 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 10.41 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.32%.
| Return on Equity (ROE) | 14.32% |
| Return on Assets (ROA) | 1.19% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.73% |
| Revenue Per Employee | $951,443 |
| Profits Per Employee | $327,994 |
| Employee Count | 869 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CUBI has paid $85.95 million in taxes.
| Income Tax | 85.95M |
| Effective Tax Rate | 22.77% |
Stock Price Statistics
The stock price has increased by +26.83% in the last 52 weeks. The beta is 1.48, so CUBI's price volatility has been higher than the market average.
| Beta (5Y) | 1.48 |
| 52-Week Price Change | +26.83% |
| 50-Day Moving Average | 78.31 |
| 200-Day Moving Average | 74.04 |
| Relative Strength Index (RSI) | 66.06 |
| Average Volume (20 Days) | 281,204 |
Short Selling Information
The latest short interest is 2.41 million, so 7.14% of the outstanding shares have been sold short.
| Short Interest | 2.41M |
| Short Previous Month | 2.33M |
| Short % of Shares Out | 7.14% |
| Short % of Float | 7.58% |
| Short Ratio (days to cover) | 7.59 |
Income Statement
In the last 12 months, CUBI had revenue of $826.80 million and earned $285.03 million in profits. Earnings per share was $8.19.
| Revenue | 826.80M |
| Gross Profit | 826.80M |
| Operating Income | 407.73M |
| Pretax Income | 377.40M |
| Net Income | 285.03M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $8.19 |
Balance Sheet
The company has $4.19 billion in cash and $2.38 billion in debt, with a net cash position of $1.80 billion or $53.42 per share.
| Cash & Cash Equivalents | 4.19B |
| Total Debt | 2.38B |
| Net Cash | 1.80B |
| Net Cash Per Share | $53.42 |
| Equity (Book Value) | 2.21B |
| Book Value Per Share | 65.31 |
| Working Capital | -15.98B |
Cash Flow
In the last 12 months, operating cash flow was $380.86 million and capital expenditures -$151.81 million, giving a free cash flow of $229.05 million.
| Operating Cash Flow | 380.86M |
| Capital Expenditures | -151.81M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 858.35M |
| Free Cash Flow | 229.05M |
| FCF Per Share | $6.78 |
Margins
| Gross Margin | n/a |
| Operating Margin | 49.31% |
| Pretax Margin | 45.65% |
| Profit Margin | 35.25% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 27.70% |
Dividends & Yields
CUBI does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -6.85% |
| Shareholder Yield | -6.85% |
| Earnings Yield | 10.09% |
| FCF Yield | 8.11% |
Analyst Forecast
The average price target for CUBI is $94.00, which is 12.47% higher than the current price. The consensus rating is "Buy".
| Price Target | $94.00 |
| Price Target Difference | 12.47% |
| Analyst Consensus | Buy |
| Analyst Count | 10 |
| Revenue Growth Forecast (3Y) | 8.32% |
| EPS Growth Forecast (3Y) | 11.03% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on May 22, 2014. It was a forward split with a ratio of 1.1:1.
| Last Split Date | May 22, 2014 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |