Customers Bancorp Statistics
Total Valuation
CUBI has a market cap or net worth of $2.66 billion. The enterprise value is $807.88 million.
| Market Cap | 2.66B |
| Enterprise Value | 807.88M |
Important Dates
The last earnings date was Thursday, July 23, 2026, after market close.
| Earnings Date | Jul 23, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
CUBI has 33.77 million shares outstanding. The number of shares has increased by 6.85% in one year.
| Current Share Class | 33.77M |
| Shares Outstanding | 33.77M |
| Shares Change (YoY) | +6.85% |
| Shares Change (QoQ) | -1.16% |
| Owned by Insiders (%) | 6.12% |
| Owned by Institutions (%) | 94.47% |
| Float | 31.69M |
Valuation Ratios
The trailing PE ratio is 9.60 and the forward PE ratio is 8.74. CUBI's PEG ratio is 0.55.
| PE Ratio | 9.60 |
| Forward PE | 8.74 |
| PS Ratio | 3.21 |
| Forward PS | 3.17 |
| PB Ratio | 1.20 |
| P/TBV Ratio | 1.21 |
| P/FCF Ratio | 9.26 |
| P/OCF Ratio | 6.10 |
| PEG Ratio | 0.55 |
Enterprise Valuation
| EV / Earnings | 2.83 |
| EV / Sales | 0.98 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 2.82 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 8.13 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.32%.
| Return on Equity (ROE) | 14.32% |
| Return on Assets (ROA) | 1.19% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.61% |
| Revenue Per Employee | $934,242 |
| Profits Per Employee | $322,064 |
| Employee Count | 885 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CUBI has paid $85.95 million in taxes.
| Income Tax | 85.95M |
| Effective Tax Rate | 22.77% |
Stock Price Statistics
The stock price has increased by +27.51% in the last 52 weeks. The beta is 1.48, so CUBI's price volatility has been higher than the market average.
| Beta (5Y) | 1.48 |
| 52-Week Price Change | +27.51% |
| 50-Day Moving Average | 76.33 |
| 200-Day Moving Average | 72.90 |
| Relative Strength Index (RSI) | 56.09 |
| Average Volume (20 Days) | 335,982 |
Short Selling Information
The latest short interest is 2.37 million, so 7.02% of the outstanding shares have been sold short.
| Short Interest | 2.37M |
| Short Previous Month | 2.33M |
| Short % of Shares Out | 7.02% |
| Short % of Float | 7.49% |
| Short Ratio (days to cover) | 6.76 |
Income Statement
In the last 12 months, CUBI had revenue of $826.80 million and earned $285.03 million in profits. Earnings per share was $8.19.
| Revenue | 826.80M |
| Gross Profit | 826.80M |
| Operating Income | 407.73M |
| Pretax Income | 377.40M |
| Net Income | 285.03M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $8.19 |
Balance Sheet
The company has $4.18 billion in cash and $2.33 billion in debt, with a net cash position of $1.85 billion or $54.74 per share.
| Cash & Cash Equivalents | 4.18B |
| Total Debt | 2.33B |
| Net Cash | 1.85B |
| Net Cash Per Share | $54.74 |
| Equity (Book Value) | 2.21B |
| Book Value Per Share | 65.31 |
| Working Capital | -17.60B |
Cash Flow
In the last 12 months, operating cash flow was $435.71 million and capital expenditures -$148.93 million, giving a free cash flow of $286.78 million.
| Operating Cash Flow | 435.71M |
| Capital Expenditures | -148.93M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 488.35M |
| Free Cash Flow | 286.78M |
| FCF Per Share | $8.49 |
Margins
| Gross Margin | n/a |
| Operating Margin | 49.31% |
| Pretax Margin | 45.65% |
| Profit Margin | 35.25% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 35.49% |
Dividends & Yields
CUBI does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -6.85% |
| Shareholder Yield | -6.85% |
| Earnings Yield | 10.73% |
| FCF Yield | 10.80% |
Analyst Forecast
The average price target for CUBI is $93.91, which is 19.39% higher than the current price. The consensus rating is "Buy".
| Price Target | $93.91 |
| Price Target Difference | 19.39% |
| Analyst Consensus | Buy |
| Analyst Count | 10 |
| Revenue Growth Forecast (3Y) | 7.89% |
| EPS Growth Forecast (3Y) | 10.14% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on May 22, 2014. It was a forward split with a ratio of 1.1:1.
| Last Split Date | May 22, 2014 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |