Customers Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	774.39	750.49	654.4	687.45	623.72	685.07
Net Interest Income Growth	17.07%	14.68%	-4.81%	10.22%	-8.96%	69.70%
Non-Interest Income	126.63	67.82	60.43	70.57	32.27	77.87
Non-Interest Income Growth	760.66%	12.23%	-14.36%	118.66%	-58.55%	24.84%
Revenues Before Loan Losses	901.02	818.31	714.84	758.01	655.99	762.94
Provision for Credit Losses	93.03	97.96	73.45	74.61	60.07	27.43
Revenue	807.99	720.35	641.39	683.4	595.93	735.52
Revenue Growth (YoY)	36.60%	12.31%	-6.15%	14.68%	-18.98%	82.38%
Compensation Expenses	197.61	188.99	175.84	133.28	112.37	108.2
Selling, General & Admin	112.68	111.94	116.41	113.89	128.61	123.9
Other Non-Interest Expenses	130.86	131	124.77	105.5	63.65	62.21
Total Non-Interest Expense	441.14	431.92	417.01	352.66	304.63	294.31
Pretax Income	366.85	288.43	224.37	330.74	291.3	441.21
Provision for Income Taxes	86.02	64.34	42.9	80.6	63.26	86.94
Net Income	269.31	209.18	166.43	235.45	218.4	300.13
Net Income Attributable to Preferred Dividends	11.52	14.91	15.04	14.7	9.63	14.51
Net Income to Common	269.31	209.18	166.43	235.45	218.4	300.13
Net Income Growth	107.12%	25.69%	-29.31%	7.80%	-27.23%	153.20%
Shares Outstanding (Basic)	33	32	32	31	33	32
Shares Outstanding (Diluted)	34	33	33	32	34	34
Shares Change (YoY)	4.62%	2.20%	1.74%	-4.14%	-0.45%	6.21%
EPS (Basic)	8.14	6.46	5.28	7.49	6.69	9.29
EPS (Diluted)	7.88	6.26	5.09	7.32	6.51	8.91
EPS Growth	95.53%	22.99%	-30.46%	12.44%	-26.94%	138.23%
Shares Outstanding	33.69	34.19	31.35	31.44	32.37	32.91
Free Cash Flow	422.61	481.02	143.57	124.14	-24.87	-24.99
Free Cash Flow Growth	-12.14%	235.05%	15.65%	-	-	-
Free Cash Flow Per Share	12.38	14.39	4.39	3.86	-0.74	-0.74
Profit Margin	34.76%	31.11%	28.29%	36.60%	38.27%	42.78%
FCF Margin	52.30%	66.78%	22.38%	18.16%	-4.17%	-3.40%
EBITDA	40.4	41.8	33.55	31.81	27.16	21.67
EBITDA Margin	5.00%	5.80%	5.23%	4.66%	4.56%	2.95%
Effective Tax Rate	23.45%	22.31%	19.12%	24.37%	21.72%	19.71%

Updated May 8, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q