Customers Bancorp, Inc. (CUBI)

Customers Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	3,625	4,411	3,786	3,846	455.81	518.03
Investment Securities	4,173	813.15	1,291	1,770	2,016	1,978
Trading Asset Securities	-	11.33	15.22	17.9	44.37	27.3
Mortgage-Backed Securities	-	1,854	1,720	1,739	1,812	1,839
Total Investments	4,173	2,678	3,027	3,527	3,872	3,844
Gross Loans	18,402	16,822	14,494	12,896	15,491	14,610
Allowance for Loan Losses	-172.13	-155.66	-136.78	-135.31	-130.92	-137.8
Other Adjustments to Gross Loans	-	-65.88	-45.47	-34.59	-24.9	-57.38
Net Loans	18,230	16,601	14,312	12,726	15,335	14,415
Property, Plant & Equipment	19.19	353.37	255.93	227.55	221.03	138.95
Other Intangible Assets	3.63	3.63	3.63	3.63	3.63	3.74
Loans Held for Sale	109.51	26.1	204.79	340.32	328.31	16.25
Accrued Interest Receivable	113.42	103.63	108.35	114.77	123.37	92.24
Long-Term Deferred Tax Assets	-	-	1.68	12.61	45.81	-
Other Real Estate Owned & Foreclosed	38.16	12.47	-	0.1	-	-
Other Long-Term Assets	953.81	705.25	608.11	516.59	509.13	509.87
Total Assets	27,412	24,896	22,308	21,316	20,896	19,575

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Bearing Deposits	15,355	13,275	12,435	13,311	16,186	12,059
Institutional Deposits	-	1,200	803.1	186.3	85.5	259
Non-Interest Bearing Deposits	7,209	6,304	5,608	4,422	1,885	4,460
Total Deposits	22,564	20,779	18,846	17,920	18,157	16,778
Short-Term Borrowings	-	15.7	122.57	27.1	342.08	801.54
Current Portion of Long-Term Debt	-	-	-	24.91	-	99.77
Current Portion of Leases	-	7.44	-	-	-	-
Accrued Interest Payable	246.75	216.75	140.42	192.21	159.94	197.22
Long-Term Debt	271.18	380.36	281.58	281.16	305.53	304.99
Federal Home Loan Bank Debt, Long-Term	2,137	1,325	1,028	1,203	500	-
Long-Term Leases	-	34.28	37.88	18.05	19.05	14.52
Pension & Post-Retirement Benefits	-	11	9.4	8.1	6.6	7.9
Long-Term Deferred Tax Liabilities	-	2.05	-	-	-	2.84
Other Long-Term Liabilities	-	9	4.9	2.9	3	2.1
Total Liabilities	25,219	22,780	20,472	19,678	19,493	18,209

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Preferred Stock, Redeemable	-	-	137.79	137.79	137.79	137.79
Common Stock	36.54	36.19	35.76	35.46	35.01	34.72
Additional Paid-In Capital	675.69	666.76	575.33	564.54	551.72	542.39
Retained Earnings	1,755	1,535	1,326	1,160	924.13	705.73
Treasury Stock	-156.31	-68.57	-141.65	-122.41	-82.6	-49.44
Comprehensive Income & Other	-118.01	-54.05	-96.56	-136.57	-163.1	-4.98
Total Common Equity	2,193	2,116	1,699	1,501	1,265	1,228
Shareholders' Equity	2,193	2,116	1,837	1,638	1,403	1,366
Total Liabilities & Equity	27,412	24,896	22,308	21,316	20,896	19,575

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	2,408	1,763	1,470	1,554	1,167	1,221
Net Cash (Debt)	1,217	2,660	2,331	2,310	-666.48	-675.5
Net Cash Growth	-54.32%	14.12%	0.91%	-	-	-
Net Cash Per Share	34.66	79.55	71.24	71.83	-19.87	-20.05
Filing Date Shares Outstanding	33.34	34.21	31.47	31.48	31.6	32.95
Total Common Shares Outstanding	33.34	34.19	31.35	31.44	32.37	32.91
Book Value Per Share	65.77	61.87	54.20	47.73	39.08	37.32
Tangible Book Value	2,189	2,112	1,695	1,497	1,262	1,225
Tangible Book Value Per Share	65.66	61.77	54.08	47.61	38.97	37.21

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 2, 2026

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