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Customers Bancorp, Inc. (CUBI)
NYSE: CUBI · Real-Time Price · USD
84.60
+0.28 (0.33%)
At close: Nov 6, 2026, 4:00 PM EST
84.73
+0.13 (0.15%)
After-hours: Nov 6, 2026, 4:10 PM EST

Customers Bancorp Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
224.09181.47250.14228.03314.65
Depreciation & Amortization
3.471.011.924.183.84
Other Amortization
38.3432.5429.922.9817.82
Gain (Loss) on Sale of Assets
----2.84
Gain (Loss) on Sale of Investments
47.9420.76-6.4422.97-38.13
Total Asset Writedown
--0.121.36-
Provision for Credit Losses
53.9646.72-15.976.55-196.38
Net Decrease (Increase) in Loans Originated / Sold - Operating
75.42-12.68-206.09-306.9-8.71
Accrued Interest Receivable
-26.15-99.9823.58-3.5946.66
Other Operating Activities
-22.25-10.5910.4-8.7948.96
Net Cash from Discontinued Operations
-----24.38
Operating Cash Flow
494.76145.06124.73-20.83271.16
Operating Cash Flow Growth
241.08%16.30%--78.37%

Investing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-161.06-65.19-41.34-113.35-32.95
Sale of Property, Plant and Equipment
17.9818.492.617.4910.09
Investment in Securities
326.93679.72798.65149.79-2,619
Income (Loss) Equity Investments
--11.43---
Divestitures
----3.77
Net Decrease (Increase) in Loans Originated / Sold - Investing
-2,231-1,6582,376-1,3511,475
Other Investing Activities
-10.0318.4421.538.63-37.68
Investing Cash Flow
-2,057-1,0063,158-1,298-1,201

Financing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Short-Term Debt Issued
-100---
Long-Term Debt Issued
588.351552,56550098.8
Total Debt Issued
588.352552,56550098.8
Short-Term Debt Repaid
-100--300-475-325
Long-Term Debt Repaid
-200-350-1,865-100-4,415
Total Debt Repaid
-300-350-2,165-575-4,740
Net Debt Issued (Repaid)
288.35-95400-75-4,641
Issuance of Common Stock
165.851.763.110.5327.76
Repurchase of Common Stock
-19.14-24.7-42.24-38.23-33.23
Preferred Share Repurchases
-142.5----82.5
Preferred Dividends Paid
-10.8-15.15-14.64-9.33-10.83
Total Dividends Paid
-10.8-15.15-14.64-9.33-10.83
Net Increase (Decrease) in Deposit Accounts
1,906933.7-238.151,3795,468
Other Financing Activities
----26.8
Financing Cash Flow
2,188800.62108.091,257754.78

Net Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
625.53-60.423,391-62.23-175.32

Free Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
333.779.8783.39-134.17238.21
Free Cash Flow Growth
317.81%-4.22%--93.31%
Free Cash Flow Margin
46.33%12.45%12.20%-22.80%32.39%
Free Cash Flow Per Share
9.982.442.59-4.007.07

Additional Metrics

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
600.87715.21649.54226.99107.92
Cash Income Tax Paid
36.0857.5944.9780.0594.09
SEC Filings: 10-K · 10-Q