Customers Bancorp, Inc. (CUBI)
NYSE: CUBI · Real-Time Price · USD
75.01
-1.11 (-1.46%)
May 28, 2026, 9:31 AM EDT - Market open
Customers Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 280.83 | 224.09 | 181.47 | 250.14 | 228.03 | 354.27 |
Depreciation & Amortization | 40.4 | 41.8 | 33.55 | 31.81 | 27.16 | 21.67 |
Provision for Credit Losses | 93.03 | 97.96 | 73.45 | 74.61 | 60.07 | 27.43 |
Stock-Based Compensation | 19.94 | 18.46 | 14.44 | 12.59 | 14.15 | 13.86 |
Net Change in Loans Held-for-Sale | 63.22 | 75.42 | -12.68 | -206.09 | -306.9 | -8.71 |
Other Adjustments | -20.61 | -18.25 | -12.23 | -80.72 | -18.75 | -262.61 |
Changes in Accrued Interest and Accounts Receivable | -23.25 | -26.15 | -99.98 | 23.58 | -3.59 | 46.66 |
Changes in Accounts Payable | 26.1 | 81.43 | -32.83 | 18.68 | -20.99 | 102.99 |
Operating Cash Flow | 435.71 | 494.76 | 145.06 | 124.73 | -20.83 | -24.38 |
Operating Cash Flow Growth | 68.88% | 241.08% | 16.30% | - | - | - |
Net Change in Loans Held-for-Investment | -2,375 | -2,231 | -1,658 | 2,376 | -1,351 | 1,475 |
Net Change in Securities and Investments | 341.52 | 326.93 | 684.86 | 798.65 | 149.79 | -2,619 |
Proceeds from Business Divestments | - | - | - | - | - | 3.77 |
Capital Expenditures | -13.1 | -13.74 | -1.49 | -0.59 | -4.05 | -0.61 |
Sale of Property, Plant & Equipment | - | 0.02 | 0.07 | - | - | - |
Other Investing Activities | -136.88 | -139.26 | -31.83 | -16.65 | -93.18 | -59.88 |
Investing Cash Flow | -2,183 | -2,057 | -1,006 | 3,158 | -1,298 | -1,201 |
Net Change in Deposits | 2,663 | 1,906 | 933.7 | -238.15 | 1,379 | 5,468 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | 20 | -100 | 100 | -300 | -475 | -4,740 |
Long-Term Debt Issued | 810 | 588.35 | 155 | 2,565 | 500 | 98.8 |
Long-Term Debt Repaid | 390 | 200 | 350 | 1,865 | 100 | - |
Net Long-Term Debt Issued (Repaid) | 1,200 | 788.35 | 505 | 4,430 | 600 | 98.8 |
Issuance of Common Stock | 165.45 | 165.85 | 1.76 | 3.11 | 0.53 | 27.76 |
Repurchase of Common Stock | 50.03 | 19.14 | 24.7 | 42.24 | 38.23 | 33.23 |
Net Common Stock Issued (Repurchased) | 215.49 | 184.99 | 26.46 | 45.35 | 38.76 | 60.99 |
Repurchase of Preferred Stock | 113.75 | 142.5 | - | - | - | 82.5 |
Net Preferred Stock Issued (Repurchased) | 113.75 | 142.5 | - | - | - | 82.5 |
Preferred Share Dividends Paid | -7.37 | -10.8 | -15.15 | -14.64 | -9.33 | -10.83 |
Other Financing Activities | - | - | - | - | - | 26.8 |
Financing Cash Flow | 3,117 | 2,188 | 800.62 | 108.09 | 1,257 | 754.78 |
Net Cash Flow | 1,370 | 625.53 | -60.42 | 3,391 | -62.23 | -175.32 |
Free Cash Flow | 422.61 | 481.02 | 143.57 | 124.14 | -24.87 | -24.99 |
Free Cash Flow Growth | -12.14% | 235.05% | 15.65% | - | - | - |
FCF Margin | 52.30% | 66.78% | 22.38% | 18.16% | -4.17% | -3.40% |
Free Cash Flow Per Share | 12.38 | 14.39 | 4.39 | 3.86 | -0.74 | -0.74 |
Levered Free Cash Flow | 1,499 | 1,081 | 570.68 | 4,739 | 816.93 | 569.63 |
Unlevered Free Cash Flow | 30.15 | 83.35 | -100.75 | 73.49 | -1.47 | 170.69 |
Updated May 8, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.