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Customers Bancorp, Inc. (CUBI)
NYSE: CUBI · Real-Time Price · USD
81.07
+1.43 (1.80%)
At close: Sep 4, 2026, 4:00 PM EDT
80.53
-0.54 (-0.67%)
After-hours: Sep 4, 2026, 7:30 PM EDT

Customers Bancorp Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
291.45224.09181.47250.14228.03314.65
Depreciation & Amortization
4.343.471.011.924.183.84
Other Amortization
38.3438.3432.5429.922.9817.82
Gain (Loss) on Sale of Assets
0.89----2.84
Gain (Loss) on Sale of Investments
-6.3147.9420.76-6.4422.97-38.13
Total Asset Writedown
---0.121.36-
Provision for Credit Losses
51.2753.9646.72-15.976.55-196.38
Net Decrease (Increase) in Loans Originated / Sold - Operating
50.8475.42-12.68-206.09-306.9-8.71
Accrued Interest Receivable
-74.36-26.15-99.9823.58-3.5946.66
Other Operating Activities
-5.82-22.25-10.5910.4-8.7948.96
Net Cash from Discontinued Operations
------24.38
Operating Cash Flow
380.86494.76145.06124.73-20.83271.16
Operating Cash Flow Growth
-8.02%241.08%16.30%--78.37%

Investing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-151.81-161.06-65.19-41.34-113.35-32.95
Sale of Property, Plant and Equipment
17.3517.9818.492.617.4910.09
Investment in Securities
-517.3326.93679.72798.65149.79-2,619
Income (Loss) Equity Investments
---11.43---
Divestitures
-----3.77
Net Decrease (Increase) in Loans Originated / Sold - Investing
-2,664-2,231-1,6582,376-1,3511,475
Other Investing Activities
-44.95-10.0318.4421.538.63-37.68
Investing Cash Flow
-3,361-2,057-1,0063,158-1,298-1,201

Financing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Short-Term Debt Issued
--100---
Long-Term Debt Issued
-588.351552,56550098.8
Total Debt Issued
1,348588.352552,56550098.8
Short-Term Debt Repaid
--100--300-475-325
Long-Term Debt Repaid
--200-350-1,865-100-4,415
Total Debt Repaid
-490-300-350-2,165-575-4,740
Net Debt Issued (Repaid)
858.35288.35-95400-75-4,641
Issuance of Common Stock
165.38165.851.763.110.5327.76
Repurchase of Common Stock
-60.86-19.14-24.7-42.24-38.23-33.23
Preferred Share Repurchases
-85-142.5----82.5
Preferred Dividends Paid
-3.95-10.8-15.15-14.64-9.33-10.83
Total Dividends Paid
-3.95-10.8-15.15-14.64-9.33-10.83
Net Increase (Decrease) in Deposit Accounts
2,7821,906933.7-238.151,3795,468
Other Financing Activities
-----26.8
Financing Cash Flow
3,6562,188800.62108.091,257754.78

Net Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
675.34625.53-60.423,391-62.23-175.32

Free Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
229.05333.779.8783.39-134.17238.21
Free Cash Flow Growth
-30.30%317.81%-4.22%--93.31%
Free Cash Flow Margin
27.70%46.33%12.45%12.20%-22.80%32.39%
Free Cash Flow Per Share
6.599.982.442.59-4.007.07

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
600.87600.87715.21649.54226.99107.92
Cash Income Tax Paid
36.0836.0857.5944.9780.0594.09
SEC Filings: 10-K · 10-Q