Codorus Valley Bancorp, Inc. (CVLY)
Stock Price Chart
Key Info
| Market Cap | 116.28M |
| Revenue (ttm) | 64.25M |
| Net Income (ttm) | 9.76M |
| Shares Out | 9.79M |
| EPS (ttm) | 0.99 |
| PE Ratio | 12.00 |
| Forward PE | n/a |
| Dividend | $0.40 |
| Dividend Yield | 3.37% |
Stock Quote
| Trading Day | Aug 4, 2020 |
| Last Price | $11.88 |
| Previous Close | $11.96 |
| Change ($) | -0.08 |
| Change (%) | -0.67% |
| Day's Open | 11.85 |
| Day's Range | 11.75 - 11.91 |
| Day's Volume | 4,364 |
| 52-Week Range | 10.62 - 23.60 |
More Stats
| Market Cap | 116.28M |
| Enterprise Value | n/a |
| Earnings Date (est) | n/a |
| Ex-Dividend Date | Jul 27, 2020 |
| Shares Outstanding | 9.79M |
| Float | 8.71M |
| EPS (basic) | 0.99 |
| EPS (diluted) | 0.99 |
| FCF / Share | 1.03 |
| Dividend | $0.40 |
| Dividend Yield | 3.37% |
| Earnings Yield | 8.33% |
| FCF Yield | 8.68% |
| Payout Ratio | 64.60% |
| Shares Short | 86,200 |
| Short Ratio | 4.31 |
| Short % of Float | 0.93% |
| Beta | 0.60 |
| PE Ratio | 12.00 |
| Forward PE | n/a |
| P/FCF Ratio | 11.51 |
| PS Ratio | 1.81 |
| PB Ratio | 0.60 |
| Revenue | 64.25M |
| Operating Income | 12.14M |
| Net Income | 9.76M |
| Free Cash Flow | 10.10M |
| Net Cash | 156.44M |
| Net Cash / Share | 15.98 |
| Gross Margin | 117.35% |
| Operating Margin | 18.89% |
| Profit Margin | 15.20% |
| FCF Margin | 15.72% |
| ROA | 0.50% |
| ROE | 5.14% |
| ROIC | 0.70% |
Analyst Summary
Analyst Consensus: n/a
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 75.40 | 74.53 | 66.89 | 60.61 | 53.38 | 48.91 | 44.64 | 42.43 | 35.48 | 35.46 |
| Revenue Growth | 1.16% | 11.42% | 10.37% | 13.56% | 9.12% | 9.58% | 5.21% | 19.59% | 0.05% | - |
| Gross Profit | 75.40 | 74.53 | 66.89 | 60.61 | 53.38 | 48.91 | 44.64 | 42.43 | 35.48 | 35.46 |
| Operating Income | 23.67 | 24.72 | 21.91 | 18.99 | 15.95 | 16.44 | 14.48 | 12.50 | 8.40 | 7.34 |
| Net Income | 18.65 | 19.54 | 12.00 | 13.10 | 11.14 | 11.77 | 10.57 | 9.39 | 6.78 | 6.21 |
| Shares Outstanding | 9.73 | 8.96 | 8.88 | 8.80 | 6.50 | 6.72 | 5.82 | 5.69 | 5.59 | 5.49 |
| Earnings Per Share | 1.88 | 1.96 | 1.21 | 1.41 | 1.59 | 1.75 | 1.75 | 1.57 | 0.95 | 0.95 |
| EPS Growth | -4.08% | 61.98% | -14.18% | -11.32% | -9.25% | 0.06% | 11.39% | 66.17% | -0.21% | - |
| Dividend Per Share | 0.64 | 0.62 | 0.52 | 0.50 | 0.49 | 0.45 | 1.24 | 0.91 | 0.29 | 0.21 |
| Dividend Growth | 3.23% | 19% | 5.25% | 1.85% | 8% | -63.83% | 37% | 215.28% | 39.81% | - |
| Operating Cash Flow | 16.64 | 20.95 | 16.69 | 18.48 | 14.00 | 15.35 | 17.65 | 16.48 | 16.32 | 9.13 |
| Capital Expenditures | -3.10 | -2.75 | -2.16 | -2.31 | -5.91 | -5.65 | -4.65 | -2.02 | -1.40 | -0.91 |
| Free Cash Flow | 13.53 | 18.20 | 14.53 | 16.17 | 8.10 | 9.70 | 13.00 | 14.47 | 14.92 | 8.22 |
| Cash & Equivalents | 132 | 96.78 | 79.52 | 74.03 | 57.49 | 31.09 | 15.06 | 49.76 | 32.20 | 43.27 |
| Total Debt | 92.74 | 122 | 151 | 182 | 195 | 133 | 111 | 50.17 | 56.89 | 68.81 |
| Net Cash / Debt | 38.85 | -25.55 | -71.28 | -108 | -137 | -101 | -95.79 | -0.41 | -24.69 | -25.54 |
| Assets | 1,887 | 1,807 | 1,709 | 1,612 | 1,456 | 1,214 | 1,151 | 1,060 | 1,012 | 957 |
| Liabilities | 1,695 | 1,629 | 1,545 | 1,457 | 1,297 | 1,095 | 1,043 | 958 | 919 | 881 |
| Book Value | 191 | 179 | 164 | 155 | 159 | 118 | 108 | 101 | 93.24 | 76.54 |
Company Profile
Company Details
| Full Name | Codorus Valley Bancorp, Inc. |
| Country | United States |
| Employees | 327 |
| CEO | Larry J. Miller |
Stock Information
| Ticker Symbol | CVLY |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: CVLY |
| IPO Date | July 25, 1995 |
Description
Codorus Valley Bancorp, Inc. operates as the bank holding company for the PeoplesBank that provides community banking services. The company accepts demand, money market, time, and savings deposits, as well as certificates of deposit. It also offers commercial loans, such as builder and developer, commercial and residential real estate investor, hotel/motel, wholesale and retail, agriculture, manufacturing, and other loans; consume loans, including residential mortgage, home equity, and others. In addition, it provides mortgage, wealth management, and real estate settlement services; and sells non-deposit investment products. As of December 31, 2019, the company operated 25 full service financial centers located in South Central Pennsylvania and North Central Maryland. Codorus Valley Bancorp, Inc. was founded in 1864 and is headquartered in York, Pennsylvania.