ORRF Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	200.04	199.79	155.25	104.91	99.63	86.97
Net Interest Income Growth	12.93%	28.69%	47.99%	5.30%	14.55%	4.03%
Non-Interest Income	65.23	52.31	37.44	25.65	26.95	29.15
Non-Interest Income Growth	32.09%	39.74%	45.93%	-4.82%	-7.55%	13.56%
Revenues Before Loan Losses	265.27	252.11	192.69	130.56	126.58	116.13
Provision for Credit Losses	0.93	0.03	16.55	1.68	4.19	1.09
Revenue	264.33	252.08	176.14	128.88	122.39	115.04
Revenue Growth (YoY)	25.38%	43.11%	36.68%	5.30%	6.40%	10.66%
Compensation Expenses	85.94	85.17	76.58	50.98	48	44
Selling, General & Admin	54.64	50.71	39.6	25.7	25.69	24.12
Other Non-Interest Expenses	11.43	13.56	32.15	7.16	22.08	6.02
Total Non-Interest Expense	147.99	149.44	148.34	83.84	95.78	74.14
Pretax Income	107.38	102.64	27.81	45.03	26.62	40.9
Provision for Income Taxes	22.76	21.78	5.76	9.37	4.58	8.01
Net Income	84.61	80.86	22.05	35.66	22.04	32.88
Net Income to Common	84.61	80.86	22.05	35.66	22.04	32.88
Net Income Growth	168.02%	266.69%	-38.17%	61.83%	-32.98%	24.25%
Shares Outstanding (Basic)	19	19	15	10	11	11
Shares Outstanding (Diluted)	19	19	15	10	11	11
Shares Change (YoY)	13.29%	29.78%	42.92%	-2.53%	-3.60%	0.65%
EPS (Basic)	4.40	4.21	1.49	3.45	2.09	3.00
EPS (Diluted)	4.37	4.18	1.48	3.42	2.06	2.96
EPS Growth	122.96%	182.43%	-56.73%	66.02%	-30.40%	23.33%
Free Cash Flow	86.98	70.5	33.38	41.41	35.3	39.56
Free Cash Flow Growth	23.37%	111.22%	-19.39%	17.31%	-10.77%	37.03%
Free Cash Flow Per Share	4.49	3.64	2.24	3.97	3.30	3.56
Dividends Per Share	1.100	1.060	0.860	0.800	0.760	0.740
Dividend Growth	3.77%	23.26%	7.50%	5.26%	2.70%	8.82%
Profit Margin	32.01%	32.08%	12.52%	27.67%	18.00%	28.58%
FCF Margin	32.90%	27.97%	18.95%	32.13%	28.84%	34.39%
Effective Tax Rate	21.20%	21.22%	20.70%	20.81%	17.20%	19.60%

SEC Filings: 10-K · 10-Q