Orrstown Financial Services, Inc. (ORRF)
NASDAQ: ORRF · Real-Time Price · USD
37.84
+0.15 (0.40%)
Jun 8, 2026, 4:00 PM EDT - Market closed

ORRF Statistics

Total Valuation

ORRF has a market cap or net worth of $743.47 million. The enterprise value is $859.02 million.

Market Cap743.47M
Enterprise Value 859.02M

Important Dates

The next estimated earnings date is Tuesday, July 21, 2026, after market close.

Earnings Date Jul 21, 2026
Ex-Dividend Date May 5, 2026

Share Statistics

ORRF has 19.65 million shares outstanding. The number of shares has increased by 13.14% in one year.

Current Share Class 19.65M
Shares Outstanding 19.65M
Shares Change (YoY) +13.14%
Shares Change (QoQ) +0.13%
Owned by Insiders (%) 4.98%
Owned by Institutions (%) 61.60%
Float 18.67M

Valuation Ratios

The trailing PE ratio is 8.66 and the forward PE ratio is 9.02.

PE Ratio 8.66
Forward PE 9.02
PS Ratio 2.91
Forward PS 3.60
PB Ratio 1.23
P/TBV Ratio 1.49
P/FCF Ratio 8.55
P/OCF Ratio 8.32
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 10.15
EV / Sales 3.36
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 9.88

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 3.33
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 14.90%.

Return on Equity (ROE) 14.90%
Return on Assets (ROA) 1.54%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 5.83%
Revenue Per Employee $391,672
Profits Per Employee $129,775
Employee Count652
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, ORRF has paid $22.76 million in taxes.

Income Tax 22.76M
Effective Tax Rate 21.20%

Stock Price Statistics

The stock price has increased by +23.98% in the last 52 weeks. The beta is 0.70, so ORRF's price volatility has been lower than the market average.

Beta (5Y) 0.70
52-Week Price Change +23.98%
50-Day Moving Average 36.98
200-Day Moving Average 35.81
Relative Strength Index (RSI) 57.45
Average Volume (20 Days) 97,344

Short Selling Information

The latest short interest is 841,123, so 4.28% of the outstanding shares have been sold short.

Short Interest 841,123
Short Previous Month 799,010
Short % of Shares Out 4.28%
Short % of Float 4.51%
Short Ratio (days to cover) 7.04

Income Statement

In the last 12 months, ORRF had revenue of $255.37 million and earned $84.61 million in profits. Earnings per share was $4.37.

Revenue255.37M
Gross Profit 255.37M
Operating Income 120.37M
Pretax Income 107.38M
Net Income 84.61M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $4.37
Full Income Statement

Balance Sheet

The company has $174.26 million in cash and $289.80 million in debt, with a net cash position of -$115.54 million or -$5.88 per share.

Cash & Cash Equivalents 174.26M
Total Debt 289.80M
Net Cash -115.54M
Net Cash Per Share -$5.88
Equity (Book Value) 603.18M
Book Value Per Share 30.76
Working Capital -4.46B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $89.32 million and capital expenditures -$2.34 million, giving a free cash flow of $86.98 million.

Operating Cash Flow 89.32M
Capital Expenditures -2.34M
Depreciation & Amortization n/a
Net Borrowing 70.04M
Free Cash Flow 86.98M
FCF Per Share $4.43
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 47.14%
Pretax Margin 42.05%
Profit Margin 33.13%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 34.06%

Dividends & Yields

This stock pays an annual dividend of $1.20, which amounts to a dividend yield of 3.17%.

Dividend Per Share $1.20
Dividend Yield 3.17%
Dividend Growth (YoY) 16.33%
Years of Dividend Growth 10
Payout Ratio 26.09%
Buyback Yield -13.14%
Shareholder Yield -9.97%
Earnings Yield 11.38%
FCF Yield 11.70%
Dividend Details

Analyst Forecast

The average price target for ORRF is $41.75, which is 10.33% higher than the current price. The consensus rating is "Buy".

Price Target $41.75
Price Target Difference 10.33%
Analyst Consensus Buy
Analyst Count 4
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 23, 2007. It was a forward split with a ratio of 1.05:1.

Last Split Date May 23, 2007
Split Type Forward
Split Ratio 1.05:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4