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Orrstown Financial Services Inc. (ORRF)

Stock Price: $13.60 USD -0.26 (-1.88%)
Updated Jul 31, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 152.44M
Revenue (ttm) 102.72M
Net Income (ttm) 18.89M
Shares Out 11.21M
EPS (ttm) 2.05
PE Ratio 6.63
Forward PE 9.39
Dividend $0.68
Dividend Yield 5.00%

Stock Quote

Trading Day Jul 31, 2020
Last Price $13.60
Previous Close $13.86
Change ($) -0.26
Change (%) -1.88%
Day's Open 13.80
Day's Range 13.52 - 13.83
Day's Volume 13,519
52-Week Range 11.40 - 23.48

More Stats

Market Cap 152.44M
Enterprise Value 339.27M
Earnings Date (est) Oct 21, 2020
Ex-Dividend Date Jul 31, 2020
Shares Outstanding 11.21M
Float 10.21M
EPS (basic) 1.73
EPS (diluted) 2.05
FCF / Share 0.96
Dividend $0.68
Dividend Yield 5.00%
Earnings Yield 15.07%
FCF Yield 7.08%
Payout Ratio 35.80%
Shares Short 90,253
Short Ratio 4.23
Short % of Float 0.91%
Beta 0.90
PE Ratio 6.63
Forward PE 9.39
P/FCF Ratio 14.13
PS Ratio 1.48
PB Ratio 0.70
Revenue 102.72M
Operating Income 21.92M
Net Income 18.89M
Free Cash Flow 10.79M
Net Cash -186.82M
Net Cash / Share -16.67
Gross Margin 94.43%
Operating Margin 21.34%
Profit Margin 18.60%
FCF Margin 10.50%
ROA 0.87%
ROE 10.13%
ROIC 0.90%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (3)

Buy 2
Overweight 0
Hold 1
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$17.50*
(28.68% upside)
Low
14.5
Current: $13.60
High
20.0
Target: 17.50
*Average 12-month price target from 3 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue96.9472.3862.7656.0354.1256.7853.0512.8517.6559.79
Revenue Growth33.93%15.33%12%3.55%-4.69%7.04%312.8%-27.2%-70.47%-
Gross Profit96.9472.3862.7656.0354.1256.7853.0512.8517.6559.79
Operating Income19.6314.4512.437.899.5113.019.80-30.50-41.9323.05
Net Income16.9212.818.096.637.8729.1410.00-38.45-31.9616.58
Shares Outstanding11.199.438.358.288.288.268.118.088.057.99
Earnings Per Share1.611.500.980.810.973.591.24-4.77-3.982.17
EPS Growth7.33%53.06%20.99%-16.49%-72.98%189.52%----
Dividend Per Share0.600.510.420.350.22---0.690.89
Dividend Growth17.65%21.43%20%59.09%-----22.47%-
Operating Cash Flow9.0922.4916.3515.5912.1617.2632.9618.6634.8624.81
Capital Expenditures-2.91-4.79-2.65-13.370.371.56-0.682.13-0.072.37
Free Cash Flow6.1817.7013.702.2212.5318.8132.2820.7934.7927.18
Cash & Equivalents55.9688.8229.8130.2728.3431.4137.5615111020.13
Total Debt25017917711211410275.1147.1288.81153
Net Cash / Debt-194-90.56-148-81.75-85.31-70.15-37.5510420.86-133
Assets2,3831,9341,5591,4151,2931,1901,1781,2331,4441,512
Liabilities2,1601,7611,4141,2801,1601,0631,0861,1451,3161,351
Book Value22317314513513312791.4487.69128160
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Orrstown Financial Services Inc.
Country United States
Employees 439
CEO Thomas R. Quinn

Stock Information

Ticker Symbol ORRF
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: ORRF

Description

Orrstown Financial Services, Inc. operates as the holding company for Orrstown Bank that provides commercial banking and trust services in the United States. The company accepts various deposits, including checking, savings, time, demand, and money market deposits. It also offers commercial loans, such as commercial real estate, equipment, working capital, construction, and other commercial purpose loans, as well as industrial loans; consumer loans comprising home equity and other consumer loans, as well as home equity lines of credit; residential mortgage loans; agribusiness loans; acquisition and development loans; municipal loans; and installment and other loans. In addition, the company provides renders services as trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor, as well as provides other fiduciary services under the Orrstown Financial Advisors and Wheatland name; and offers retail brokerage services through a third-party broker/dealer arrangement. Further, it offers investment advisory services through an office in Lancaster County, Pennsylvania. As of April 21, 2020, it had offices in Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York counties, Pennsylvania; and Anne Arundel, Baltimore, Howard, and Washington counties, Maryland, as well as Baltimore City, Maryland. Orrstown Financial Services, Inc. was founded in 1919 and is headquartered in Shippensburg, Pennsylvania.