Orrstown Financial Services Inc. (ORRF)
Stock Price Chart
Key Info
| Market Cap | 152.44M |
| Revenue (ttm) | 102.72M |
| Net Income (ttm) | 18.89M |
| Shares Out | 11.21M |
| EPS (ttm) | 2.05 |
| PE Ratio | 6.63 |
| Forward PE | 9.39 |
| Dividend | $0.68 |
| Dividend Yield | 5.00% |
Stock Quote
| Trading Day | Jul 31, 2020 |
| Last Price | $13.60 |
| Previous Close | $13.86 |
| Change ($) | -0.26 |
| Change (%) | -1.88% |
| Day's Open | 13.80 |
| Day's Range | 13.52 - 13.83 |
| Day's Volume | 13,519 |
| 52-Week Range | 11.40 - 23.48 |
More Stats
| Market Cap | 152.44M |
| Enterprise Value | 339.27M |
| Earnings Date (est) | Oct 21, 2020 |
| Ex-Dividend Date | Jul 31, 2020 |
| Shares Outstanding | 11.21M |
| Float | 10.21M |
| EPS (basic) | 1.73 |
| EPS (diluted) | 2.05 |
| FCF / Share | 0.96 |
| Dividend | $0.68 |
| Dividend Yield | 5.00% |
| Earnings Yield | 15.07% |
| FCF Yield | 7.08% |
| Payout Ratio | 35.80% |
| Shares Short | 90,253 |
| Short Ratio | 4.23 |
| Short % of Float | 0.91% |
| Beta | 0.90 |
| PE Ratio | 6.63 |
| Forward PE | 9.39 |
| P/FCF Ratio | 14.13 |
| PS Ratio | 1.48 |
| PB Ratio | 0.70 |
| Revenue | 102.72M |
| Operating Income | 21.92M |
| Net Income | 18.89M |
| Free Cash Flow | 10.79M |
| Net Cash | -186.82M |
| Net Cash / Share | -16.67 |
| Gross Margin | 94.43% |
| Operating Margin | 21.34% |
| Profit Margin | 18.60% |
| FCF Margin | 10.50% |
| ROA | 0.87% |
| ROE | 10.13% |
| ROIC | 0.90% |
Analyst Summary
Analyst Consensus: Buy
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 96.94 | 72.38 | 62.76 | 56.03 | 54.12 | 56.78 | 53.05 | 12.85 | 17.65 | 59.79 |
| Revenue Growth | 33.93% | 15.33% | 12% | 3.55% | -4.69% | 7.04% | 312.8% | -27.2% | -70.47% | - |
| Gross Profit | 96.94 | 72.38 | 62.76 | 56.03 | 54.12 | 56.78 | 53.05 | 12.85 | 17.65 | 59.79 |
| Operating Income | 19.63 | 14.45 | 12.43 | 7.89 | 9.51 | 13.01 | 9.80 | -30.50 | -41.93 | 23.05 |
| Net Income | 16.92 | 12.81 | 8.09 | 6.63 | 7.87 | 29.14 | 10.00 | -38.45 | -31.96 | 16.58 |
| Shares Outstanding | 11.19 | 9.43 | 8.35 | 8.28 | 8.28 | 8.26 | 8.11 | 8.08 | 8.05 | 7.99 |
| Earnings Per Share | 1.61 | 1.50 | 0.98 | 0.81 | 0.97 | 3.59 | 1.24 | -4.77 | -3.98 | 2.17 |
| EPS Growth | 7.33% | 53.06% | 20.99% | -16.49% | -72.98% | 189.52% | - | - | - | - |
| Dividend Per Share | 0.60 | 0.51 | 0.42 | 0.35 | 0.22 | - | - | - | 0.69 | 0.89 |
| Dividend Growth | 17.65% | 21.43% | 20% | 59.09% | - | - | - | - | -22.47% | - |
| Operating Cash Flow | 9.09 | 22.49 | 16.35 | 15.59 | 12.16 | 17.26 | 32.96 | 18.66 | 34.86 | 24.81 |
| Capital Expenditures | -2.91 | -4.79 | -2.65 | -13.37 | 0.37 | 1.56 | -0.68 | 2.13 | -0.07 | 2.37 |
| Free Cash Flow | 6.18 | 17.70 | 13.70 | 2.22 | 12.53 | 18.81 | 32.28 | 20.79 | 34.79 | 27.18 |
| Cash & Equivalents | 55.96 | 88.82 | 29.81 | 30.27 | 28.34 | 31.41 | 37.56 | 151 | 110 | 20.13 |
| Total Debt | 250 | 179 | 177 | 112 | 114 | 102 | 75.11 | 47.12 | 88.81 | 153 |
| Net Cash / Debt | -194 | -90.56 | -148 | -81.75 | -85.31 | -70.15 | -37.55 | 104 | 20.86 | -133 |
| Assets | 2,383 | 1,934 | 1,559 | 1,415 | 1,293 | 1,190 | 1,178 | 1,233 | 1,444 | 1,512 |
| Liabilities | 2,160 | 1,761 | 1,414 | 1,280 | 1,160 | 1,063 | 1,086 | 1,145 | 1,316 | 1,351 |
| Book Value | 223 | 173 | 145 | 135 | 133 | 127 | 91.44 | 87.69 | 128 | 160 |
Company Profile
Company Details
| Full Name | Orrstown Financial Services Inc. |
| Country | United States |
| Employees | 439 |
| CEO | Thomas R. Quinn |
Stock Information
| Ticker Symbol | ORRF |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: ORRF |
Description
Orrstown Financial Services, Inc. operates as the holding company for Orrstown Bank that provides commercial banking and trust services in the United States. The company accepts various deposits, including checking, savings, time, demand, and money market deposits. It also offers commercial loans, such as commercial real estate, equipment, working capital, construction, and other commercial purpose loans, as well as industrial loans; consumer loans comprising home equity and other consumer loans, as well as home equity lines of credit; residential mortgage loans; agribusiness loans; acquisition and development loans; municipal loans; and installment and other loans. In addition, the company provides renders services as trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor, as well as provides other fiduciary services under the Orrstown Financial Advisors and Wheatland name; and offers retail brokerage services through a third-party broker/dealer arrangement. Further, it offers investment advisory services through an office in Lancaster County, Pennsylvania. As of April 21, 2020, it had offices in Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York counties, Pennsylvania; and Anne Arundel, Baltimore, Howard, and Washington counties, Maryland, as well as Baltimore City, Maryland. Orrstown Financial Services, Inc. was founded in 1919 and is headquartered in Shippensburg, Pennsylvania.