Orrstown Financial Services, Inc. (ORRF)
| Market Cap | 727.75M +29.6% |
| Revenue (ttm) | 255.37M +25.3% |
| Net Income | 84.61M +168.0% |
| EPS | 4.37 +137.1% |
| Shares Out | 19.65M |
| PE Ratio | 8.48 |
| Forward PE | 8.84 |
| Dividend | $1.20 (3.24%) |
| Ex-Dividend Date | May 5, 2026 |
| Volume | 89,837 |
| Open | 36.92 |
| Previous Close | 36.92 |
| Day's Range | 36.59 - 37.17 |
| 52-Week Range | 29.31 - 40.72 |
| Beta | 0.70 |
| Analysts | Buy |
| Price Target | 42.00 (+13.42%) |
| Earnings Date | Apr 21, 2026 |
About ORRF
Orrstown Financial Services, Inc. operates as the financial holding company for Orrstown Bank that provides commercial banking and financial advisory services to retail, commercial, non-profit, and government clients in the United States. It accepts various deposits, including checking, savings, time, demand, and money market deposits, as well as certificates of deposit. The company also offers commercial loans, such as commercial real estate, equipment, construction, working capital, and other commercial purpose loans, as well as industrial lo... [Read more]
Financial Performance
In 2025, ORRF's revenue was $252.08 million, an increase of 43.11% compared to the previous year's $176.14 million. Earnings were $80.86 million, an increase of 266.69%.
Financial StatementsAnalyst Summary
According to one analyst, the rating for ORRF stock is "Buy" and the 12-month stock price target is $42.0.
News
Orrstown Financial Services Transcript: AGM 2026
The meeting reviewed strong financial results, including record net income and asset growth, and approved all proposals. Strategic priorities for 2026 focus on capital allocation, risk management, and technology investment. No shareholder questions were raised.
Orrstown Financial Services Earnings Call Transcript: Q1 2026
Net income rose to $21.8 million with strong fee income and deposit growth, while net interest margin dipped to 3.90% due to funding costs and a Fed rate cut. Capital ratios and expense management remain robust, supporting positive outlook for margin and earnings.
Orrstown Financial files $200M mixed securities shelf
16:06 EST Orrstown Financial (ORRF) files $200M mixed securities shelf
Orrstown Financial Services Earnings Call Transcript: Q4 2025
Record annual net income and strong Q4 results were driven by robust net interest margin, fee income growth, and disciplined investments in talent. Guidance for 2026 remains optimistic, with expectations for continued loan growth, stable margins, and increased non-interest income.
Orrstown Financial Services, Inc. Reports Fourth Quarter 2025 Results and Announces Dividend Increase
Net income of $21.5 million, or $1.11 per diluted earnings per share, for the three months ended December 31, 2025 compared to net income of $21.9 million, or $1.13 per diluted earnings per share, for...
Orrstown Financial announces new office opening in Chambersburg, PA
Orrstown Bank is pleased to announce that Orrstown Financial (ORRF) Advisors will be opening a new office at 990 Lincoln Way East, Suite 1, Chambersburg, PA 17201, as part of
Orrstown Financial Advisors Welcomes Matthew Alpert as Chief Wealth Officer
HARRISBURG, Pa., Jan. 06, 2026 (GLOBE NEWSWIRE) -- Orrstown Financial Advisors (OFA), a division of Orrstown Bank, is pleased to announce that Matthew Alpert joined the firm as Executive Vice Presiden...
Orrstown Financial Services Earnings Call Transcript: Q3 2025
Record quarterly earnings driven by strong loan growth, stable margins, and robust fee income. Credit quality remains sound despite a rise in non-accrual loans, and capital levels are strong post-debt redemption. Margin guidance remains stable amid competitive and rate pressures.
Orrstown Financial Services, Inc. Reports Third Quarter 2025 Results
Net income of $21.9 million, or $1.13 per diluted share, for the three months ended September 30, 2025 compared to net income of $19.4 million, or $1.01 per diluted share, for the three months ended J...
Orrstown Financial Services, Inc. Announces Date of Third Quarter 2025 Earnings Release, Conference Call and Webcast
HARRISBURG, Pa., Oct. 15, 2025 (GLOBE NEWSWIRE) -- Orrstown Financial Services, Inc. (NASDAQ: ORRF), the holding company of Orrstown Bank, announced today that it will report third quarter 2025 earnin...
Orrstown Financial price target raised to $42 from $39 at Keefe Bruyette
Keefe Bruyette analyst Timothy Switzer raised the firm’s price target on Orrstown Financial (ORRF) to $42 from $39 and keeps an Outperform rating on the shares.
Orrstown Financial Services Earnings Call Transcript: Q2 2025
Q2 2025 saw strong earnings, improved NIM, and robust fee income, with expenses and credit quality both trending positively. Capital levels are strong, supporting growth, share buybacks, and dividend increases, while a competitive environment and rate sensitivity remain key risks.
Orrstown Financial Services, Inc. Reports Second Quarter 2025 Results and Announces Dividend Increase
Net income of $19.4 million, or $1.01 per diluted share, for the three months ended June 30, 2025 compared to net income of $18.1 million, or $0.93 per diluted share, for the three months ended March ...
Orrstown Financial Services, Inc. Announces Date of Second Quarter 2025 Earnings Release, Conference Call and Webcast
HARRISBURG, Pa., July 15, 2025 (GLOBE NEWSWIRE) -- Orrstown Financial Services, Inc. (NASDAQ: ORRF), the holding company of Orrstown Bank, announced today that it will report second quarter 2025 earni...
Orrstown Financial price target raised to $39 from $37 at Keefe Bruyette
Keefe Bruyette raised the firm’s price target on Orrstown Financial (ORRF) to $39 from $37 and keeps an Outperform rating on the shares.
Orrstown Financial board approves stock repurchase program up to 2.5% of shares
Orrstown Financial (ORRF) Services announced that the Board of Directors has authorized the Company to repurchase up to 500,000 shares of its common stock, representing approximately 2.5% percent of t...
Orrstown Financial Services, Inc. Approves Stock Repurchase Program
HARRISBURG, Pa., June 23, 2025 (GLOBE NEWSWIRE) -- Orrstown Financial Services, Inc. (NASDAQ: ORRF) (the “Company”) today announced that the Board of Directors has authorized the Company to repurchase...
Orrstown Financial makes key leadership promotions in Central Pennsylvania
Orrstown Financial (ORRF) announced the promotion of Zachary Khuri to Chief Revenue Officer and Joshua Hocker to Market President for the Central Pennsylvania Region, effective immediately. Khuri most...
Orrstown Bank Promotes Zachary Khuri to Chief Revenue Officer and Joshua Hocker to Market President for the Central Pennsylvania Region
HARRISBURG, Pa., June 05, 2025 (GLOBE NEWSWIRE) -- Orrstown Bank, a wholly owned subsidiary of Orrstown Financial Services, Inc. (NASDAQ: ORRF), is pleased to announce the promotion of Zachary Khuri t...
Orrstown Financial upgraded to Outperform from Market Perform at Hovde Group
Hovde Group upgraded Orrstown Financial (ORRF) to Outperform from Market Perform with a $35 price target
Orrstown Financial price target lowered to $48 from $53 at Keefe Bruyette
Keefe Bruyette lowered the firm’s price target on Orrstown Financial (ORRF) to $48 from $53 and keeps an Outperform rating on the shares.
Orrstown Financial Services Earnings Call Transcript: Q1 2025
Core system integration and leadership enhancements have positioned the bank for growth, with strong loan pipelines and improved capital ratios. Adjusted ROE and NIM remain robust, while merger-related expenses are expected to decline, supporting improved efficiency and profitability.
Orrstown Financial Services, Inc. Reports First Quarter 2025 Results
Net income of $18.1 million, or $0.93 per diluted share, for the three months ended March 31, 2025 compared to net income of $13.7 million, or $0.71 per diluted share, for the three months ended Decem...
Orrstown Financial Services, Inc. Announces Date of First Quarter 2025 Earnings Release, Conference Call and Webcast
HARRISBURG, Pa., April 17, 2025 (GLOBE NEWSWIRE) -- Orrstown Financial Services, Inc. (NASDAQ: ORRF), the holding company of Orrstown Bank, announced today that it will report first quarter 2025 earni...
Orrstown Financial initiated with an Outperform at Raymond James
Raymond James initiated coverage of Orrstown Financial (ORRF) with an Outperform rating and $35 price target The firm is bullish on Orrstown’s long-term prospects, saying the bank will produce better