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Orrstown Financial Services Inc. (ORRF)

Stock Price: $16.12 USD -0.98 (-5.73%)
Updated November 30, 4:00 PM EST - Market closed

Stock Price Chart

Key Info

Market Cap 180.60M
Revenue (ttm) 100.89M
Net Income (ttm) 20.64M
Shares Out 11.20M
EPS (ttm) 1.87
PE Ratio 8.62
Forward PE 17.45
Dividend $0.68
Dividend Yield 4.22%

Stock Quote

Trading Day November 30
Last Price $16.12
Previous Close $17.10
Change ($) -0.98
Change (%) -5.73%
Day's Open 16.83
Day's Range 16.12 - 17.00
Day's Volume 17,782
52-Week Range 11.25 - 22.32

More Stats

Market Cap 180.60M
Enterprise Value 326.00M
Earnings Date (est) n/a
Ex-Dividend Date Jul 31, 2020
Shares Outstanding 11.20M
Float n/a
EPS (basic) 1.87
EPS (diluted) 1.87
FCF / Share 1.91
Dividend $0.68
Dividend Yield 4.22%
Earnings Yield 11.60%
FCF Yield 11.87%
Payout Ratio 35.30%
Shares Short 64,752
Short Ratio 3.03
Short % of Float n/a
Beta 0.86
PE Ratio 8.62
Forward PE 17.45
P/FCF Ratio 8.43
PS Ratio 1.79
PB Ratio 0.82
Revenue 100.89M
Operating Income 25.24M
Net Income 20.64M
Free Cash Flow 21.43M
Net Cash -145.40M
Net Cash / Share -12.98
Gross Margin 96.00%
Operating Margin 25.02%
Profit Margin 20.50%
FCF Margin 21.24%
ROA 0.81%
ROE 9.05%
ROIC 0.90%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Forecasts

Analyst Ratings (4)

Buy 3
Overweight 0
Hold 1
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$18.25*
(13.21% upside)
Low
15.0
Current: $16.12
High
21.0
Target: 18.25
*Average 12-month price target from 4 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue96.9472.3862.7656.0354.1256.7853.0512.8517.6559.79
Revenue Growth33.93%15.33%12%3.55%-4.69%7.04%312.8%-27.2%-70.47%-
Gross Profit96.9472.3862.7656.0354.1256.7853.0512.8517.6559.79
Operating Income19.6314.4512.437.899.5113.019.80-30.50-41.9323.05
Net Income16.9212.818.096.637.8729.1410.00-38.45-31.9616.58
Shares Outstanding11.199.438.358.288.288.268.118.088.057.99
Earnings Per Share1.611.500.980.810.973.591.24-4.77-3.982.17
EPS Growth7.33%53.06%20.99%-16.49%-72.98%189.52%----
Dividend Per Share0.600.380.420.350.22---0.690.89
Dividend Growth57.89%-9.52%20%59.09%-----22.47%-
Operating Cash Flow9.0922.4916.3515.5912.1617.2632.9618.6634.8624.81
Capital Expenditures-2.91-4.79-2.65-13.370.371.56-0.682.13-0.072.37
Free Cash Flow6.1817.7013.702.2212.5318.8132.2820.7934.7927.18
Cash & Equivalents55.9688.8229.8130.2728.3431.4137.5615111020.13
Total Debt25017917711211410275.1147.1288.81153
Net Cash / Debt-194-90.56-148-81.75-85.31-70.15-37.5510420.86-133
Assets2,3831,9341,5591,4151,2931,1901,1781,2331,4441,512
Liabilities2,1601,7611,4141,2801,1601,0631,0861,1451,3161,351
Book Value22317314513513312791.4487.69128160
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Orrstown Financial Services Inc.
Country United States
Employees 439
CEO Thomas R. Quinn

Stock Information

Ticker Symbol ORRF
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: ORRF

Description

Orrstown Financial Services operates as the holding company for Orrstown Bank that provides commercial banking and trust services in the United States. The company accepts various deposits, including checking, savings, time, demand, and money market deposits. It also offers commercial loans, such as commercial real estate, equipment, working capital, construction, and other commercial purpose loans, as well as industrial loans; consumer loans comprising home equity and other consumer loans, as well as home equity lines of credit; residential mortgage loans; agribusiness loans; acquisition and development loans; municipal loans; and installment and other loans. In addition, the company provides renders services as trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor, as well as provides other fiduciary services under the Orrstown Financial Advisors and Wheatland name; and offers retail brokerage services through a third-party broker/dealer arrangement. Further, it offers investment advisory services through an office in Lancaster County, Pennsylvania. As of April 21, 2020, it had offices in Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York counties, Pennsylvania; and Anne Arundel, Baltimore, Howard, and Washington counties, Maryland, as well as Baltimore City, Maryland. Orrstown Financial Services, Inc. was founded in 1919 and is headquartered in Shippensburg, Pennsylvania.