Dave Inc. (DAVE)

Dave Inc. Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Revenue	347.08	259.09	204.84	153.01	121.8
Revenue Growth (YoY)	33.96%	26.49%	33.87%	25.63%	59.78%
Cost of Revenue	137.41	123.84	135.38	65.52	42.26
Gross Profit	209.67	135.26	69.46	87.49	79.54
Selling, General & Admin	45.25	48.72	71.22	60.36	40.17
Other Operating Expenses	75.18	70.35	63.67	74.01	40.76
Operating Expenses	175.06	177.46	201.16	134.37	80.92
Operating Income	34.61	-42.2	-131.7	-46.88	-1.38
Interest Expense	-7.99	-11.77	-9.2	-2.55	-0.02
Interest & Investment Income	2.98	5.3	2.95	0.29	0.41
Other Non Operating Income (Expenses)	-1.73	0.26	4.03	30.91	-1.36
EBT Excluding Unusual Items	27.88	-48.42	-133.91	-18.23	-2.35
Asset Writedown	-	-	-2.7	-	-
Legal Settlements	-	-	-6.28	-1.67	-4.47
Other Unusual Items	32.48	0.02	13.92	-	-
Pretax Income	60.35	-48.4	-128.97	-19.9	-6.81
Income Tax Expense	2.48	0.12	-0.07	0.1	0.15
Net Income	57.87	-48.52	-128.91	-19.99	-6.96
Net Income to Common	57.87	-48.52	-128.91	-19.99	-6.96
Shares Outstanding (Basic)	13	12	12	4	4
Shares Outstanding (Diluted)	14	12	12	4	4
Shares Change (YoY)	15.82%	2.99%	171.58%	10.80%	-50.27%
EPS (Basic)	4.62	-4.07	-11.12	-4.69	-1.81
EPS (Diluted)	4.19	-4.07	-11.12	-4.69	-1.92
Free Cash Flow	124.88	33.07	-45.61	-0.91	21.51
Free Cash Flow Per Share	9.03	2.77	-3.94	-0.21	5.58
Gross Margin	60.41%	52.20%	33.91%	57.18%	65.31%
Operating Margin	9.97%	-16.29%	-64.29%	-30.64%	-1.13%
Profit Margin	16.67%	-18.73%	-62.93%	-13.07%	-5.71%
Free Cash Flow Margin	35.98%	12.76%	-22.27%	-0.60%	17.66%
EBITDA	35.39	-41.56	-130.86	-46.62	-1.26
EBITDA Margin	10.20%	-16.04%	-63.89%	-30.47%	-1.04%
D&A For EBITDA	0.78	0.64	0.83	0.26	0.12
EBIT	34.61	-42.2	-131.7	-46.88	-1.38
EBIT Margin	9.97%	-16.29%	-64.29%	-30.64%	-1.13%
Effective Tax Rate	4.11%	-	-	-	-
Revenue as Reported	347.08	259.09	204.84	153.01	121.8
Advertising Expenses	44.9	48.39	69.04	51.45	38.02

Updated Mar 4, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q