Dave Inc. Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 26, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	4,434	3,000	1,131	102	109	3,542
Market Cap Growth	43.99%	165.19%	1009.99%	-6.91%	-96.91%	-
Enterprise Value	4,522	2,954	1,192	127.28	95.68	3,575
Last Close Price	348.71	221.41	86.92	8.39	9.28	328.00
PE Ratio	22.35	16.36	20.74	-	-	-
PS Ratio	7.33	5.41	3.26	0.39	0.53	23.15
PB Ratio	21.76	8.51	6.18	1.17	1.03	91.43
P/TBV Ratio	26.56	9.46	7.09	1.36	1.12	45.31
P/FCF Ratio	13.58	10.36	9.06	3.08	-	-
P/OCF Ratio	13.57	10.34	9.04	3.02	-	-
EV/Sales Ratio	7.48	5.33	3.43	0.49	0.47	23.37
EV/EBITDA Ratio	20.81	15.25	28.18	-	-	-
EV/EBIT Ratio	20.88	15.83	34.43	-	-	-
EV/FCF Ratio	13.85	10.20	9.54	3.85	-	-
Debt / Equity Ratio	0.95	0.00	0.82	2.08	1.67	1.83
Debt / EBITDA Ratio	1.23	0.39	3.56	-	-	-
Debt / FCF Ratio	0.82	0.26	1.21	5.48	-	-
Net Debt / Equity Ratio	0.45	-0.13	0.33	0.29	-0.13	0.86
Net Debt / EBITDA Ratio	0.42	-0.24	1.43	-0.69	0.11	-0.76
Net Debt / FCF Ratio	0.28	-0.16	0.48	0.77	0.30	-36.62
Asset Turnover	1.19	1.41	1.17	0.84	0.87	1.37
Quick Ratio	3.66	3.67	7.59	10.50	8.13	1.30
Current Ratio	3.86	3.83	8.05	10.81	8.47	1.46
Return on Equity (ROE)	80.86%	73.11%	42.84%	-50.11%	-177.44%	-45.14%
Return on Assets (ROA)	45.66%	55.30%	11.19%	-13.75%	-57.32%	-42.14%
Return on Invested Capital (ROIC)	69.80%	82.31%	21.72%	-37.25%	-136.61%	-72.68%
Return on Capital Employed (ROCE)	54.14%	58.53%	12.99%	-15.25%	-73.92%	-71.69%
Earnings Yield	5.07%	6.11%	4.82%	-	-	-
FCF Yield	7.36%	9.66%	11.04%	32.44%	-	-
Buyback Yield / Dilution	-1.62%	-4.76%	-15.82%	-2.99%	-171.58%	-10.80%
Total Shareholder Return	-1.62%	-4.76%	-15.82%	-2.99%	-171.58%	-10.80%

SEC Filings: 10-K · 10-Q