Dave Inc. (DAVE)
NASDAQ: DAVE · Real-Time Price · USD
378.55
+4.54 (1.21%)
At close: Aug 28, 2026, 4:00 PM EDT
378.71
+0.16 (0.04%)
After-hours: Aug 28, 2026, 7:59 PM EDT
Dave Inc. Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 222.64 | 195.87 | 57.87 | -48.52 | -128.91 | -19.99 |
Depreciation & Amortization | 0.55 | 0.73 | 0.78 | 0.64 | 0.83 | 0.26 |
Other Amortization | 6.5 | 5.8 | 6.1 | 4.6 | 3.6 | 2.8 |
Asset Writedown & Restructuring Costs | 0.6 | 0.6 | 0.8 | 0.3 | 2.7 | - |
Loss (Gain) From Sale of Investments | 0.01 | 0.08 | -0.02 | 0.04 | -0.58 | 0 |
Stock-Based Compensation | 37.55 | 29.9 | 37.33 | 26.67 | 40.64 | 7.38 |
Provision & Write-off of Bad Debts | 110.55 | 91.04 | 54.63 | 58.39 | 66.27 | - |
Other Operating Activities | -23.85 | -21.07 | -30.52 | 2.81 | -20.34 | 0.86 |
Change in Accounts Payable | -0.66 | 1.59 | 1.28 | -5.94 | 0.33 | 2.57 |
Change in Income Taxes | -12.18 | - | 0.15 | 0.68 | 0.55 | 2.63 |
Change in Other Net Operating Assets | -14.75 | -14.5 | -3.27 | -5.94 | -9.98 | 2.96 |
Operating Cash Flow | 326.95 | 290.02 | 125.14 | 33.75 | -44.88 | -0.54 |
Operating Cash Flow Growth | 70.08% | 131.76% | 270.73% | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -0.4 | -0.32 | -0.26 | -0.69 | -0.73 | -0.37 |
Sale (Purchase) of Intangibles | -7.35 | -6.46 | -7.3 | -7.9 | -8.58 | -6.11 |
Investment in Securities | -1.6 | -0.14 | 73.2 | 57.18 | -161.94 | 9.44 |
Other Investing Activities | -94.27 | -195.83 | -111.48 | -62.97 | -114.32 | -40.16 |
Investing Cash Flow | -103.63 | -202.75 | -45.84 | -14.38 | -285.58 | -37.2 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | - | - | - | 140 | 70 |
Total Debt Issued | 192.7 | - | - | - | 140 | 70 |
Short-Term Debt Repaid | - | - | - | - | -20 | -3.91 |
Long-Term Debt Repaid | - | - | -71 | - | - | - |
Total Debt Repaid | - | - | -71 | - | -20 | -3.91 |
Net Debt Issued (Repaid) | 192.7 | - | -71 | - | 120 | 66.09 |
Issuance of Common Stock | 0.14 | 0.76 | 1.27 | 0.03 | 195.62 | 1.71 |
Repurchase of Common Stock | -250.87 | -57.05 | - | -0.01 | -0.54 | - |
Other Financing Activities | -17.36 | - | -1.26 | - | 6.68 | -2.75 |
Financing Cash Flow | -75.4 | -56.29 | -71 | 0.02 | 321.77 | 65.05 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 147.93 | 30.99 | 8.3 | 19.4 | -8.7 | 27.3 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 326.54 | 289.71 | 124.88 | 33.07 | -45.61 | -0.91 |
Free Cash Flow Growth | 70.12% | 132.00% | 277.65% | - | - | - |
Free Cash Flow Margin | 50.73% | 52.28% | 35.98% | 12.76% | -22.27% | -0.60% |
Free Cash Flow Per Share | 22.90 | 20.01 | 9.03 | 2.77 | -3.94 | -0.21 |
Levered Free Cash Flow | 167.17 | 25.53 | -3.97 | -25.58 | -103.76 | -28.8 |
Unlevered Free Cash Flow | 171.71 | 29.93 | 1.02 | -18.22 | -98.01 | -27.21 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 6.69 | 6.93 | 7.65 | 8.63 | 5.68 | 1.99 |
Cash Income Tax Paid | 35.55 | 5.58 | -0.11 | -0.59 | -0.62 | -2.48 |
Change in Working Capital | -27.59 | -12.91 | -1.84 | -11.19 | -9.1 | 8.15 |