Dave Inc. Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	49.89	49.72	41.76	22.89	32.01	4.79
Short-Term Investments	41.85	40.57	114.18	169.07	8.23	17.67
Cash & Short-Term Investments	91.74	90.29	155.94	191.96	40.24	22.46
Cash Growth	22.07%	-42.10%	-18.77%	377.10%	79.18%	-29.19%
Prepaid Expenses	25.95	16.13	7.96	11.59	4.44	4.06
Restricted Cash	-	-	-	-	-	0.08
Other Current Assets	268.29	175.86	112.99	105.01	55.53	42.75
Total Current Assets	385.97	282.27	276.89	308.57	100.2	69.35
Property, Plant & Equipment	0.8	1.21	1.89	1.76	3.39	1.89
Other Intangible Assets	13.94	13.64	13.21	10.16	7.85	4.51
Long-Term Deferred Charges	0.04	0.16	0.32	0.08	0.13	-
Other Long-Term Assets	2.23	2.04	1.72	0.93	35.62	0.65
Total Assets	433.25	299.33	294.02	321.49	147.19	76.41
Accounts Payable	7.84	6.77	5.49	11.42	13.04	8.49
Accrued Expenses	12.24	11.22	9.58	7.9	5.91	1.96
Short-Term Debt	-	-	-	-	35.05	3.91
Current Portion of Long-Term Debt	-	-	-	-	0.7	-
Current Portion of Leases	0.14	0.35	0.3	0.27	1.92	0.4
Current Income Taxes Payable	2.86	1.48	-	-	-	-
Other Current Liabilities	21.32	15.25	10.24	16.83	12.02	9.42
Total Current Liabilities	44.39	35.06	25.6	36.42	68.63	24.18
Long-Term Debt	75	75	180.45	177.33	35	0.7
Long-Term Leases	0.16	0.2	0.54	0.55	0.97	1.09
Other Long-Term Liabilities	22.39	5.96	0.36	0.64	3.85	0.6
Total Liabilities	141.94	116.23	206.96	214.93	108.45	26.56
Common Stock	0	0	0	0	0	0.03
Additional Paid-In Capital	345.77	335.33	296.73	270.04	86.83	77.63
Retained Earnings	-22.52	-152.45	-210.32	-161.8	-32.9	-12.9
Treasury Stock	-32.21	-	-	-	-0.01	-0.15
Comprehensive Income & Other	0.28	0.22	0.65	-1.68	-15.19	-14.76
Total Common Equity	291.31	183.1	87.06	106.56	38.74	49.84
Shareholders' Equity	291.31	183.1	87.06	106.56	38.74	49.84
Total Liabilities & Equity	433.25	299.33	294.02	321.49	147.19	76.41
Total Debt	75.3	75.55	181.29	178.15	73.64	6.09
Net Cash (Debt)	16.44	14.73	-25.36	13.82	-33.4	16.36
Net Cash Growth	-	-	-	-	-	-43.89%
Net Cash Per Share	1.13	1.07	-2.12	1.19	-7.83	4.25
Filing Date Shares Outstanding	13.5	13.09	12.19	11.85	11.63	102.32
Total Common Shares Outstanding	13.5	13.02	12.15	11.85	10.8	102.32
Working Capital	341.58	247.21	251.28	272.15	31.57	45.17
Book Value Per Share	21.57	14.07	7.17	8.99	3.59	0.49
Tangible Book Value	277.38	169.46	73.86	96.4	30.89	45.34
Tangible Book Value Per Share	20.54	13.02	6.08	8.14	2.86	0.44
Machinery	-	1.19	1.23	1.05	0.68	0.3
Leasehold Improvements	-	1.19	1.18	0.71	0.38	0.43

Updated Nov 4, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q