Dave Inc. Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 20, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	2,384	1,109	101	110	325	-
Market Cap Growth	80.28%	997.27%	-7.84%	-66.28%	-	-
Enterprise Value	2,367	1,109	111	53	411	-
Last Close Price	176.51	86.92	8.38	9.28	328.00	-
PE Ratio	17.44	19.16	-	-	-	-
PS Ratio	4.85	3.20	0.39	0.54	2.13	-
PB Ratio	8.18	6.06	1.16	1.03	8.39	-
P/TBV Ratio	8.59	6.54	1.37	1.14	10.53	-
P/FCF Ratio	10.01	8.88	3.06	-	-	-
P/OCF Ratio	10.00	8.86	2.99	-	-	-
EV/Sales Ratio	4.82	3.20	0.43	0.26	2.69	-
EV/EBITDA Ratio	16.48	31.34	-	-	-	-
EV/EBIT Ratio	16.54	32.05	-	-	-	-
EV/FCF Ratio	9.94	8.88	3.37	-	-	-
Debt / Equity Ratio	0.26	0.41	2.08	1.67	1.90	0.12
Debt / EBITDA Ratio	0.52	2.11	-	-	-	-
Debt / FCF Ratio	0.32	0.61	5.48	-	-	0.28
Net Debt / Equity Ratio	-0.06	-0.08	0.29	-0.13	0.86	-0.33
Net Debt / EBITDA Ratio	-0.11	-0.42	-0.61	0.11	-0.72	12.96
Net Debt / FCF Ratio	-0.07	-0.12	0.77	0.30	-36.62	-0.76
Asset Turnover	1.39	1.17	0.84	0.87	1.37	1.70
Quick Ratio	2.07	2.58	6.09	5.27	0.59	0.93
Current Ratio	8.70	8.05	10.81	8.47	1.46	2.87
Return on Equity (ROE)	65.63%	42.84%	-50.11%	-177.44%	-45.14%	-13.23%
Return on Assets (ROA)	25.36%	7.29%	-8.57%	-35.12%	-26.21%	-1.20%
Return on Invested Capital (ROIC)	61.63%	23.64%	-41.14%	-159.74%	-88.77%	-4.63%
Return on Capital Employed (ROCE)	36.80%	13.10%	-15.70%	-46.20%	-59.70%	-2.60%
Earnings Yield	6.16%	5.22%	-48.01%	-117.56%	-6.15%	-
FCF Yield	9.99%	11.26%	32.72%	-41.60%	-0.28%	-
Buyback Yield / Dilution	-9.78%	-15.82%	-2.99%	-171.58%	-10.80%	50.27%

Updated Nov 4, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q