Dave Inc. Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2020
Period Ending	Sep '25 Sep 12, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2020
Market Capitalization	3,097	1,109	101	110	325	-	Upgrade
Market Cap Growth	854.35%	997.27%	-7.84%	-66.28%	-	-	Upgrade
Enterprise Value	3,069	1,109	111	53	411	-	Upgrade
Last Close Price	229.42	86.92	8.38	9.28	328.00	-	Upgrade
PE Ratio	59.69	19.16	-	-	-	-	Upgrade
Forward PE	28.47	41.57	-	-	-	-	Upgrade
PS Ratio	6.88	3.20	0.39	0.54	2.13	-	Upgrade
PB Ratio	14.26	6.06	1.16	1.03	8.39	-	Upgrade
P/TBV Ratio	15.25	6.54	1.37	1.14	10.53	-	Upgrade
P/FCF Ratio	16.13	8.88	3.06	-	-	-	Upgrade
P/OCF Ratio	16.11	8.86	2.99	-	-	-	Upgrade
EV/Sales Ratio	7.09	3.20	0.43	0.26	2.69	-	Upgrade
EV/EBITDA Ratio	30.63	31.34	-	-	-	-	Upgrade
EV/EBIT Ratio	30.76	32.05	-	-	-	-	Upgrade
EV/FCF Ratio	15.99	8.88	3.37	-	-	-	Upgrade
Debt / Equity Ratio	0.35	0.41	2.08	1.67	1.90	0.12	Upgrade
Debt / EBITDA Ratio	0.75	2.11	-	-	-	-	Upgrade
Debt / FCF Ratio	0.39	0.61	5.48	-	-	0.28	Upgrade
Asset Turnover	1.42	1.17	0.84	0.87	1.37	1.70	Upgrade
Quick Ratio	2.83	2.58	6.09	5.27	0.59	0.93	Upgrade
Current Ratio	9.51	8.05	10.81	8.47	1.46	2.87	Upgrade
Return on Equity (ROE)	30.72%	42.84%	-50.11%	-177.44%	-45.14%	-13.23%	Upgrade
Return on Assets (ROA)	20.42%	7.29%	-8.57%	-35.12%	-26.21%	-1.20%	Upgrade
Return on Capital (ROIC)	24.46%	8.21%	-9.54%	-41.46%	-34.82%	-1.52%	Upgrade
Return on Capital Employed (ROCE)	30.50%	13.10%	-	-	-	-	Upgrade
Earnings Yield	1.78%	5.22%	-48.01%	-117.56%	-6.15%	-	Upgrade
FCF Yield	6.20%	11.26%	32.72%	-41.60%	-0.28%	-	Upgrade
Buyback Yield / Dilution	-12.71%	-15.82%	-2.99%	-171.58%	-10.80%	50.27%	Upgrade

Updated Aug 6, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q