Dave Inc. Statistics
Total Valuation
Dave Inc. has a market cap or net worth of $995.04 million. The enterprise value is $995.52 million.
Important Dates
The last earnings date was Tuesday, November 12, 2024, after market close.
| Earnings Date | Nov 12, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
Dave Inc. has 12.76 million shares outstanding. The number of shares has increased by 11.39% in one year.
| Current Share Class | 11.24M |
| Shares Outstanding | 12.76M |
| Shares Change (YoY) | +11.39% |
| Shares Change (QoQ) | +2.87% |
| Owned by Insiders (%) | 22.17% |
| Owned by Institutions (%) | 47.89% |
| Float | 8.90M |
Valuation Ratios
The trailing PE ratio is 25.01 and the forward PE ratio is 39.90.
| PE Ratio | 25.01 |
| Forward PE | 39.90 |
| PS Ratio | 3.01 |
| Forward PS | 2.71 |
| PB Ratio | 6.36 |
| P/TBV Ratio | 7.02 |
| P/FCF Ratio | 10.07 |
| P/OCF Ratio | 10.05 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 55.89, with an EV/FCF ratio of 10.07.
| EV / Earnings | 24.14 |
| EV / Sales | 3.12 |
| EV / EBITDA | 55.89 |
| EV / EBIT | 64.68 |
| EV / FCF | 10.07 |
Financial Position
The company has a current ratio of 6.81, with a Debt / Equity ratio of 0.49.
| Current Ratio | 6.81 |
| Quick Ratio | 2.01 |
| Debt / Equity | 0.49 |
| Debt / EBITDA | 4.17 |
| Debt / FCF | 0.77 |
| Interest Coverage | 1.72 |
Financial Efficiency
Return on equity (ROE) is 35.10% and return on invested capital (ROIC) is 3.92%.
| Return on Equity (ROE) | 35.10% |
| Return on Assets (ROA) | 3.39% |
| Return on Capital (ROIC) | 3.92% |
| Revenue Per Employee | $1.12M |
| Profits Per Employee | $144,723 |
| Employee Count | 285 |
| Asset Turnover | 1.13 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Dave Inc. has paid $1.89 million in taxes.
| Income Tax | 1.89M |
| Effective Tax Rate | 4.38% |
Stock Price Statistics
The stock price has increased by +1,174.51% in the last 52 weeks. The beta is 2.84, so Dave Inc.'s price volatility has been higher than the market average.
| Beta (5Y) | 2.84 |
| 52-Week Price Change | +1,174.51% |
| 50-Day Moving Average | 46.93 |
| 200-Day Moving Average | 38.86 |
| Relative Strength Index (RSI) | 70.52 |
| Average Volume (20 Days) | 620,141 |
Short Selling Information
The latest short interest is 1.86 million, so 14.61% of the outstanding shares have been sold short.
| Short Interest | 1.86M |
| Short Previous Month | 2.10M |
| Short % of Shares Out | 14.61% |
| Short % of Float | 20.95% |
| Short Ratio (days to cover) | 5.70 |
Income Statement
In the last 12 months, Dave Inc. had revenue of $319.36 million and earned $41.25 million in profits. Earnings per share was $3.12.
| Revenue | 319.36M |
| Gross Profit | 184.39M |
| Operating Income | 15.39M |
| Pretax Income | 30.25M |
| Net Income | 41.25M |
| EBITDA | 17.81M |
| EBIT | 15.39M |
| Earnings Per Share (EPS) | $3.12 |
Full Income StatementBalance Sheet
The company has $75.15 million in cash and $75.63 million in debt, giving a net cash position of -$481,000 or -$0.04 per share.
| Cash & Cash Equivalents | 75.15M |
| Total Debt | 75.63M |
| Net Cash | -481,000 |
| Net Cash Per Share | -$0.04 |
| Equity (Book Value) | 155.82M |
| Book Value Per Share | 12.26 |
| Working Capital | 217.25M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $99.06 million and capital expenditures -$242,000, giving a free cash flow of $98.81 million.
| Operating Cash Flow | 99.06M |
| Capital Expenditures | -242,000 |
| Free Cash Flow | 98.81M |
| FCF Per Share | $7.75 |
Full Cash Flow StatementMargins
Gross margin is 57.74%, with operating and profit margins of 4.82% and 12.92%.
| Gross Margin | 57.74% |
| Operating Margin | 4.82% |
| Pretax Margin | 13.51% |
| Profit Margin | 12.92% |
| EBITDA Margin | 5.58% |
| EBIT Margin | 4.82% |
| FCF Margin | 23.77% |