Dave Inc. Statistics
Total Valuation
Dave Inc. has a market cap or net worth of $371.47 million. The enterprise value is $345.77 million.
| Market Cap | 371.47M |
| Enterprise Value | 345.77M |
Important Dates
The next estimated earnings date is Tuesday, August 6, 2024, after market close.
| Earnings Date | Aug 6, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
Dave Inc. has 12.39 million shares outstanding. The number of shares has increased by 11.57% in one year.
| Shares Outstanding | 12.39M |
| Shares Change (YoY) | +11.57% |
| Shares Change (QoQ) | +9.15% |
| Owned by Insiders (%) | 17.40% |
| Owned by Institutions (%) | 40.90% |
| Float | 7.48M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 1.36 |
| Forward PS | 1.11 |
| PB Ratio | 2.92 |
| P/FCF Ratio | 7.28 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 17.10, with an EV/FCF ratio of 6.77.
| EV / Earnings | n/a |
| EV / Sales | 1.26 |
| EV / EBITDA | 17.10 |
| EV / EBIT | 24.42 |
| EV / FCF | 6.77 |
Financial Position
The company has a current ratio of 7.47, with a Debt / Equity ratio of 0.60.
| Current Ratio | 7.47 |
| Quick Ratio | n/a |
| Debt / Equity | 0.60 |
| Debt / EBITDA | 3.75 |
| Debt / FCF | 1.48 |
| Interest Coverage | 1.28 |
Financial Efficiency
Return on equity (ROE) is -0.30%.
| Return on Equity (ROE) | -0.30% |
| Return on Assets (ROA) | -0.10% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $960,684 |
| Profits Per Employee | -$874 |
| Employee Count | 285 |
| Asset Turnover | 0.98 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Dave Inc. has paid $3.32 million in taxes.
| Income Tax | 3.32M |
| Effective Tax Rate | 108.12% |
Stock Price Statistics
The stock price has increased by +456.40% in the last 52 weeks. The beta is 2.95, so Dave Inc.'s price volatility has been higher than the market average.
| Beta (5Y) | 2.95 |
| 52-Week Price Change | +456.40% |
| 50-Day Moving Average | 41.62 |
| 200-Day Moving Average | 22.43 |
| Relative Strength Index (RSI) | 32.48 |
| Average Volume (20 Days) | 342,055 |
Short Selling Information
The latest short interest is 772,201, so 6.23% of the outstanding shares have been sold short.
| Short Interest | 772,201 |
| Short Previous Month | 687,468 |
| Short % of Shares Out | 6.23% |
| Short % of Float | 10.33% |
| Short Ratio (days to cover) | 4.03 |
Income Statement
In the last 12 months, Dave Inc. had revenue of $273.80 million and -$249,000 in losses. Loss per share was -$0.28.
| Revenue | 273.80M |
| Gross Profit | 244.26M |
| Operating Income | -24.32M |
| Pretax Income | 3.07M |
| Net Income | -249,000 |
| EBITDA | 20.22M |
| EBIT | 14.16M |
| Loss Per Share | -$0.28 |
Balance Sheet
The company has $101.47 million in cash and $75.77 million in debt, giving a net cash position of $25.70 million or $2.07 per share.
| Cash & Cash Equivalents | 101.47M |
| Total Debt | 75.77M |
| Net Cash | 25.70M |
| Net Cash Per Share | $2.07 |
| Equity (Book Value) | 127.31M |
| Book Value Per Share | 10.28 |
| Working Capital | 189.09M |
Cash Flow
In the last 12 months, operating cash flow was $59.03 million and capital expenditures -$7.98 million, giving a free cash flow of $51.05 million.
| Operating Cash Flow | 59.03M |
| Capital Expenditures | -7.98M |
| Free Cash Flow | 51.05M |
| FCF Per Share | $4.18 |
Margins
Gross margin is 89.21%, with operating and profit margins of -8.88% and -0.09%.
| Gross Margin | 89.21% |
| Operating Margin | -8.88% |
| Pretax Margin | 1.12% |
| Profit Margin | -0.09% |
| EBITDA Margin | 7.38% |
| EBIT Margin | 5.17% |
| FCF Margin | 18.65% |
Dividends & Yields
Dave Inc. does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -11.57% |
| Shareholder Yield | -11.57% |
| Earnings Yield | -0.07% |
| FCF Yield | 13.74% |
Analyst Forecast
The average price target for Dave Inc. is $63.50, which is 111.74% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $63.50 |
| Price Target Difference | 111.74% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on January 6, 2023. It was a reverse split with a ratio of 1:32.
| Last Split Date | Jan 6, 2023 |
| Split Type | Reverse |
| Split Ratio | 1:32 |
Scores
Dave Inc. has an Altman Z-Score of 3.34 and a Piotroski F-Score of 5.
| Altman Z-Score | 3.34 |
| Piotroski F-Score | 5 |