ECB Bancorp, Inc. (ECBK)
NASDAQ: ECBK · Real-Time Price · USD
21.36
+0.03 (0.14%)
Oct 30, 2026, 4:00 PM EDT - Market closed
ECB Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 78.85 | 69.09 | 57.85 | 48.33 | 26.95 | 21.32 |
Interest Income on Investments | 9.05 | 9.1 | 9.19 | 6.45 | 2.2 | 1.06 |
Total Interest Income | 87.91 | 78.18 | 67.05 | 54.78 | 29.16 | 22.38 |
Interest Paid on Deposits | 37.42 | 37.06 | 33.44 | 21.41 | 4.57 | 3.55 |
Interest Paid on Borrowings | 10.68 | 9.2 | 8.62 | 8.57 | 0.95 | 0.14 |
Total Interest Expense | 48.09 | 46.26 | 42.06 | 29.99 | 5.52 | 3.68 |
Net Interest Income | 39.81 | 31.92 | 24.99 | 24.79 | 23.64 | 18.69 |
Net Interest Income Growth | 34.73% | 27.73% | 0.80% | 4.86% | 26.47% | 17.94% |
Other Non-Interest Income | 1.21 | 1.19 | 1.11 | 1.03 | 1.32 | 0.78 |
Total Non-Interest Income | 1.3 | 1.33 | 1.23 | 1.05 | 1.4 | 1.22 |
Non-Interest Income Growth | 0.08% | 8.16% | 16.54% | -24.91% | 14.65% | -4.68% |
Revenues Before Loan Losses | 41.11 | 33.24 | 26.21 | 25.84 | 25.04 | 19.92 |
Provision for Loan Losses | 0.66 | 1.53 | 0.17 | 0.8 | 2.94 | 0.36 |
| 40.45 | 31.71 | 26.04 | 25.04 | 22.1 | 19.56 | |
Revenue Growth | 35.45% | 21.77% | 4.00% | 13.28% | 13.02% | 16.13% |
Salaries and Employee Benefits | 12.56 | 11.38 | 11.26 | 10.94 | 9.37 | 9.6 |
Occupancy Expenses | 0.99 | 0.9 | 0.83 | 0.77 | 0.7 | 0.72 |
Federal Deposit Insurance | 0.99 | 0.88 | 0.75 | 0.79 | 0.23 | 0.16 |
Selling, General & Administrative | 7.34 | 6.56 | 6.28 | 5.11 | 3.75 | 2.5 |
Other Non-Interest Expense | 1.73 | 1.62 | 1.54 | 1.44 | 1.31 | 1.06 |
Total Non-Interest Expense | 23.62 | 21.33 | 20.67 | 19.05 | 18.61 | 14.09 |
EBT Excluding Unusual Items | 16.83 | 10.38 | 5.37 | 5.99 | 3.5 | 5.47 |
Pretax Income | 16.83 | 10.38 | 5.37 | 5.99 | 3.5 | 5.47 |
Income Tax Expense | 4.46 | 2.61 | 1.38 | 1.53 | 0.78 | 1.43 |
Net Income | 12.37 | 7.77 | 3.99 | 4.46 | 2.72 | 4.04 |
Net Income to Common | 12.37 | 7.77 | 3.99 | 4.46 | 2.72 | 4.04 |
Net Income Growth | 86.80% | 94.74% | -10.44% | 63.82% | -32.71% | -16.83% |
Basic Shares Outstanding | 8 | 8 | 8 | 8 | 8 | - |
Diluted Shares Outstanding | 8 | 8 | 8 | 9 | 8 | - |
Shares Change | -0.02% | -0.40% | -2.09% | 0.80% | - | - |
EPS (Basic) | 1.54 | 0.96 | 0.48 | 0.53 | 0.32 | - |
EPS (Diluted) | 1.49 | 0.94 | 0.48 | 0.52 | 0.32 | - |
EPS Growth | 86.45% | 95.83% | -7.69% | 62.50% | - | - |