Enova International, Inc. (ENVA)
| Market Cap | 3.02B |
| Revenue (ttm) | 1.41B |
| Net Income (ttm) | 293.10M |
| Shares Out | 24.80M |
| EPS (ttm) | 10.82 |
| PE Ratio | 11.32 |
| Forward PE | 8.69 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 41,093 |
| Open | 121.58 |
| Previous Close | 122.43 |
| Day's Range | 120.18 - 122.43 |
| 52-Week Range | 79.41 - 130.34 |
| Beta | 1.49 |
| Analysts | Strong Buy |
| Price Target | 138.20 (+13.43%) |
| Earnings Date | Oct 23, 2025 |
About ENVA
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company provides installment loans; line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It offers money transfer services. It markets its financing products... [Read more]
Financial Performance
In 2024, Enova International's revenue was $1.24 billion, an increase of 19.69% compared to the previous year's $1.04 billion. Earnings were $209.45 million, an increase of 19.60%.
Financial StatementsAnalyst Summary
According to 5 analysts, the average rating for ENVA stock is "Strong Buy." The 12-month stock price target is $138.2, which is an increase of 13.43% from the latest price.
News
Enova International: High-Growth Could Drive The Stock To Outperform
Enova International combines strong growth with a low valuation. Enova reported robust Q3 2025 results and guided positively for the full year. Small business lending was a standout, with revenue up 2...
Enova Sees Subprime Borrowers Managing Debt, Driving Strong Loan Growth
Enova International's third quarter results, released Thursday (Oct. 23) after the market closed, showed that consumers, including subprime consumers, are managing their finances with aplomb, and that...
Enova International, Inc. (ENVA) Q3 2025 Earnings Call Transcript
Enova International, Inc. (NYSE:ENVA) Q3 2025 Earnings Call October 23, 2025 5:00 PM EDT Company Participants Lindsay Savarese - Investor Relations David Fisher - President, CEO & Chairman Steven Cun...
Enova Reports Third Quarter 2025 Results
Originations rose 22% and total company revenue increased 16% from the third quarter of 2024 Diluted earnings per share of $3.03 increased 93% and adjusted earnings per share1 of $3.36 rose 37% compar...
New Report: Small Businesses Remain Confident in Growth Opportunities, while Exploring AI and Waiting Out Tariff Effects
93% of small businesses anticipate growth in the next year, 52% report AI use across operations and two-thirds say tariffs have yet to affect the bottom line CHICAGO , Oct. 22, 2025 /PRNewswire/ -- Sm...
Enova International: Good Multiple Ahead Of Q3 Results
Enova International is rated a Buy, leveraging a digital, data-driven model to profitably serve nonprime consumers and small business borrowers. ENVA's high interest rates offset heavy charge-offs on ...
Enova Announces Date of Third Quarter 2025 Financial Results Conference Call
CHICAGO , Oct. 9, 2025 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's third...
Top 2 Financial Stocks You May Want To Dump This Quarter
As of Sept. 4, 2025, two stocks in the financial sector could be flashing a real warning to investors who value momentum as a key criteria in their trading decisions.
New Report: Small Businesses Anticipate Strong Growth While Proactively Planning for AI Implementation and Tariffs
Survey Finds 92% of Small Businesses Expect to Grow Over the Next Year, and Majority of Those Adopting AI Use It to Improve Marketing CHICAGO , Aug. 26, 2025 /PRNewswire/ -- Small businesses continued...
Enova To Present at the Jefferies Fintech Conference
CHICAGO , Aug. 20, 2025 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced that Steve Cunning...
8 Reasons Why Enova's Business Model Is Built For This Cycle (Rating Upgrade)
Enova International, Inc. is delivering accelerating revenue and earnings growth, with strong Q2 results and robust multi-year stock performance, yet remains deeply undervalued. The company's diversif...
Enova's Small Business Loans Surge as Main Street Looks to Nonbank Lenders
As small businesses navigate an uncertain macro environment, they're turning to nonbank lenders to gain access to capital. FinTech Enova on Thursday (July 24) reported earnings indicating that consume...
Enova International, Inc. (ENVA) Q2 2025 Earnings Call Transcript
Enova International, Inc. (NYSE:ENVA) Q2 2025 Earnings Conference Call July 24, 2025 5:00 PM ET Company Participants Lindsay Savarese - Investor Relations David Fisher - President, CEO & Chairman Ste...
Enova Reports Second Quarter 2025 Results
Originations rose 28% and total company revenue increased 22% from the second quarter of 2024 Diluted earnings per share of $2.86 increased 48% and adjusted earnings per share1 of $3.23 rose 46% compa...
Enova Announces Planned Key Senior Leadership Changes
David Fisher, Chairman of the Board and CEO, to become Executive Chairman, effective January 1, 2026 Steve Cunningham, CFO, to become CEO, effective January 1, 2026 Scott Cornelis, Treasurer and VP of...
Enova Announces Date of Second Quarter 2025 Financial Results Conference Call
CHICAGO , July 10, 2025 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's seco...
5 Alpha Generating Monsters
Any stock can generate alpha, but doing it consistently is rare. These 5 stocks have delivered alpha for 4 out of the last 5 years. Valuation is important, so I screen for it and eliminate overpriced ...
Enova International: Higher Valuation Despite Positive Net Debt (Buy)
Enova International is a buy due to strong revenue growth, robust loan originations, and high demand from small businesses, outperforming the S&P 500. Q1 2025 revenues grew 22.2% YoY, with guidance fo...
New Report: Small Businesses Stayed Positive on Growth in Q1 - While Bracing for Economic Shifts
Survey Finds Over Half of Small Businesses Took Preemptive Action Ahead of Tariff Changes CHICAGO , May 20, 2025 /PRNewswire/ -- Small businesses remain generally positive about growth potential, thou...
Enova International: Growing Too Fast To Ignore
Enova's stock has soared over 600% in five years, reflecting exceptional top and bottom-line financial performance. I set aside ethical concerns to evaluate Enova purely on investment merits, acknowle...
Enova International, Inc. (ENVA) Q1 2025 Earnings Call Transcript
Enova International, Inc. (NYSE:ENVA) Q1 2025 Earnings Conference Call April 29, 2025 5:00 PM ET Company Participants Lindsay Savarese - IR David Fisher - Chief Executive Officer Steven Cunningham - ...
Enova Reports First Quarter 2025 Results
Originations rose 26% and total company revenue increased 22% from the first quarter of 2024 Diluted earnings per share of $2.69 increased 64% and adjusted earnings per share1 of $2.98 rose 56% compar...
New Report: New Year Brings Increased Optimism Around Growth Expectations for Main Street Businesses
CHICAGO , Feb. 25, 2025 /PRNewswire/ -- Small businesses are increasingly optimistic about their growth expectations in 2025, according to the latest Small Business Cash Flow Trend Report from OnDeck...
Enova International: How Deregulation Could Unlock New Growth
Enova International, Inc. stands to benefit significantly from Trump's deregulatory agenda, including relaxed CFPB regulations and potential corporate tax cuts. Deregulation under Trump's first term l...
