Enova International, Inc. (ENVA)

NYSE: ENVA · Real-Time Price · USD
121.84
-0.59 (-0.48%)
Nov 4, 2025, 12:31 PM EST - Market open
-0.48%
Market Cap3.02B
Revenue (ttm)1.41B
Net Income (ttm)293.10M
Shares Out 24.80M
EPS (ttm)10.82
PE Ratio11.32
Forward PE8.69
Dividendn/a
Ex-Dividend Daten/a
Volume41,093
Open121.58
Previous Close122.43
Day's Range120.18 - 122.43
52-Week Range79.41 - 130.34
Beta1.49
AnalystsStrong Buy
Price Target138.20 (+13.43%)
Earnings DateOct 23, 2025

About ENVA

Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company provides installment loans; line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It offers money transfer services. It markets its financing products... [Read more]

Sector Financials
Founded 2011
Employees 1,787
Stock Exchange NYSE
Ticker Symbol ENVA
Full Company Profile

Financial Performance

In 2024, Enova International's revenue was $1.24 billion, an increase of 19.69% compared to the previous year's $1.04 billion. Earnings were $209.45 million, an increase of 19.60%.

Financial Statements

Analyst Summary

According to 5 analysts, the average rating for ENVA stock is "Strong Buy." The 12-month stock price target is $138.2, which is an increase of 13.43% from the latest price.

Price Target
$138.2
(13.43% upside)
Analyst Consensus: Strong Buy
Stock Forecasts

News

Enova International: High-Growth Could Drive The Stock To Outperform

Enova International combines strong growth with a low valuation. Enova reported robust Q3 2025 results and guided positively for the full year. Small business lending was a standout, with revenue up 2...

2 days ago - Seeking Alpha

Enova Sees Subprime Borrowers Managing Debt, Driving Strong Loan Growth

Enova International's third quarter results, released Thursday (Oct. 23) after the market closed, showed that consumers, including subprime consumers, are managing their finances with aplomb, and that...

10 days ago - PYMNTS

Enova International, Inc. (ENVA) Q3 2025 Earnings Call Transcript

Enova International, Inc. (NYSE:ENVA) Q3 2025 Earnings Call October 23, 2025 5:00 PM EDT Company Participants Lindsay Savarese - Investor Relations David Fisher - President, CEO & Chairman Steven Cun...

11 days ago - Seeking Alpha

Enova Reports Third Quarter 2025 Results

Originations rose 22% and total company revenue increased 16% from the third quarter of 2024 Diluted earnings per share of $3.03 increased 93% and adjusted earnings per share1 of $3.36 rose 37% compar...

11 days ago - PRNewsWire

New Report: Small Businesses Remain Confident in Growth Opportunities, while Exploring AI and Waiting Out Tariff Effects

93% of small businesses anticipate growth in the next year, 52% report AI use across operations and two-thirds say tariffs have yet to affect the bottom line CHICAGO , Oct. 22, 2025 /PRNewswire/ -- Sm...

13 days ago - PRNewsWire

Enova International: Good Multiple Ahead Of Q3 Results

Enova International is rated a Buy, leveraging a digital, data-driven model to profitably serve nonprime consumers and small business borrowers. ENVA's high interest rates offset heavy charge-offs on ...

16 days ago - Seeking Alpha

Enova Announces Date of Third Quarter 2025 Financial Results Conference Call

CHICAGO , Oct. 9, 2025 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's third...

25 days ago - PRNewsWire

11 fast-growing small-cap stocks that could get a boost from the Fed's next move

These companies are expected to continue growing revenue at a rapid pace through 2027.

7 weeks ago - Market Watch

Top 2 Financial Stocks You May Want To Dump This Quarter

As of Sept. 4, 2025, two stocks in the financial sector could be flashing a real warning to investors who value momentum as a key criteria in their trading decisions.

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2 months ago - Benzinga

New Report: Small Businesses Anticipate Strong Growth While Proactively Planning for AI Implementation and Tariffs

Survey Finds 92% of Small Businesses Expect to Grow Over the Next Year, and Majority of Those Adopting AI Use It to Improve Marketing CHICAGO , Aug. 26, 2025 /PRNewswire/ -- Small businesses continued...

2 months ago - PRNewsWire

Enova To Present at the Jefferies Fintech Conference

CHICAGO , Aug. 20, 2025 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced that Steve Cunning...

2 months ago - PRNewsWire

8 Reasons Why Enova's Business Model Is Built For This Cycle (Rating Upgrade)

Enova International, Inc. is delivering accelerating revenue and earnings growth, with strong Q2 results and robust multi-year stock performance, yet remains deeply undervalued. The company's diversif...

3 months ago - Seeking Alpha

Enova's Small Business Loans Surge as Main Street Looks to Nonbank Lenders

As small businesses navigate an uncertain macro environment, they're turning to nonbank lenders to gain access to capital. FinTech Enova on Thursday (July 24) reported earnings indicating that consume...

3 months ago - PYMNTS

Enova International, Inc. (ENVA) Q2 2025 Earnings Call Transcript

Enova International, Inc. (NYSE:ENVA) Q2 2025 Earnings Conference Call July 24, 2025 5:00 PM ET Company Participants Lindsay Savarese - Investor Relations David Fisher - President, CEO & Chairman Ste...

3 months ago - Seeking Alpha

Enova Reports Second Quarter 2025 Results

Originations rose 28% and total company revenue increased 22% from the second quarter of 2024 Diluted earnings per share of $2.86 increased 48% and adjusted earnings per share1 of $3.23 rose 46% compa...

3 months ago - PRNewsWire

Enova Announces Planned Key Senior Leadership Changes

David Fisher, Chairman of the Board and CEO, to become Executive Chairman, effective January 1, 2026 Steve Cunningham, CFO, to become CEO, effective January 1, 2026 Scott Cornelis, Treasurer and VP of...

3 months ago - PRNewsWire

Enova Announces Date of Second Quarter 2025 Financial Results Conference Call

CHICAGO , July 10, 2025 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's seco...

4 months ago - PRNewsWire

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Any stock can generate alpha, but doing it consistently is rare. These 5 stocks have delivered alpha for 4 out of the last 5 years. Valuation is important, so I screen for it and eliminate overpriced ...

Other symbols: APOCOKEFICOLLY
5 months ago - Seeking Alpha

Enova International: Higher Valuation Despite Positive Net Debt (Buy)

Enova International is a buy due to strong revenue growth, robust loan originations, and high demand from small businesses, outperforming the S&P 500. Q1 2025 revenues grew 22.2% YoY, with guidance fo...

5 months ago - Seeking Alpha

New Report: Small Businesses Stayed Positive on Growth in Q1 - While Bracing for Economic Shifts

Survey Finds Over Half of Small Businesses Took Preemptive Action Ahead of Tariff Changes CHICAGO , May 20, 2025 /PRNewswire/ -- Small businesses remain generally positive about growth potential, thou...

6 months ago - PRNewsWire

Enova International: Growing Too Fast To Ignore

Enova's stock has soared over 600% in five years, reflecting exceptional top and bottom-line financial performance. I set aside ethical concerns to evaluate Enova purely on investment merits, acknowle...

6 months ago - Seeking Alpha

Enova International, Inc. (ENVA) Q1 2025 Earnings Call Transcript

Enova International, Inc. (NYSE:ENVA) Q1 2025 Earnings Conference Call April 29, 2025 5:00 PM ET Company Participants Lindsay Savarese - IR David Fisher - Chief Executive Officer Steven Cunningham - ...

6 months ago - Seeking Alpha

Enova Reports First Quarter 2025 Results

Originations rose 26% and total company revenue increased 22% from the first quarter of 2024 Diluted earnings per share of $2.69 increased 64% and adjusted earnings per share1 of $2.98 rose 56% compar...

6 months ago - PRNewsWire

New Report: New Year Brings Increased Optimism Around Growth Expectations for Main Street Businesses

CHICAGO , Feb. 25, 2025 /PRNewswire/ -- Small businesses are increasingly optimistic about their growth expectations in 2025, according to the latest  Small Business Cash Flow Trend Report from OnDeck...

9 months ago - PRNewsWire

Enova International: How Deregulation Could Unlock New Growth

Enova International, Inc. stands to benefit significantly from Trump's deregulatory agenda, including relaxed CFPB regulations and potential corporate tax cuts. Deregulation under Trump's first term l...

9 months ago - Seeking Alpha