Enova International Statistics
Total Valuation
ENVA has a market cap or net worth of $2.27 billion.
Important Dates
The next confirmed earnings date is Tuesday, October 22, 2024, after market close.
| Earnings Date | Oct 22, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
ENVA has 26.40 million shares outstanding. The number of shares has decreased by -7.87% in one year.
| Shares Outstanding | 26.40M |
| Shares Change (YoY) | -7.87% |
| Shares Change (QoQ) | -5.29% |
| Owned by Insiders (%) | 4.19% |
| Owned by Institutions (%) | 95.77% |
| Float | 25.26M |
Valuation Ratios
The trailing PE ratio is 14.48 and the forward PE ratio is 9.07.
| PE Ratio | 14.48 |
| Forward PE | 9.07 |
| PS Ratio | 2.22 |
| Forward PS | 0.81 |
| PB Ratio | 1.99 |
| P/FCF Ratio | 1.82 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 13.02, with a Debt / Equity ratio of 2.81.
| Current Ratio | 13.02 |
| Quick Ratio | 12.38 |
| Debt / Equity | 2.81 |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.58 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.89%.
| Return on Equity (ROE) | 14.89% |
| Return on Assets (ROA) | 4.09% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $667,629 |
| Profits Per Employee | $106,503 |
| Employee Count | 1,675 |
| Asset Turnover | 0.26 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ENVA has paid $56.66 million in taxes.
| Income Tax | 56.66M |
| Effective Tax Rate | 24.11% |
Stock Price Statistics
The stock price has increased by +70.46% in the last 52 weeks. The beta is 1.43, so ENVA's price volatility has been higher than the market average.
| Beta (5Y) | 1.43 |
| 52-Week Price Change | +70.46% |
| 50-Day Moving Average | 81.16 |
| 200-Day Moving Average | 66.47 |
| Relative Strength Index (RSI) | 61.64 |
| Average Volume (20 Days) | 172,804 |
Short Selling Information
The latest short interest is 1.86 million, so 7.06% of the outstanding shares have been sold short.
| Short Interest | 1.86M |
| Short Previous Month | 1.70M |
| Short % of Shares Out | 7.06% |
| Short % of Float | 7.38% |
| Short Ratio (days to cover) | 9.44 |
Income Statement
In the last 12 months, ENVA had revenue of $1.12 billion and earned $178.39 million in profits. Earnings per share was $5.94.
| Revenue | 1.12B |
| Gross Profit | 910.17M |
| Operating Income | 234.69M |
| Pretax Income | 235.06M |
| Net Income | 178.39M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $5.94 |
Full Income StatementBalance Sheet
The company has $68.77 million in cash and $3.22 billion in debt, giving a net cash position of -$3.15 billion or -$119.41 per share.
| Cash & Cash Equivalents | 68.77M |
| Total Debt | 3.22B |
| Net Cash | -3.15B |
| Net Cash Per Share | -$119.41 |
| Equity (Book Value) | 1.15B |
| Book Value Per Share | 43.31 |
| Working Capital | 4.01B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $1.30 billion and capital expenditures -$46.91 million, giving a free cash flow of $1.25 billion.
| Operating Cash Flow | 1.30B |
| Capital Expenditures | -46.91M |
| Free Cash Flow | 1.25B |
| FCF Per Share | $47.28 |
Full Cash Flow StatementMargins
Gross margin is 81.39%, with operating and profit margins of 20.99% and 15.95%.
| Gross Margin | 81.39% |
| Operating Margin | 20.99% |
| Pretax Margin | 21.02% |
| Profit Margin | 15.95% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 91.73% |