Enova International Statistics
Total Valuation
ENVA has a market cap or net worth of $1.76 billion. The enterprise value is $4.60 billion.
| Market Cap | 1.76B |
| Enterprise Value | 4.60B |
Important Dates
The last earnings date was Tuesday, April 23, 2024, after market close.
| Earnings Date | Apr 23, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
ENVA has 28.18 million shares outstanding. The number of shares has decreased by -9.81% in one year.
| Shares Outstanding | 28.18M |
| Shares Change (YoY) | -9.81% |
| Shares Change (QoQ) | -4.45% |
| Owned by Insiders (%) | 4.32% |
| Owned by Institutions (%) | 101.26% |
| Float | 26.17M |
Valuation Ratios
The trailing PE ratio is 11.21 and the forward PE ratio is 7.54.
| PE Ratio | 11.21 |
| Forward PE | 7.54 |
| PS Ratio | 1.36 |
| Forward PS | 0.70 |
| PB Ratio | 1.53 |
| P/FCF Ratio | 1.48 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 9.56, with an EV/FCF ratio of 3.87.
| EV / Earnings | 26.64 |
| EV / Sales | 3.56 |
| EV / EBITDA | 9.56 |
| EV / EBIT | 10.37 |
| EV / FCF | 3.87 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 2.67 |
| Debt / EBITDA | 6.38 |
| Debt / FCF | 2.58 |
| Interest Coverage | 2.04 |
Financial Efficiency
Return on equity (ROE) is 14.10% and return on invested capital (ROIC) is 8.02%.
| Return on Equity (ROE) | 14.10% |
| Return on Assets (ROA) | 4.00% |
| Return on Capital (ROIC) | 8.02% |
| Revenue Per Employee | $770,088 |
| Profits Per Employee | $103,060 |
| Employee Count | 1,675 |
| Asset Turnover | 0.30 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ENVA has paid $53.64 million in taxes.
| Income Tax | 53.64M |
| Effective Tax Rate | 23.71% |
Stock Price Statistics
The stock price has increased by +30.98% in the last 52 weeks. The beta is 1.54, so ENVA's price volatility has been higher than the market average.
| Beta (1Y) | 1.54 |
| 52-Week Price Change | +30.98% |
| 50-Day Moving Average | 61.47 |
| 200-Day Moving Average | 53.10 |
| Relative Strength Index (RSI) | 54.61 |
| Average Volume (30 Days) | 276,124 |
Short Selling Information
The latest short interest is 1.29 million, so 4.57% of the outstanding shares have been sold short.
| Short Interest | 1.29M |
| Short Previous Month | 1.29M |
| Short % of Shares Out | 4.57% |
| Short % of Float | 4.92% |
| Short Ratio (days to cover) | 5.65 |
Income Statement
In the last 12 months, ENVA had revenue of $1.29 billion and earned $172.63 million in profits. Earnings per share was $5.57.
| Revenue | 1.29B |
| Gross Profit | 1.29B |
| Operating Income | 443.66M |
| Pretax Income | 226.27M |
| Net Income | 172.63M |
| EBITDA | 481.20M |
| EBIT | 443.32M |
| Earnings Per Share (EPS) | $5.57 |
Balance Sheet
The company has $228.93 million in cash and $3.07 billion in debt, giving a net cash position of -$2.84 billion or -$100.76 per share.
| Cash & Cash Equivalents | 228.93M |
| Total Debt | 3.07B |
| Net Cash | -2.84B |
| Net Cash Per Share | -$100.76 |
| Equity / Book Value | 1.15B |
| Book Value Per Share | 40.82 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $1.23 billion and capital expenditures -$46.09 million, giving a free cash flow of $1.19 billion.
| Operating Cash Flow | 1.23B |
| Capital Expenditures | -46.09M |
| Free Cash Flow | 1.19B |
| FCF Per Share | $42.11 |
Margins
Gross margin is 100.00%, with operating and profit margins of 34.39% and 13.38%.
| Gross Margin | 100.00% |
| Operating Margin | 34.39% |
| Pretax Margin | 17.54% |
| Profit Margin | 13.38% |
| EBITDA Margin | 37.31% |
| EBIT Margin | 34.37% |
| FCF Margin | 92.05% |
Dividends & Yields
ENVA does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 9.81% |
| Shareholder Yield | 9.81% |
| Earnings Yield | 9.81% |
| FCF Yield | 67.48% |
Analyst Forecast
The average price target for ENVA is $67.60, which is 8.25% higher than the current price. The consensus rating is "Buy".
| Price Target | $67.60 |
| Price Target Difference | 8.25% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |