Enova International, Inc. (ENVA)
NYSE: ENVA · Real-Time Price · USD
201.24
+3.94 (2.00%)
Jun 18, 2026, 12:11 PM EDT - Market open
Enova International Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 3,281 | 3,152 | 2,658 | 2,118 | 1,736 | 1,208 | |
Revenue Growth (YoY) | 17.46% | 18.58% | 25.51% | 21.98% | 43.72% | 11.46% |
Gross Profit | 3,281 | 3,152 | 2,658 | 2,118 | 1,736 | 1,208 |
Selling, General & Admin | 1,118 | 1,049 | 904.48 | 769.63 | 696.71 | 575.82 |
Depreciation & Amortization Expenses | 40.68 | 41.83 | 40.21 | 38.16 | 36.87 | 35.38 |
Other Operating Expenses | 1,348 | 1,321 | 1,128 | 887.72 | 618.52 | 183.67 |
Total Operating Expenses | 2,507 | 2,412 | 2,073 | 1,696 | 1,352 | 794.87 |
Operating Income | 774.63 | 739.43 | 584.76 | 422.14 | 383.99 | 413.06 |
Interest Income | 1.74 | 1.56 | -16.46 | 0.12 | 6.44 | 2.95 |
Interest Expense | -352.81 | -339.31 | -290.44 | -194.78 | -115.89 | -76.51 |
Other Non-Operating Income (Expense) | -0.7 | -0.65 | -6.76 | -0.23 | -1.97 | -2.35 |
Total Non-Operating Income (Expense) | -351.76 | -338.4 | -313.66 | -194.89 | -111.42 | -75.91 |
Pretax Income | 422.87 | 401.03 | 271.1 | 227.25 | 272.57 | 337.16 |
Provision for Income Taxes | 96.33 | 92.65 | 61.65 | 52.13 | 65.15 | 80.09 |
Net Income | 326.54 | 308.39 | 209.45 | 175.12 | 207.42 | 257.07 |
Minority Interest in Earnings | - | - | - | - | - | 0.77 |
Net Income to Common | 326.54 | 308.39 | 209.45 | 175.12 | 207.42 | 256.3 |
Net Income Growth | 39.57% | 47.24% | 19.60% | -15.57% | -19.07% | -32.17% |
Shares Outstanding (Basic) | 25 | 25 | 27 | 31 | 32 | 36 |
Shares Outstanding (Diluted) | 26 | 27 | 28 | 32 | 33 | 38 |
Shares Change (YoY) | -4.16% | -5.06% | -11.65% | -4.67% | -11.27% | 16.82% |
EPS (Basic) | 13.08 | 12.25 | 7.78 | 5.71 | 6.42 | 7.05 |
EPS (Diluted) | 12.35 | 11.52 | 7.43 | 5.49 | 6.19 | 6.79 |
EPS Growth | 45.47% | 55.05% | 35.34% | -11.31% | -8.84% | -42.02% |
Free Cash Flow | 1,903 | 1,819 | 1,539 | 1,167 | 894 | 471.87 |
Free Cash Flow Growth | 4.58% | 18.23% | 31.86% | 30.52% | 89.46% | -36.31% |
Free Cash Flow Per Share | 71.91 | 67.94 | 54.56 | 36.55 | 26.70 | 12.50 |
Gross Margin | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
Operating Margin | 23.61% | 23.46% | 22.00% | 19.93% | 22.12% | 34.20% |
Profit Margin | 9.95% | 9.78% | 7.88% | 8.27% | 11.95% | 21.28% |
FCF Margin | 57.98% | 57.72% | 57.89% | 55.10% | 51.50% | 39.06% |
EBITDA | 815.31 | 781.26 | 624.97 | 460.29 | 420.86 | 448.44 |
EBITDA Margin | 24.85% | 24.79% | 23.51% | 21.74% | 24.24% | 37.12% |
EBIT | 774.63 | 739.43 | 584.76 | 422.14 | 383.99 | 413.06 |
EBIT Margin | 23.61% | 23.46% | 22.00% | 19.93% | 22.12% | 34.20% |
Effective Tax Rate | 22.78% | 23.10% | 22.74% | 22.94% | 23.90% | 23.75% |