Esquire Financial Holdings, Inc. (ESQ)
Stock Price Chart
Key Info
| Market Cap | 125.01M |
| Revenue (ttm) | 44.89M |
| Net Income (ttm) | 13.76M |
| Shares Out | 7.67M |
| EPS (ttm) | 1.76 |
| PE Ratio | 9.26 |
| Forward PE | n/a |
| Dividend | n/a |
| Dividend Yield | n/a |
Stock Quote
| Trading Day | Jul 2, 2020 |
| Last Price | $16.30 |
| Previous Close | $16.65 |
| Change ($) | -0.35 |
| Change (%) | -2.10% |
| Day's Open | 16.80 |
| Day's Range | 16.30 - 16.80 |
| Day's Volume | 18,579 |
| 52-Week Range | 10.83 - 28.89 |
More Stats
| Market Cap | 125.01M |
| Enterprise Value | 54.72M |
| Earnings Date (est) | n/a |
| Ex-Dividend Date | n/a |
| Shares Outstanding | 7.67M |
| Float | 5.91M |
| EPS (basic) | 1.86 |
| EPS (diluted) | 1.76 |
| FCF / Share | 2.75 |
| Dividend | n/a |
| Dividend Yield | n/a |
| Earnings Yield | 10.80% |
| FCF Yield | 16.91% |
| Payout Ratio | n/a |
| Shares Short | 69,577 |
| Short Ratio | 1.42 |
| Short % of Float | 1.14% |
| Beta | 1.27 |
| PE Ratio | 9.26 |
| Forward PE | n/a |
| P/FCF Ratio | 5.91 |
| PS Ratio | 2.78 |
| PB Ratio | 1.10 |
| Revenue | 44.89M |
| Operating Income | 18.57M |
| Net Income | 13.76M |
| Free Cash Flow | 21.15M |
| Net Cash | 70.29M |
| Net Cash / Share | 9.17 |
| Gross Margin | 98.18% |
| Operating Margin | 41.37% |
| Profit Margin | 30.60% |
| FCF Margin | 47.11% |
| ROA | 1.78% |
| ROE | 12.95% |
| ROIC | 2.60% |
Analyst Summary
Analyst Consensus: n/a
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|
| Revenue | 44.07 | 34.22 | 24.47 | 19.19 | 14.01 |
| Revenue Growth | 28.79% | 39.86% | 27.52% | 36.98% | - |
| Gross Profit | 44.07 | 34.22 | 24.47 | 19.19 | 14.01 |
| Operating Income | 19.14 | 11.92 | 7.03 | 4.59 | 1.84 |
| Net Income | 14.14 | 8.73 | 3.64 | 2.82 | 1.17 |
| Shares Outstanding | 7.54 | 7.45 | 7.33 | 7.21 | - |
| Earnings Per Share | 1.82 | 1.13 | 0.58 | 0.55 | 0.25 |
| EPS Growth | 61.06% | 94.83% | 5.45% | 120% | - |
| Operating Cash Flow | 14.90 | 9.43 | 3.98 | 6.32 | 1.57 |
| Capital Expenditures | -0.65 | -0.57 | -0.19 | -2.67 | -0.09 |
| Free Cash Flow | 14.25 | 8.86 | 3.79 | 3.65 | 1.48 |
| Cash & Equivalents | 61.81 | 30.56 | 43.08 | 42.99 | 33.15 |
| Total Debt | 0.09 | 0.09 | 0.28 | 0.37 | 0.38 |
| Net Cash / Debt | 61.72 | 30.47 | 42.80 | 42.62 | 32.77 |
| Assets | 798 | 664 | 534 | 425 | 353 |
| Liabilities | 687 | 571 | 450 | 373 | 303 |
| Book Value | 111 | 92.77 | 83.38 | 52.19 | 49.43 |
Company Profile
Company Details
| Full Name | Esquire Financial Holdings, Inc. |
| Country | United States |
| Employees | 86 |
| CEO | Andrew C. Sagliocca |
Stock Information
| Ticker Symbol | ESQ |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: ESQ |
| IPO Date | June 27, 2017 |
Description
Esquire Financial Holdings, Inc. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal and small business communities, and commercial and retail customers in the United States. The company offers checking, savings, money market, and time deposits, as well as certificates of deposit. It also provides commercial loans, including short-term financing for inventory, receivables, the purchase of supplies, or other operating needs arising during the normal course of business, as well as loans to its qualified merchant customers; commercial lines of credit; consumer loans consisting of post-settlement consumer and structured settlement loans to plaintiffs and claimants, as well as loans to individuals for debt consolidation, home repairs, home improvement, or consumer purchases; and real estate loans, such as multifamily, 1-4 family residential, commercial real estate, and construction loans. As of December 31, 2018, the company operated a branch in Garden City, New York; and an administrative office in Boca Raton, Florida. Esquire Financial Holdings, Inc. was founded in 2006 and is headquartered in Jericho, New York.