Esquire Financial Holdings, Inc. (ESQ)

NASDAQ: ESQ · Real-Time Price · USD

114.47

+2.91 (2.61%)

Sep 2, 2026, 4:00 PM EDT - Market closed

ESQ Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	149.31	136.89	120.12	109	80.78	57.77
Revenue Growth	17.71%	13.95%	10.21%	34.93%	39.83%	26.04%
Net Income	52.71	50.82	43.66	41.01	28.52	17.93
Earnings Per Share	6.06	5.87	5.14	4.91	3.47	2.26
EPS Growth	12.44%	14.20%	4.68%	41.50%	53.54%	36.97%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	242.18	235.89	126.33	165.21	213.69	199.43
Total Debt	2.17	2.64	3.5	2.18	-	2.99
Net Cash (Debt)	240.01	233.25	122.83	163.03	213.69	196.44
Net Cash Growth	50.08%	89.89%	-24.65%	-23.71%	8.78%	73.26%
Net Cash Per Share	27.56	26.93	14.47	19.53	26.02	24.72

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	67.57	59.84	42.21	42.4	38.8	30.08
Capital Expenditures	-1.19	-3.16	-0.71	-0.61	-0.07	-1
Free Cash Flow	66.38	56.68	41.5	41.8	38.72	29.08
Free Cash Flow Growth	44.12%	36.58%	-0.71%	7.93%	33.19%	95.92%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	35.30%	37.13%	36.34%	37.63%	35.30%	31.03%
FCF Margin	44.46%	41.41%	34.55%	38.34%	47.94%	50.33%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Dividend Per Share	0.800	0.700	0.600	0.475	0.280
Dividend Per Share Growth	14.81%	16.67%	26.32%	69.64%	-
Dividend Yield	0.70%	0.69%	0.77%	0.97%	0.67%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	18.90	16.31	14.25	9.41	11.69	13.12
Forward PE	14.68	16.51	14.50	10.57	10.84	11.54
P/FCF Ratio	20.24	14.62	14.99	9.23	8.61	8.09
PS Ratio	9.00	6.05	5.18	3.54	4.13	4.07