Esquire Financial Holdings, Inc. (ESQ)

NASDAQ: ESQ · Real-Time Price · USD

105.12

+0.70 (0.67%)

At close: May 14, 2026, 4:00 PM EDT

105.06

-0.06 (-0.06%)

After-hours: May 14, 2026, 4:10 PM EDT

ESQ Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	127.88	121.48	99.93	83.77	59.35	43.7
Net Interest Income Growth	22.17%	21.57%	19.29%	41.16%	35.79%	16.73%
Non-Interest Income	24.95	25.08	24.9	29.75	24.93	21.02
Non-Interest Income Growth	1.20%	0.74%	-16.32%	19.36%	18.55%	43.54%
Revenues Before Loan Losses	152.83	146.56	124.82	113.52	84.27	64.73
Provision for Credit Losses	10.88	9.68	4.7	4.53	3.49	6.96
Revenue	142.39	136.89	120.12	109	80.78	57.77
Revenue Growth (YoY)	14.70%	13.95%	10.21%	34.93%	39.83%	26.04%
Compensation Expenses	44.47	42.31	37.85	32.48	25.77	21.74
Selling, General & Admin	25.71	25.25	20	17.58	13.42	11.35
Other Non-Interest Expenses	4.97	3.68	3	3.06	2.79	1.97
Total Non-Interest Expense	75.14	71.23	60.84	53.12	41.98	35.06
Pretax Income	67.24	65.65	59.28	55.88	38.8	22.71
Provision for Income Taxes	15.62	14.83	15.62	14.87	10.28	4.78
Net Income	51.63	50.82	43.66	41.01	28.52	17.93
Net Income to Common	51.63	50.82	43.66	41.01	28.52	17.93
Net Income Growth	14.71%	16.41%	6.45%	43.81%	59.10%	42.06%
Shares Outstanding (Basic)	8	8	8	8	8	7
Shares Outstanding (Diluted)	9	9	8	8	8	8
Shares Change (YoY)	1.86%	2.06%	1.70%	1.61%	3.36%	3.97%
EPS (Basic)	6.36	6.30	5.58	5.31	3.73	2.40
EPS (Diluted)	5.95	5.87	5.14	4.91	3.73	2.40
EPS Growth	12.48%	14.20%	4.68%	31.64%	55.42%	41.18%
Shares Outstanding	8.64	8.55	8.35	8.29	8.2	8.09
Free Cash Flow	61.35	56.68	41.5	41.8	38.72	29.08
Free Cash Flow Growth	8.24%	36.58%	-0.71%	7.93%	33.19%	95.92%
Free Cash Flow Per Share	7.07	6.54	4.89	5.01	4.71	3.66
Dividends Per Share	0.725	0.700	0.600	0.475	0.280	-
Dividend Growth	3.57%	16.67%	26.32%	69.64%	-	-
Profit Margin	36.26%	37.13%	36.34%	37.63%	35.30%	31.03%
FCF Margin	43.09%	41.41%	34.55%	38.35%	47.94%	50.33%
EBITDA	3.77	3.68	3.29	2.54	2.55	1.7
EBITDA Margin	2.64%	2.69%	2.74%	2.33%	3.16%	2.94%
Effective Tax Rate	23.22%	22.59%	26.35%	26.61%	26.50%	21.06%

Updated May 11, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q