Esquire Financial Holdings, Inc. (ESQ)

ESQ Statistics

Total Valuation

ESQ has a market cap or net worth of $861.22 million. The enterprise value is $653.86 million.

Market Cap	861.22M
Enterprise Value	653.86M

Important Dates

The last earnings date was Thursday, April 23, 2026, before market open.

Earnings Date	Apr 23, 2026
Ex-Dividend Date	Feb 13, 2026

Share Statistics

ESQ has 8.19 million shares outstanding. The number of shares has increased by 1.76% in one year.

Current Share Class	8.19M
Shares Outstanding	8.19M
Shares Change (YoY)	+1.76%
Shares Change (QoQ)	-0.04%
Owned by Insiders (%)	16.87%
Owned by Institutions (%)	73.09%
Float	6.81M

Valuation Ratios

The trailing PE ratio is 17.71 and the forward PE ratio is 14.78.

PE Ratio	17.71
Forward PE	14.78
PS Ratio	6.15
Forward PS	4.74
PB Ratio	3.12
P/TBV Ratio	2.91
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	12.67
EV / Sales	4.59
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 18.71%.

Return on Equity (ROE)	18.71%
Return on Assets (ROA)	2.36%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	6.70%
Revenue Per Employee	$942,947
Profits Per Employee	$341,894
Employee Count	151
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ESQ has paid $15.62 million in taxes.

Income Tax	15.62M
Effective Tax Rate	23.22%

Stock Price Statistics

The stock price has increased by +27.85% in the last 52 weeks. The beta is 0.45, so ESQ's price volatility has been lower than the market average.

Beta (5Y)	0.45
52-Week Price Change	+27.85%
50-Day Moving Average	107.73
200-Day Moving Average	103.22
Relative Strength Index (RSI)	43.00
Average Volume (20 Days)	123,518

Short Selling Information

The latest short interest is 644,747, so 7.87% of the outstanding shares have been sold short.

Short Interest	644,747
Short Previous Month	613,155
Short % of Shares Out	7.87%
Short % of Float	9.47%
Short Ratio (days to cover)	6.70

Income Statement

In the last 12 months, ESQ had revenue of $142.39 million and earned $51.63 million in profits. Earnings per share was $5.94.

Revenue	142.39M
Gross Profit	142.39M
Operating Income	69.63M
Pretax Income	67.24M
Net Income	51.63M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$5.94

Balance Sheet

The company has $222.22 million in cash and n/a in debt, with a net cash position of $222.22 million or $27.13 per share.

Cash & Cash Equivalents	222.22M
Total Debt	n/a
Net Cash	222.22M
Net Cash Per Share	$27.13
Equity (Book Value)	301.27M
Book Value Per Share	36.78
Working Capital	-1.88B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	48.90%
Pretax Margin	47.23%
Profit Margin	36.26%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 0.76%.

Dividend Per Share	$0.80
Dividend Yield	0.76%
Dividend Growth (YoY)	16.00%
Years of Dividend Growth	4
Payout Ratio	12.35%
Buyback Yield	-1.76%
Shareholder Yield	-1.00%
Earnings Yield	5.89%
FCF Yield	n/a

Analyst Forecast

The average price target for ESQ is $120.33, which is 14.43% higher than the current price. The consensus rating is "Buy".

Price Target	$120.33
Price Target Difference	14.43%
Analyst Consensus	Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2