United Bankshares, Inc. (UBSI)

NASDAQ: UBSI · Real-Time Price · USD

48.22

-0.17 (-0.35%)

At close: Nov 6, 2026, 4:00 PM EST

48.28

+0.06 (0.12%)

After-hours: Nov 6, 2026, 6:40 PM EST

United Bankshares Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	1,258	1,202	1,010	1,024	1,031	1,045
Revenue Growth	9.96%	19.07%	-1.41%	-0.66%	-1.34%	11.39%
Net Income	512.08	463.57	372.16	365.43	378.62	366.7
Earnings Per Share	3.68	3.27	2.75	2.71	2.80	2.83
EPS Growth	20.56%	18.91%	1.48%	-3.21%	-1.06%	17.92%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	1,882	2,543	2,294	1,601	1,182	3,769
Total Debt	824.74	825.85	803.3	2,079	2,435	1,037
Net Cash (Debt)	1,058	1,717	1,490	-477.97	-1,252	2,732
Net Cash Growth	-38.63%	15.23%	-	-	-	135.47%
Net Cash Per Share	7.61	12.11	11.02	-3.55	-9.27	21.10

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-	498.91	445.45	435.24	760.82	609.54
Capital Expenditures	-	-17.71	-12.13	-11.69	-16.86	-15.38
Free Cash Flow	-	481.19	433.33	423.55	743.96	594.16
Free Cash Flow Growth	-	11.05%	2.31%	-43.07%	25.21%	389.33%

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	40.70%	38.56%	36.86%	35.69%	36.73%	35.10%
FCF Margin	-	40.03%	42.92%	41.36%	72.17%	56.87%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.520	1.490	1.480	1.450	1.440	1.410
Dividend Per Share Growth	2.70%	0.68%	2.07%	0.69%	2.13%	0.71%
Dividend Yield	3.15%	3.86%	3.94%	3.86%	3.56%	3.89%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 9, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	13.10	11.60	13.61	13.83	14.36	13.45
Forward PE	12.37	11.36	13.70	14.48	13.58	14.46
P/FCF Ratio	12.12	11.18	11.69	11.93	7.31	8.30
PS Ratio	5.14	4.47	5.02	4.94	5.27	4.72