United Bankshares, Inc. (UBSI)
NASDAQ: UBSI · Real-Time Price · USD
47.80
+0.44 (0.93%)
Jul 24, 2026, 4:00 PM EDT - Market closed
United Bankshares Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 1,277 | 1,102 | 911.07 | 919.92 | 896.43 | 742.73 |
Net Interest Income Growth | 28.02% | 20.97% | -0.96% | 2.62% | 20.69% | 7.68% |
Non-Interest Income | 141.66 | 135.15 | 123.7 | 135.26 | 153.26 | 278.13 |
Non-Interest Income Growth | 16.74% | 9.26% | -8.55% | -11.75% | -44.90% | -21.60% |
Revenues Before Loan Losses | 1,419 | 1,237 | 1,035 | 1,055 | 1,050 | 1,021 |
Provision for Credit Losses | 31.61 | 53.87 | 25.15 | 31.15 | 18.82 | -23.97 |
| 1,387 | 1,183 | 1,010 | 1,024 | 1,031 | 1,045 | |
Revenue Growth (YoY) | 29.60% | 17.22% | -1.41% | -0.66% | -1.34% | 11.39% |
Compensation Expenses | 318.19 | 306.39 | 288.24 | 279.18 | 288.35 | 333.84 |
Selling, General & Admin | 118.62 | 118.08 | 105.92 | 106.85 | 107.28 | 104.88 |
Other Non-Interest Expenses | 20.19 | 176.48 | 151.45 | 175.56 | 161.59 | 148.63 |
Total Non-Interest Expense | 605.99 | 600.05 | 545.03 | 560.22 | 555.09 | 581.98 |
Pretax Income | 781 | 583.4 | 464.58 | 463.81 | 475.78 | 462.85 |
Provision for Income Taxes | 129.36 | 118.8 | 91.58 | 97.49 | 96.16 | 95.12 |
Net Income | 515.15 | 464.6 | 373 | 366.31 | 379.63 | 367.74 |
Net Income to Common | 515.15 | 464.6 | 373 | 366.31 | 379.63 | 367.74 |
Net Income Growth | 30.52% | 24.56% | 1.82% | -3.51% | 3.23% | 27.23% |
Shares Outstanding (Basic) | 140 | 141 | 135 | 135 | 135 | 129 |
Shares Outstanding (Diluted) | 140 | 142 | 135 | 135 | 135 | 130 |
Shares Change (YoY) | 0.91% | 4.88% | 0.35% | -0.27% | 4.33% | 7.85% |
EPS (Basic) | 3.68 | 3.28 | 2.76 | 2.72 | 2.81 | 2.84 |
EPS (Diluted) | 3.67 | 3.27 | 2.75 | 2.71 | 2.80 | 2.83 |
EPS Growth | 29.68% | 18.91% | 1.48% | -3.21% | -1.06% | 17.92% |
Free Cash Flow | - | 481.19 | 433.33 | 423.55 | 743.96 | 594.16 |
Free Cash Flow Growth | - | 11.05% | 2.31% | -43.07% | 25.21% | 389.33% |
Free Cash Flow Per Share | - | 3.39 | 3.20 | 3.14 | 5.51 | 4.59 |
Dividends Per Share | 1.510 | 1.490 | 1.480 | 1.450 | 1.440 | 1.410 |
Dividend Growth | 2.03% | 0.68% | 2.07% | 0.69% | 2.13% | 0.71% |
Profit Margin | 37.14% | 39.26% | 36.94% | 35.77% | 36.83% | 35.20% |
FCF Margin | - | 40.66% | 42.92% | 41.36% | 72.17% | 56.87% |
Effective Tax Rate | 16.56% | 20.36% | 19.71% | 21.02% | 20.21% | 20.55% |