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First Business Financial Services Inc. (FBIZ)

Stock Price: $20.42 USD 0.99 (5.10%)
Updated November 24, 4:00 PM EST - Market closed

Stock Price Chart

Key Info

Market Cap 173.94M
Revenue (ttm) 86.41M
Net Income (ttm) 16.66M
Shares Out 8.52M
EPS (ttm) 1.93
PE Ratio 10.58
Forward PE 9.76
Dividend $0.66
Dividend Yield 3.23%

Stock Quote

Trading Day November 24
Last Price $20.42
Previous Close $19.43
Change ($) 0.99
Change (%) 5.10%
Day's Open 19.77
Day's Range 19.55 - 20.44
Day's Volume 15,617
52-Week Range 12.86 - 27.35

More Stats

Market Cap 173.94M
Enterprise Value 622.52M
Earnings Date (est) n/a
Ex-Dividend Date Oct 30, 2020
Shares Outstanding 8.52M
Float 8.03M
EPS (basic) 1.93
EPS (diluted) 1.93
FCF / Share 1.56
Dividend $0.66
Dividend Yield 3.23%
Earnings Yield 9.45%
FCF Yield 7.66%
Payout Ratio 33.40%
Shares Short 53,381
Short Ratio 3.72
Short % of Float 0.67%
Beta 1.09
PE Ratio 10.58
Forward PE 9.76
P/FCF Ratio 13.05
PS Ratio 2.01
PB Ratio 0.83
Revenue 86.41M
Operating Income 23.22M
Net Income 16.66M
Free Cash Flow 13.33M
Net Cash -448.58M
Net Cash / Share -52.66
Gross Margin 103.41%
Operating Margin 26.88%
Profit Margin 19.30%
FCF Margin 15.42%
ROA 0.71%
ROE 8.51%
ROIC 0.70%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Forecasts

Analyst Ratings (5)

Buy 1
Overweight 1
Hold 3
Underweight 0
Sell 0

Analyst Consensus: Overweight

Price Target

$20.10*
(-1.57% downside)
Low
18.0
Current: $20.42
High
23.0
Target: 20.10
*Average 12-month price target from 5 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue91.1980.0271.1073.5072.2755.0051.5142.3438.2731.65
Revenue Growth13.97%12.54%-3.26%1.71%31.4%6.78%21.66%10.62%20.92%-
Gross Profit91.1980.0271.1073.5072.2755.0051.5142.3438.2731.65
Operating Income28.5919.7417.0220.7624.8921.2221.1413.6811.873.29
Net Income23.3216.3011.9114.9116.5114.1413.758.938.430.94
Shares Outstanding8.598.798.768.718.707.957.885.315.265.07
Earnings Per Share2.681.861.361.711.901.751.741.651.620.19
EPS Growth44.09%36.76%-20.47%-10%8.57%0.57%5.78%1.86%772.97%-
Dividend Per Share0.450.560.520.480.440.420.280.140.140.14
Dividend Growth-19.64%7.69%8.33%9.09%4.76%50%100%0%0%-
Operating Cash Flow28.9925.2822.4126.1623.2211.8715.9016.0017.5811.81
Capital Expenditures-0.23-0.97-1.24-0.58-0.79-3.19-0.50-0.56-0.37-0.13
Free Cash Flow28.7624.3121.1725.5822.438.6815.4015.4417.2111.68
Cash & Equivalents67.1086.5552.5477.5211410381.2985.5913050.82
Total Debt33730921869.6844.7344.3122.2522.7250.6151.82
Net Cash / Debt-270-222-1657.8468.8358.9359.0462.8779.49-1.00
Assets2,0971,9661,7941,7811,7821,6291,2691,2261,1771,107
Liabilities1,9031,7861,6251,6191,6311,4921,1591,1271,1131,052
Book Value19418116916215113810999.5464.2155.34
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name First Business Financial Services Inc.
Country United States
Employees 300
CEO Corey A. Chambas

Stock Information

Ticker Symbol FBIZ
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: FBIZ

Description

First Business Financial Services operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals. The company offers deposit products, such as non-interest-bearing transaction accounts, interest-bearing transaction accounts, money market accounts, time deposits, and certificates of deposit. It also provides loan products, including commercial real estate loans, commercial and industrial loans, small business administration loans, and direct financing leases, as well as consumer and other loans comprising home equity, first and second mortgage, credit card, and other personal loans for professional and executive clients. The company offers commercial lending, asset-based financing, equipment financing, accounts receivable financing, vendor financing, treasury management services, and company retirement plans. It also provides lines of credit and term loans to businesses collateralized by commercial real estate, accounts receivable, inventory, equipment, and securities. The company holds an equity investment in a Madison, Wisconsin community development project; and invests in marketable securities and tax-exempt loans. First Business Financial Services, Inc. was incorporated in 1986 and is headquartered in Madison, Wisconsin.