First Business Financial Services, Inc. (FBIZ)
NASDAQ: FBIZ · Real-Time Price · USD
70.44
-0.68 (-0.96%)
At close: Aug 10, 2026, 4:00 PM EDT
70.43
-0.01 (-0.01%)
After-hours: Aug 10, 2026, 4:10 PM EDT

FBIZ Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
169.43159.97144.63135.71131.72118.57
Revenue Growth
12.24%10.61%6.57%3.03%11.09%35.96%
Net Income
54.6349.4443.3736.1540.1835.76
Earnings Per Share
6.565.945.204.334.754.17
EPS Growth
16.73%14.23%20.09%-8.84%13.91%111.67%

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
163.3639.49157.7139.51102.6857.11
Total Debt
346.79252.05320.05330.92456.81413.53
Net Cash (Debt)
-346.79-252.05-320.05-330.92-456.81-413.53
Net Cash Growth
------
Net Cash Per Share
-42.37-30.90-39.28-40.70-55.53-49.73

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
81.461.757.4952.2938.6535.99
Capital Expenditures
-0.48-0.6-0.22-2.88-3.22-0.39
Free Cash Flow
80.9161.157.2749.4135.4235.6
Free Cash Flow Growth
28.29%6.69%15.91%39.48%-0.50%35.00%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
38.25%37.79%35.37%34.73%39.66%39.67%
Profit Margin
32.76%31.45%30.59%27.28%31.02%30.16%
FCF Margin
47.75%38.19%39.60%36.41%26.89%30.03%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.3601.1601.0000.9100.7900.720
Dividend Per Share Growth
16.67%16.00%9.89%15.19%9.72%9.09%
Dividend Yield
1.93%2.19%2.21%2.32%2.22%2.54%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.749.148.909.267.697.00
Forward PE
10.639.419.118.658.368.62
P/FCF Ratio
7.307.406.706.758.636.93
PS Ratio
3.492.832.652.462.322.08