First Business Financial Services, Inc. (FBIZ)

FBIZ Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	138.95	136.69	124.21	112.59	98.42	84.66
Net Interest Income Growth	8.60%	10.05%	10.32%	14.39%	16.25%	9.85%
Non-Interest Income	33.13	31.94	29.25	31.31	29.43	28.1
Non-Interest Income Growth	10.17%	9.18%	-6.57%	6.39%	4.73%	4.31%
Revenues Before Loan Losses	172.08	168.63	153.46	143.9	127.85	112.76
Provision for Credit Losses	8.96	8.66	8.83	8.18	-3.87	-5.8
Revenue	163.13	159.97	144.63	135.71	131.72	118.57
Revenue Growth (YoY)	9.58%	10.61%	6.57%	3.03%	11.09%	35.96%
Compensation Expenses	69.67	67.87	63.11	61.06	57.74	51.71
Selling, General & Admin	27.89	27.5	26.69	22.98	19.34	17.42
Other Non-Interest Expenses	4.2	4.15	3.68	4.53	2.39	2.41
Total Non-Interest Expense	101.75	99.52	93.48	88.58	79.47	71.54
Pretax Income	61.37	60.45	51.15	47.14	52.24	47.03
Provision for Income Taxes	10.03	10.13	6.91	10.11	11.39	11.28
Net Income	50.47	49.44	43.37	36.15	40.18	35.76
Net Income Attributable to Preferred Dividends	0.88	0.88	0.88	0.88	0.68	-
Net Income to Common	50.47	49.44	43.37	36.15	40.18	35.76
Net Income Growth	10.46%	14.01%	19.97%	-10.01%	12.36%	110.60%
Shares Outstanding (Basic)	8	8	8	8	8	8
Shares Outstanding (Diluted)	8	8	8	8	8	8
Shares Change (YoY)	0.65%	0.12%	0.21%	-1.16%	-1.06%	-0.83%
EPS (Basic)	6.07	5.94	5.20	4.33	4.75	4.17
EPS (Diluted)	6.07	5.94	5.20	4.33	4.75	4.17
EPS Growth	10.36%	14.23%	20.09%	-8.84%	13.91%	111.67%
Shares Outstanding	8.34	8.33	8.29	8.31	8.36	8.46
Free Cash Flow	52.8	61.1	57.27	49.41	35.42	35.6
Free Cash Flow Growth	-13.59%	6.69%	15.91%	39.48%	-0.50%	35.00%
Free Cash Flow Per Share	6.46	7.49	7.03	6.08	4.31	4.28
Dividends Per Share	1.210	1.160	1.000	0.910	0.790	0.720
Dividend Growth	4.31%	16.00%	9.89%	15.19%	9.72%	9.09%
Profit Margin	31.48%	31.45%	30.59%	27.28%	31.02%	30.16%
FCF Margin	32.37%	38.19%	39.60%	36.41%	26.89%	30.03%
EBITDA	3.83	3.77	3.74	3.64	4.07	3.55
EBITDA Margin	2.35%	2.36%	2.58%	2.68%	3.09%	3.00%
Effective Tax Rate	16.34%	16.76%	13.50%	21.45%	21.79%	23.97%

Updated Apr 24, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q