First Business Financial Services, Inc. (FBIZ)

FBIZ Statistics

Total Valuation

FBIZ has a market cap or net worth of $371.76 million.

Market Cap	371.76M
Enterprise Value	n/a

Important Dates

The next confirmed earnings date is Thursday, October 24, 2024, after market close.

Earnings Date	Oct 24, 2024
Ex-Dividend Date	Aug 30, 2024

Share Statistics

FBIZ has 8.29 million shares outstanding. The number of shares has decreased by -0.45% in one year.

Shares Outstanding	8.29M
Shares Change (YoY)	-0.45%
Shares Change (QoQ)	-0.15%
Owned by Insiders (%)	7.03%
Owned by Institutions (%)	58.96%
Float	7.27M

Valuation Ratios

The trailing PE ratio is 9.73 and the forward PE ratio is 9.12.

PE Ratio	9.73
Forward PE	9.12
PS Ratio	2.59
Forward PS	2.26
PB Ratio	1.26
P/FCF Ratio	7.49
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	8.10
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.50%.

Return on Equity (ROE)	13.50%
Return on Assets (ROA)	1.13%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$406,601
Profits Per Employee	$108,513
Employee Count	343
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FBIZ has paid $8.45 million in taxes.

Income Tax	8.45M
Effective Tax Rate	17.80%

Stock Price Statistics

The stock price has increased by +50.44% in the last 52 weeks. The beta is 0.82, so FBIZ's price volatility has been lower than the market average.

Beta (5Y)	0.82
52-Week Price Change	+50.44%
50-Day Moving Average	43.85
200-Day Moving Average	38.09
Relative Strength Index (RSI)	51.88
Average Volume (20 Days)	20,816

Short Selling Information

The latest short interest is 28,450, so 0.34% of the outstanding shares have been sold short.

Short Interest	28,450
Short Previous Month	25,523
Short % of Shares Out	0.34%
Short % of Float	0.39%
Short Ratio (days to cover)	1.46

Income Statement

In the last 12 months, FBIZ had revenue of $139.46 million and earned $37.22 million in profits. Earnings per share was $4.57.

Revenue	139.46M
Gross Profit	139.46M
Operating Income	50.05M
Pretax Income	47.47M
Net Income	37.22M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.57

Balance Sheet

The company has $151.85 million in cash and $398.04 million in debt, giving a net cash position of -$246.18 million or -$29.68 per share.

Cash & Cash Equivalents	151.85M
Total Debt	398.04M
Net Cash	-246.18M
Net Cash Per Share	-$29.68
Equity (Book Value)	305.17M
Book Value Per Share	35.35
Working Capital	-2.80B

Cash Flow

In the last 12 months, operating cash flow was $51.56 million and capital expenditures -$2.43 million, giving a free cash flow of $49.14 million.

Operating Cash Flow	51.56M
Capital Expenditures	-2.43M
Free Cash Flow	49.14M
FCF Per Share	$5.92

Margins

Gross Margin	n/a
Operating Margin	35.89%
Pretax Margin	34.03%
Profit Margin	27.97%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	35.26%

Dividends & Yields

This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 2.25%.

Dividend Per Share	$1.00
Dividend Yield	2.25%
Dividend Growth (YoY)	39.23%
Years of Dividend Growth	11
Payout Ratio	21.88%
Buyback Yield	0.45%
Shareholder Yield	2.71%
Earnings Yield	10.11%
FCF Yield	13.35%

Analyst Forecast

The average price target for FBIZ is $50.75, which is 13.23% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$50.75
Price Target Difference	13.23%
Analyst Consensus	Strong Buy
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on August 31, 2015. It was a forward split with a ratio of 2:1.

Last Split Date	Aug 31, 2015
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4