First Business Financial Services, Inc. (FBIZ)
NASDAQ: FBIZ · IEX Real-Time Price · USD
38.63
+1.00 (2.66%)
Jul 12, 2024, 4:00 PM EDT - Market closed

FBIZ Statistics

Total Valuation

FBIZ has a market cap or net worth of $320.19 million. The enterprise value is $638.53 million.

Market Cap 320.19M
Enterprise Value 638.53M

Important Dates

The next estimated earnings date is Thursday, July 25, 2024, after market close.

Earnings Date Jul 25, 2024
Ex-Dividend Date May 8, 2024

Share Statistics

FBIZ has 8.29 million shares outstanding. The number of shares has decreased by -0.49% in one year.

Shares Outstanding 8.29M
Shares Change (YoY) -0.49%
Shares Change (QoQ) -0.10%
Owned by Insiders (%) 6.15%
Owned by Institutions (%) 66.47%
Float 7.24M

Valuation Ratios

The trailing PE ratio is 8.92 and the forward PE ratio is 8.05. FBIZ's PEG ratio is 1.89.

PE Ratio 8.92
Forward PE 8.05
PS Ratio 2.35
Forward PS 2.02
PB Ratio 1.08
P/FCF Ratio 6.59
PEG Ratio 1.89
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 12.91, with an EV/FCF ratio of 13.14.

EV / Earnings 17.73
EV / Sales 4.69
EV / EBITDA 12.91
EV / EBIT 13.90
EV / FCF 13.14

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 1.31
Debt / EBITDA 7.89
Debt / FCF 8.03
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 12.60% and return on invested capital (ROIC) is 5.36%.

Return on Equity (ROE) 12.60%
Return on Assets (ROA) 1.00%
Return on Capital (ROIC) 5.36%
Revenue Per Employee $391,098
Profits Per Employee $103,509
Employee Count 348
Asset Turnover 0.04
Inventory Turnover n/a

Taxes

In the past 12 months, FBIZ has paid $9.06 million in taxes.

Income Tax 9.06M
Effective Tax Rate 20.09%

Stock Price Statistics

The stock price has increased by +31.31% in the last 52 weeks. The beta is 0.83, so FBIZ's price volatility has been lower than the market average.

Beta (5Y) 0.83
52-Week Price Change +31.31%
50-Day Moving Average 34.76
200-Day Moving Average 34.63
Relative Strength Index (RSI) 68.70
Average Volume (20 Days) 17,738

Short Selling Information

The latest short interest is 31,391, so 0.38% of the outstanding shares have been sold short.

Short Interest 31,391
Short Previous Month 20,024
Short % of Shares Out 0.38%
Short % of Float 0.43%
Short Ratio (days to cover) 2.03

Income Statement

In the last 12 months, FBIZ had revenue of $136.10 million and earned $36.02 million in profits. Earnings per share was $4.33.

Revenue 136.10M
Gross Profit 136.10M
Operating Income 45.95M
Pretax Income 45.95M
Net Income 36.02M
EBITDA 49.47M
EBIT 45.95M
Earnings Per Share (EPS) $4.33
Full Income Statement

Balance Sheet

The company has $72.04 million in cash and $390.38 million in debt, giving a net cash position of -$318.34 million or -$38.41 per share.

Cash & Cash Equivalents 72.04M
Total Debt 390.38M
Net Cash -318.34M
Net Cash Per Share -$38.41
Equity (Book Value) 297.79M
Book Value Per Share 35.93
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $51.07 million and capital expenditures -$2.45 million, giving a free cash flow of $48.61 million.

Operating Cash Flow 51.07M
Capital Expenditures -2.45M
Free Cash Flow 48.61M
FCF Per Share $5.85
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 33.76% and 26.47%.

Gross Margin 100.00%
Operating Margin 33.76%
Pretax Margin 33.76%
Profit Margin 26.47%
EBITDA Margin 36.35%
EBIT Margin 33.76%
FCF Margin 35.72%

Dividends & Yields

This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 2.59%.

Dividend Per Share $1.00
Dividend Yield 2.59%
Dividend Growth (YoY) 12.35%
Years of Dividend Growth 11
Payout Ratio 23.09%
Buyback Yield 0.49%
Shareholder Yield 3.08%
Earnings Yield 11.25%
FCF Yield 15.18%
Dividend Details

Analyst Forecast

The average price target for FBIZ is $42.33, which is 9.58% higher than the current price. The consensus rating is "Buy".

Price Target $42.33
Price Target Difference 9.58%
Analyst Consensus Buy
Analyst Count 3
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on August 31, 2015. It was a forward split with a ratio of 2:1.

Last Split Date Aug 31, 2015
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 5