First BanCorp. (FBP)

First BanCorp. Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	868.94	807.48	797.11	76.17	66.3
Net Interest Income Growth	7.61%	1.30%	946.54%	14.88%	-88.95%
Non-Interest Income	131.88	130.72	132.69	16.87	19.38
Non-Interest Income Growth	0.88%	-1.49%	686.38%	-12.94%	-82.57%
Revenues Before Loan Losses	1,001	938.2	929.8	93.04	85.69
Provision for Credit Losses	85.96	59.92	60.94	1.75	-0.38
Revenue	914.86	878.28	868.86	91.29	86.06
Revenue Growth (YoY)	4.17%	1.08%	851.76%	6.08%	-84.08%
Compensation Expenses	245.15	235.7	222.86	23.32	21.15
Selling, General & Admin	215.08	214.1	207.17	8.11	7.63
Other Non-Interest Expenses	37.89	37.28	41.4	12.48	13.37
Total Non-Interest Expense	498.12	487.07	471.43	43.9	42.15
Pretax Income	416.73	391.21	397.44	47.39	43.91
Provision for Income Taxes	71.87	92.48	94.57	8.4	7.64
Net Income	344.87	298.72	302.86	38.99	36.27
Net Income to Common	344.87	298.72	302.86	38.99	36.27
Net Income Growth	15.45%	-1.37%	676.77%	7.50%	-64.54%
Shares Outstanding (Basic)	160	165	177	11	11
Shares Outstanding (Diluted)	161	165	177	11	11
Shares Change (YoY)	-2.74%	-6.72%	1506.25%	0.40%	-94.95%
EPS (Basic)	2.16	1.82	1.72	3.56	3.33
EPS (Diluted)	2.15	1.81	1.71	3.53	3.30
EPS Growth	18.79%	5.85%	-51.56%	6.97%	617.39%
Free Cash Flow	437.52	394.14	340.36	39.81	52.94
Free Cash Flow Growth	11.01%	15.80%	754.99%	-24.80%	-81.21%
Free Cash Flow Per Share	2.72	2.38	1.92	3.61	4.82
Dividends Per Share	0.720	0.640	0.560	0.460	0.310
Dividend Growth	12.50%	14.29%	21.74%	48.39%	55.00%
Profit Margin	37.70%	34.01%	34.86%	42.71%	42.14%
FCF Margin	47.82%	44.88%	39.17%	43.61%	61.51%
EBITDA	20.75	25	28.24	1.98	2.04
EBITDA Margin	2.27%	2.85%	3.25%	2.17%	2.37%
Effective Tax Rate	17.25%	23.64%	23.80%	17.72%	17.41%

Updated Jan 27, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q