First BanCorp. Statistics
Total Valuation
First BanCorp. has a market cap or net worth of $3.72 billion. The enterprise value is $3.46 billion.
Important Dates
The last earnings date was Wednesday, April 22, 2026, before market open.
| Earnings Date | Apr 22, 2026 |
| Ex-Dividend Date | May 28, 2026 |
Share Statistics
First BanCorp. has 153.66 million shares outstanding. The number of shares has decreased by -3.31% in one year.
| Current Share Class | 153.66M |
| Shares Outstanding | 153.66M |
| Shares Change (YoY) | -3.31% |
| Shares Change (QoQ) | -1.00% |
| Owned by Insiders (%) | 2.49% |
| Owned by Institutions (%) | 100.98% |
| Float | 149.78M |
Valuation Ratios
The trailing PE ratio is 10.77 and the forward PE ratio is 10.63. First BanCorp.'s PEG ratio is 1.80.
| PE Ratio | 10.77 |
| Forward PE | 10.63 |
| PS Ratio | 3.99 |
| Forward PS | 3.49 |
| PB Ratio | 1.83 |
| P/TBV Ratio | 1.93 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 1.80 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 9.70 |
| EV / Sales | 3.71 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 19.04%.
| Return on Equity (ROE) | 19.04% |
| Return on Assets (ROA) | 1.87% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 8.17% |
| Revenue Per Employee | $289,902 |
| Profits Per Employee | $110,810 |
| Employee Count | 3,218 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First BanCorp. has paid $74.11 million in taxes.
| Income Tax | 74.11M |
| Effective Tax Rate | 17.21% |
Stock Price Statistics
The stock price has increased by +25.86% in the last 52 weeks. The beta is 0.83, so First BanCorp.'s price volatility has been lower than the market average.
| Beta (5Y) | 0.83 |
| 52-Week Price Change | +25.86% |
| 50-Day Moving Average | 21.86 |
| 200-Day Moving Average | 21.39 |
| Relative Strength Index (RSI) | 65.84 |
| Average Volume (20 Days) | 1,516,738 |
Short Selling Information
The latest short interest is 8.38 million, so 5.46% of the outstanding shares have been sold short.
| Short Interest | 8.38M |
| Short Previous Month | 9.66M |
| Short % of Shares Out | 5.46% |
| Short % of Float | 5.60% |
| Short Ratio (days to cover) | 6.04 |
Income Statement
In the last 12 months, First BanCorp. had revenue of $932.90 million and earned $356.59 million in profits. Earnings per share was $2.25.
| Revenue | 932.90M |
| Gross Profit | 932.90M |
| Operating Income | 436.86M |
| Pretax Income | 430.70M |
| Net Income | 356.59M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.25 |
Full Income StatementBalance Sheet
The company has $550.20 million in cash and $290.00 million in debt, with a net cash position of $260.20 million or $1.69 per share.
| Cash & Cash Equivalents | 550.20M |
| Total Debt | 290.00M |
| Net Cash | 260.20M |
| Net Cash Per Share | $1.69 |
| Equity (Book Value) | 1.97B |
| Book Value Per Share | 12.80 |
| Working Capital | -16.18B |
Full Balance SheetCash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 46.83% |
| Pretax Margin | 46.17% |
| Profit Margin | 38.22% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 3.30%.
| Dividend Per Share | $0.80 |
| Dividend Yield | 3.30% |
| Dividend Growth (YoY) | 11.76% |
| Years of Dividend Growth | 7 |
| Payout Ratio | 33.75% |
| Buyback Yield | 3.31% |
| Shareholder Yield | 6.62% |
| Earnings Yield | 9.59% |
| FCF Yield | n/a |
Dividend DetailsAnalyst Forecast
The average price target for First BanCorp. is $25.50, which is 5.20% higher than the current price. The consensus rating is "Buy".
| Price Target | $25.50 |
| Price Target Difference | 5.20% |
| Analyst Consensus | Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on January 7, 2011. It was a reverse split with a ratio of 1:15.
| Last Split Date | Jan 7, 2011 |
| Split Type | Reverse |
| Split Ratio | 1:15 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |
