First BanCorp. Statistics
Total Valuation
First BanCorp. has a market cap or net worth of $2.73 billion. The enterprise value is $3.23 billion.
| Market Cap | 2.73B |
| Enterprise Value | 3.23B |
Important Dates
The next confirmed earnings date is Tuesday, April 23, 2024, before market open.
| Earnings Date | Apr 23, 2024 |
| Ex-Dividend Date | Feb 22, 2024 |
Share Statistics
First BanCorp. has 166.65 million shares outstanding. The number of shares has decreased by -6.53% in one year.
| Shares Outstanding | 166.65M |
| Shares Change (YoY) | -6.53% |
| Shares Change (QoQ) | -3.22% |
| Owned by Insiders (%) | 2.03% |
| Owned by Institutions (%) | 96.84% |
| Float | 161.98M |
Valuation Ratios
The trailing PE ratio is 9.58 and the forward PE ratio is 10.12. First BanCorp.'s PEG ratio is 0.86.
| PE Ratio | 9.58 |
| Forward PE | 10.12 |
| PS Ratio | 3.14 |
| Forward PS | 3.18 |
| PB Ratio | 1.82 |
| P/FCF Ratio | 7.92 |
| PEG Ratio | 0.86 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 7.59, with an EV/FCF ratio of 9.37.
| EV / Earnings | 10.66 |
| EV / Sales | 3.72 |
| EV / EBITDA | 7.59 |
| EV / EBIT | 8.13 |
| EV / FCF | 9.37 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.78 |
| Debt / EBITDA | 2.73 |
| Debt / FCF | 3.37 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 21.60% and return on invested capital (ROIC) is 11.39%.
| Return on Equity (ROE) | 21.60% |
| Return on Assets (ROA) | 1.60% |
| Return on Capital (ROIC) | 11.39% |
| Revenue Per Employee | $274,263 |
| Profits Per Employee | $95,601 |
| Employee Count | 3,168 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First BanCorp. has paid $94.57 million in taxes.
| Income Tax | 94.57M |
| Effective Tax Rate | 23.80% |
Stock Price Statistics
The stock price has increased by +44.98% in the last 52 weeks. The beta is 1.17, so First BanCorp.'s price volatility has been higher than the market average.
| Beta (1Y) | 1.17 |
| 52-Week Price Change | +44.98% |
| 50-Day Moving Average | 16.87 |
| 200-Day Moving Average | 15.15 |
| Relative Strength Index (RSI) | 43.02 |
| Average Volume (30 Days) | 1,149,935 |
Short Selling Information
The latest short interest is 2.17 million, so 1.30% of the outstanding shares have been sold short.
| Short Interest | 2.17M |
| Short Previous Month | 3.62M |
| Short % of Shares Out | 1.30% |
| Short % of Float | 1.34% |
| Short Ratio (days to cover) | 1.72 |
Income Statement
In the last 12 months, First BanCorp. had revenue of $868.86 million and earned $302.86 million in profits. Earnings per share was $1.71.
| Revenue | 868.86M |
| Gross Profit | 868.86M |
| Operating Income | 397.44M |
| Pretax Income | 397.44M |
| Net Income | 302.86M |
| EBITDA | 425.67M |
| EBIT | 397.44M |
| Earnings Per Share (EPS) | $1.71 |
Balance Sheet
The company has $663.16 million in cash and $1.16 billion in debt, giving a net cash position of -$498.54 million or -$2.99 per share.
| Cash & Cash Equivalents | 663.16M |
| Total Debt | 1.16B |
| Net Cash | -498.54M |
| Net Cash Per Share | -$2.99 |
| Equity / Book Value | 1.50B |
| Book Value Per Share | 8.99 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $362.96 million and capital expenditures -$18.12 million, giving a free cash flow of $344.84 million.
| Operating Cash Flow | 362.96M |
| Capital Expenditures | -18.12M |
| Free Cash Flow | 344.84M |
| FCF Per Share | $2.00 |
Margins
Gross margin is 100.00%, with operating and profit margins of 45.74% and 34.86%.
| Gross Margin | 100.00% |
| Operating Margin | 45.74% |
| Pretax Margin | 45.74% |
| Profit Margin | 34.86% |
| EBITDA Margin | 48.99% |
| EBIT Margin | 45.74% |
| FCF Margin | 39.69% |
Dividends & Yields
This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 3.90%.
| Dividend Per Share | $0.64 |
| Dividend Yield | 3.90% |
| Dividend Growth (YoY) | 16.00% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 37.43% |
| Buyback Yield | 6.53% |
| Shareholder Yield | 10.44% |
| Earnings Yield | 11.09% |
| FCF Yield | 12.63% |
Analyst Forecast
The average price target for First BanCorp. is $18.50, which is 12.81% higher than the current price. The consensus rating is "Buy".
| Price Target | $18.50 |
| Price Target Difference | 12.81% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on January 7, 2011. It was a reverse split with a ratio of 1:15.
| Last Split Date | Jan 7, 2011 |
| Split Type | Reverse |
| Split Ratio | 1:15 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |