First BanCorp. Statistics
Total Valuation
First BanCorp. has a market cap or net worth of $4.35 billion. The enterprise value is $3.99 billion.
| Market Cap | 4.35B |
| Enterprise Value | 3.99B |
Important Dates
The last earnings date was Wednesday, July 22, 2026, before market open.
| Earnings Date | Jul 22, 2026 |
| Ex-Dividend Date | Aug 27, 2026 |
Share Statistics
First BanCorp. has 151.61 million shares outstanding. The number of shares has decreased by -3.83% in one year.
| Current Share Class | 151.61M |
| Shares Outstanding | 151.61M |
| Shares Change (YoY) | -3.83% |
| Shares Change (QoQ) | -1.24% |
| Owned by Insiders (%) | 2.51% |
| Owned by Institutions (%) | 101.97% |
| Float | 147.28M |
Valuation Ratios
The trailing PE ratio is 12.08 and the forward PE ratio is 11.69. First BanCorp.'s PEG ratio is 1.51.
| PE Ratio | 12.08 |
| Forward PE | 11.69 |
| PS Ratio | 4.56 |
| Forward PS | 3.89 |
| PB Ratio | 2.20 |
| P/TBV Ratio | 2.25 |
| P/FCF Ratio | 9.73 |
| P/OCF Ratio | 9.42 |
| PEG Ratio | 1.51 |
Enterprise Valuation
| EV / Earnings | 10.70 |
| EV / Sales | 4.18 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 8.92 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.45 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 19.49%.
| Return on Equity (ROE) | 19.49% |
| Return on Assets (ROA) | 1.95% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 8.28% |
| Revenue Per Employee | $296,523 |
| Profits Per Employee | $115,773 |
| Employee Count | 3,218 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First BanCorp. has paid $75.46 million in taxes.
| Income Tax | 75.46M |
| Effective Tax Rate | 16.84% |
Stock Price Statistics
The stock price has increased by +40.82% in the last 52 weeks. The beta is 0.80, so First BanCorp.'s price volatility has been lower than the market average.
| Beta (5Y) | 0.80 |
| 52-Week Price Change | +40.82% |
| 50-Day Moving Average | 26.58 |
| 200-Day Moving Average | 22.88 |
| Relative Strength Index (RSI) | 61.29 |
| Average Volume (20 Days) | 1,590,529 |
Short Selling Information
The latest short interest is 6.90 million, so 4.55% of the outstanding shares have been sold short.
| Short Interest | 6.90M |
| Short Previous Month | 6.04M |
| Short % of Shares Out | 4.55% |
| Short % of Float | 4.69% |
| Short Ratio (days to cover) | 4.40 |
Income Statement
In the last 12 months, First BanCorp. had revenue of $954.21 million and earned $372.56 million in profits. Earnings per share was $2.37.
| Revenue | 954.21M |
| Gross Profit | 954.21M |
| Operating Income | 453.86M |
| Pretax Income | 448.02M |
| Net Income | 372.56M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.37 |
Balance Sheet
The company has $560.63 million in cash and $200.00 million in debt, with a net cash position of $360.63 million or $2.38 per share.
| Cash & Cash Equivalents | 560.63M |
| Total Debt | 200.00M |
| Net Cash | 360.63M |
| Net Cash Per Share | $2.38 |
| Equity (Book Value) | 1.98B |
| Book Value Per Share | 13.04 |
| Working Capital | -16.41B |
Cash Flow
In the last 12 months, operating cash flow was $461.43 million and capital expenditures -$14.72 million, giving a free cash flow of $446.71 million.
| Operating Cash Flow | 461.43M |
| Capital Expenditures | -14.72M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -40.81M |
| Free Cash Flow | 446.71M |
| FCF Per Share | $2.95 |
Margins
| Gross Margin | n/a |
| Operating Margin | 47.56% |
| Pretax Margin | 46.95% |
| Profit Margin | 39.04% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 47.88% |
Dividends & Yields
This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 2.79%.
| Dividend Per Share | $0.80 |
| Dividend Yield | 2.79% |
| Dividend Growth (YoY) | 11.43% |
| Years of Dividend Growth | 7 |
| Payout Ratio | 33.72% |
| Buyback Yield | 3.83% |
| Shareholder Yield | 6.62% |
| Earnings Yield | 8.57% |
| FCF Yield | 10.28% |
Analyst Forecast
The average price target for First BanCorp. is $31.00, which is 8.13% higher than the current price. The consensus rating is "Buy".
| Price Target | $31.00 |
| Price Target Difference | 8.13% |
| Analyst Consensus | Buy |
| Analyst Count | 7 |
| Revenue Growth Forecast (3Y) | 4.19% |
| EPS Growth Forecast (3Y) | 9.41% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on January 7, 2011. It was a reverse split with a ratio of 1:15.
| Last Split Date | Jan 7, 2011 |
| Split Type | Reverse |
| Split Ratio | 1:15 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |