First BanCorp. Statistics
Total Valuation
First BanCorp. has a market cap or net worth of $3.92 billion. The enterprise value is $3.69 billion.
| Market Cap | 3.92B |
| Enterprise Value | 3.69B |
Important Dates
The last earnings date was Thursday, October 22, 2026, before market open.
| Earnings Date | Oct 22, 2026 |
| Ex-Dividend Date | Nov 27, 2026 |
Share Statistics
First BanCorp. has 149.91 million shares outstanding. The number of shares has decreased by -4.53% in one year.
| Current Share Class | 149.91M |
| Shares Outstanding | 149.91M |
| Shares Change (YoY) | -4.53% |
| Shares Change (QoQ) | -1.43% |
| Owned by Insiders (%) | 2.51% |
| Owned by Institutions (%) | 100.87% |
| Float | 146.07M |
Valuation Ratios
The trailing PE ratio is 11.00 and the forward PE ratio is 10.64. First BanCorp.'s PEG ratio is 0.97.
| PE Ratio | 11.00 |
| Forward PE | 10.64 |
| PS Ratio | 4.05 |
| Forward PS | 3.53 |
| PB Ratio | 2.09 |
| P/TBV Ratio | 2.14 |
| P/FCF Ratio | 8.90 |
| P/OCF Ratio | 8.57 |
| PEG Ratio | 0.97 |
Enterprise Valuation
| EV / Earnings | 10.01 |
| EV / Sales | 3.81 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 8.36 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.12 |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.51 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 19.41%.
| Return on Equity (ROE) | 19.41% |
| Return on Assets (ROA) | 1.91% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 8.35% |
| Revenue Per Employee | $300,988 |
| Profits Per Employee | $114,403 |
| Employee Count | 3,218 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First BanCorp. has paid $88.91 million in taxes.
| Income Tax | 88.91M |
| Effective Tax Rate | 19.45% |
Stock Price Statistics
The stock price has increased by +36.00% in the last 52 weeks. The beta is 0.83, so First BanCorp.'s price volatility has been lower than the market average.
| Beta (5Y) | 0.83 |
| 52-Week Price Change | +36.00% |
| 50-Day Moving Average | 27.34 |
| 200-Day Moving Average | 24.98 |
| Relative Strength Index (RSI) | 35.19 |
| Average Volume (20 Days) | 1,641,948 |
Short Selling Information
The latest short interest is 7.71 million, so 5.14% of the outstanding shares have been sold short.
| Short Interest | 7.71M |
| Short Previous Month | 7.32M |
| Short % of Shares Out | 5.14% |
| Short % of Float | 5.28% |
| Short Ratio (days to cover) | 5.25 |
Income Statement
In the last 12 months, First BanCorp. had revenue of $968.58 million and earned $368.15 million in profits. Earnings per share was $2.38.
| Revenue | 968.58M |
| Gross Profit | 968.58M |
| Operating Income | 461.02M |
| Pretax Income | 457.06M |
| Net Income | 368.15M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.38 |
Balance Sheet
The company has $462.01 million in cash and $223.81 million in debt, with a net cash position of $238.21 million or $1.59 per share.
| Cash & Cash Equivalents | 462.01M |
| Total Debt | 223.81M |
| Net Cash | 238.21M |
| Net Cash Per Share | $1.59 |
| Equity (Book Value) | 1.88B |
| Book Value Per Share | 12.51 |
| Working Capital | -16.62B |
Cash Flow
In the last 12 months, operating cash flow was $458.19 million and capital expenditures -$17.15 million, giving a free cash flow of $441.05 million.
| Operating Cash Flow | 458.19M |
| Capital Expenditures | -17.15M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -120.00M |
| Free Cash Flow | 441.05M |
| FCF Per Share | $2.94 |
Margins
| Gross Margin | n/a |
| Operating Margin | 47.60% |
| Pretax Margin | 47.19% |
| Profit Margin | 38.01% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 46.22% |
Dividends & Yields
This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 3.82%.
| Dividend Per Share | $1.00 |
| Dividend Yield | 3.82% |
| Dividend Growth (YoY) | 18.06% |
| Years of Dividend Growth | 7 |
| Payout Ratio | 35.72% |
| FCF Payout Ratio | 28.89% |
| Buyback Yield | 4.53% |
| Shareholder Yield | 8.35% |
| Earnings Yield | 9.09% |
| FCF Yield | 11.24% |
Analyst Forecast
The average price target for First BanCorp. is $31.14, which is 18.95% higher than the current price. The consensus rating is "Buy".
| Price Target | $31.14 |
| Price Target Difference | 18.95% |
| Analyst Consensus | Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (3Y) | 5.06% |
| EPS Growth Forecast (3Y) | 10.50% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on January 7, 2011. It was a reverse split with a ratio of 1:15.
| Last Split Date | Jan 7, 2011 |
| Split Type | Reverse |
| Split Ratio | 1:15 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |