First BanCorp. Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 27, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	3,725	3,247	3,046	2,785	2,324	2,781
Market Cap Growth	23.67%	6.58%	9.38%	19.84%	-16.44%	38.22%
Enterprise Value	3,465	3,537	3,608	3,447	2,508	2,781
Last Close Price	24.24	20.73	18.59	16.45	12.72	13.78
PE Ratio	10.77	9.64	10.27	9.62	8.00	10.52
Forward PE	10.63	10.11	10.72	11.02	7.89	10.39
PEG Ratio	1.86	1.20	1.40	5.41	0.81	0.45
PS Ratio	3.99	3.55	3.47	3.21	2.61	3.03
PB Ratio	1.89	1.65	1.82	1.86	1.75	1.32
P/TBV Ratio	1.96	1.69	1.84	1.95	1.84	1.39
P/FCF Ratio	-	7.42	7.73	8.18	5.53	7.20
P/OCF Ratio	-	7.24	7.54	7.67	5.28	6.96
EV/Sales Ratio	3.71	3.87	4.11	3.97	2.82	3.03
EV/EBITDA Ratio	-	170.42	144.34	122.07	80.62	76.46
EV/FCF Ratio	-	8.08	9.15	10.13	5.97	7.20
Debt / Equity Ratio	-	0.15	0.34	0.44	0.14	0
Debt / EBITDA Ratio	-	13.97	22.47	23.44	5.91	-
Debt / FCF Ratio	-	0.66	1.43	1.94	0.44	-
Net Debt / Equity Ratio	-	0.15	0.34	0.44	0.14	-
Net Debt / EBITDA Ratio	-	13.97	22.47	23.44	5.91	-
Net Debt / FCF Ratio	-	0.66	1.43	1.94	0.44	-
Asset Turnover	0.05	0.05	0.05	0.05	0.05	0.05
Return on Equity (ROE)	18.13%	18.97%	18.87%	21.46%	17.80%	12.84%
Earnings Yield	9.57%	10.37%	9.74%	10.40%	12.50%	9.51%
FCF Yield	-	13.48%	12.94%	12.22%	18.07%	13.89%
Dividend Yield	3.42%	3.48%	3.45%	3.43%	3.62%	2.25%
Payout Ratio	33.75%	33.50%	35.34%	32.91%	28.79%	23.44%
Buyback Yield / Dilution	3.31%	2.74%	6.72%	7.70%	9.15%	2.93%
Total Shareholder Return	6.72%	6.22%	10.17%	11.14%	12.77%	5.17%

Updated Mar 31, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q