First BanCorp. Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	877.5	868.94	807.48	797.11	795.29	729.93
Net Interest Income Growth	6.58%	7.61%	1.30%	0.23%	8.96%	21.59%
Non-Interest Income	133.83	131.88	130.72	132.69	123.09	121.16
Non-Interest Income Growth	1.02%	0.88%	-1.49%	7.80%	1.59%	8.94%
Revenues Before Loan Losses	1,011	1,001	938.2	929.8	918.39	851.09
Provision for Credit Losses	78.42	85.96	59.92	60.94	27.7	-65.7
Revenue	932.9	914.86	878.28	868.86	890.69	916.79
Revenue Growth (YoY)	5.62%	4.17%	1.08%	-2.45%	-2.85%	69.60%
Compensation Expenses	248.31	245.15	235.7	222.86	206.04	200.46
Selling, General & Admin	192.23	191.12	191.91	185.94	185.82	200.12
Other Non-Interest Expenses	116.01	61.85	59.47	62.64	51.25	88.39
Total Non-Interest Expense	502.21	498.12	487.07	471.43	443.11	488.97
Pretax Income	430.7	416.73	391.21	397.44	447.58	427.82
Provision for Income Taxes	74.11	71.87	92.48	94.57	142.51	146.79
Net Income	356.59	344.87	298.72	302.86	305.07	277.34
Net Income to Common	356.59	344.87	298.72	302.86	305.07	277.34
Net Income Growth	17.95%	15.45%	-1.37%	-0.72%	10.00%	178.46%
Shares Outstanding (Basic)	158	160	165	177	191	210
Shares Outstanding (Diluted)	159	161	165	177	192	211
Shares Change (YoY)	-3.30%	-2.74%	-6.72%	-7.70%	-9.15%	-2.93%
EPS (Basic)	2.26	2.16	1.82	1.72	1.60	1.32
EPS (Diluted)	2.25	2.15	1.81	1.71	1.59	1.31
EPS Growth	22.28%	18.79%	5.85%	7.55%	21.37%	184.78%
Shares Outstanding	156.57	156.62	163.87	169.3	182.71	201.83
Free Cash Flow	-	437.52	394.14	340.36	420.03	386.37
Free Cash Flow Growth	-	11.01%	15.80%	-18.97%	8.71%	37.17%
Free Cash Flow Per Share	-	2.72	2.38	1.92	2.19	1.83
Dividends Per Share	0.740	0.720	0.640	0.560	0.460	0.310
Dividend Growth	2.78%	12.50%	14.29%	21.74%	48.39%	55.00%
Profit Margin	38.22%	37.70%	34.01%	34.86%	34.25%	30.65%
FCF Margin	-	47.82%	44.88%	39.17%	47.16%	42.14%
EBITDA	-	20.75	25	28.24	31.11	36.37
EBITDA Margin	-	2.27%	2.85%	3.25%	3.49%	3.97%
Effective Tax Rate	17.21%	17.25%	23.64%	23.80%	31.84%	34.31%

Updated Mar 31, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q