First BanCorp. (FBP)
NYSE: FBP · Real-Time Price · USD
28.42
+0.57 (2.05%)
At close: Sep 2, 2026, 4:00 PM EDT
28.52
+0.10 (0.35%)
After-hours: Sep 2, 2026, 7:30 PM EDT

First BanCorp. Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
954.21914.86876.76863.28890.62916.12
Revenue Growth
7.47%4.35%1.56%-3.07%-2.78%71.02%
Net Income
372.56344.87298.72302.86305.07277.34
Earnings Per Share
2.372.151.811.711.591.31
EPS Growth
26.20%18.79%5.85%7.55%21.37%185.29%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Mortgage Banking
88.9686.69101.4994.9101.73144.95
Consumer (Retail) Banking
614.54604.26551.74510.84497.13331.16
Commercial and Corporate Banking
192.8177.88177.6159.36168.81275.49
Treasury and Investments
-106.21-112.57-111.65-29.84-13.6959.69
United States Operations
89.6185.2188.2468.9580.2570.91
Virgin Islands Operations
74.5173.3970.8664.6556.4734.6
Total
954.21914.86878.28868.86890.69916.79

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
561.33658.44159.73663.11480.341,345
Total Debt
200364.57627.65733.441,016778.71
Net Cash (Debt)
361.33293.88-467.92-70.33-535.99565.85
Net Cash Growth
-13.29%-----
Net Cash Per Share
2.301.83-2.83-0.40-2.792.68

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
458.19448.56404.15362.96440.49399.72
Capital Expenditures
-17.15-11.03-10.01-22.6-20.46-13.35
Free Cash Flow
441.05437.52394.14340.36420.03386.37
Free Cash Flow Growth
7.52%11.01%15.80%-18.97%8.71%37.17%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
39.04%37.70%34.07%35.08%34.25%30.27%
FCF Margin
46.22%47.82%44.95%39.43%47.16%42.18%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.8000.7200.6400.5600.4600.310
Dividend Per Share Growth
11.43%12.50%14.29%21.74%48.39%55.00%
Dividend Yield
2.81%3.56%3.65%3.74%4.14%2.66%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.989.4310.139.327.6610.16
Forward PE
11.5910.1110.7211.027.8910.39
P/FCF Ratio
9.777.437.688.305.567.29
PS Ratio
4.523.563.453.272.623.08