First BanCorp. (FBP)
NYSE: FBP · Real-Time Price · USD
26.18
-0.52 (-1.95%)
Oct 30, 2026, 4:00 PM EDT - Market closed
First BanCorp. Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 344.87 | 298.72 | 302.86 | 305.07 | 281.03 |
Depreciation & Amortization | 20.75 | 25 | 28.24 | 31.11 | 36.37 |
Other Amortization | 0.71 | 0.76 | 0.31 | 0.11 | 0.22 |
Gain (Loss) on Sale of Assets | -0.02 | -0.1 | -3.51 | -0.71 | -0.03 |
Gain (Loss) on Sale of Investments | -4.07 | 4.53 | 4.67 | 2.34 | 22.32 |
Provision for Credit Losses | 85.96 | 59.92 | 60.94 | 27.7 | -65.7 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 3.49 | -4.7 | 2.43 | 20.24 | 25.05 |
Accrued Interest Receivable | -11.09 | 5.6 | -5.44 | -11.34 | 7.7 |
Change in Other Net Operating Assets | 13.24 | -10.69 | -57.91 | 18 | 11.84 |
Other Operating Activities | -12.42 | 14.13 | 4.5 | 54.22 | 118.32 |
Operating Cash Flow | 448.56 | 404.15 | 362.96 | 440.49 | 399.72 |
Operating Cash Flow Growth | 10.99% | 11.35% | -17.60% | 10.20% | 34.25% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -11.03 | -10.01 | -22.6 | -20.46 | -13.35 |
Sale of Property, Plant and Equipment | 0.03 | 1.35 | 4.48 | 1.2 | 0.83 |
Cash Acquisitions | - | - | - | - | -3.38 |
Investment in Securities | 286.54 | 766.89 | 635.82 | -166.79 | -1,984 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -501.3 | -687.01 | -750.5 | -541.69 | 680.56 |
Other Investing Activities | 55.37 | 65.01 | 54.35 | 46.28 | 56.42 |
Investing Cash Flow | -170.39 | 136.23 | -78.45 | -681.46 | -1,263 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | - | - | 550.13 | - |
Long-Term Debt Issued | - | - | 300 | 200 | - |
Total Debt Issued | - | - | 300 | 750.13 | - |
Short-Term Debt Repaid | - | - | -550.13 | - | - |
Long-Term Debt Repaid | -269.85 | -97 | -19.8 | -500 | -240 |
Total Debt Repaid | -269.85 | -97 | -569.93 | -500 | -240 |
Net Debt Issued (Repaid) | -269.85 | -97 | -269.93 | 250.13 | -240 |
Repurchase of Common Stock | -153.67 | -102.39 | -203.24 | -277.77 | -216.52 |
Preferred Share Repurchases | - | - | - | - | -36.1 |
Common Dividends Paid | -115.52 | -105.58 | -99.67 | -87.82 | -65.02 |
Preferred Dividends Paid | - | - | - | - | -2.45 |
Total Dividends Paid | -115.52 | -105.58 | -99.67 | -87.82 | -67.47 |
Net Increase (Decrease) in Deposit Accounts | -239.94 | 260.84 | 470.98 | -1,706 | 2,473 |
Financing Cash Flow | -778.98 | -44.13 | -101.85 | -1,822 | 1,912 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -500.82 | 496.25 | 182.66 | -2,063 | 1,049 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 437.52 | 394.14 | 340.36 | 420.03 | 386.37 |
Free Cash Flow Growth | 11.01% | 15.80% | -18.97% | 8.71% | 37.17% |
Free Cash Flow Margin | 47.82% | 44.95% | 39.43% | 47.16% | 42.18% |
Free Cash Flow Per Share | 2.72 | 2.38 | 1.92 | 2.19 | 1.83 |