First BanCorp. (FBP)

First BanCorp. Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	372.56	344.87	298.72	302.86	305.07	281.03
Depreciation & Amortization	18.23	20.75	25	28.24	31.11	36.37
Other Amortization	0.75	0.71	0.76	0.31	0.11	0.22
Gain (Loss) on Sale of Assets	-0.67	-0.02	-0.1	-3.51	-0.71	-0.03
Gain (Loss) on Sale of Investments	-16.17	-4.07	4.53	4.67	2.34	22.32
Provision for Credit Losses	75.17	85.96	59.92	60.94	27.7	-65.7
Net Decrease (Increase) in Loans Originated / Sold - Operating	0.88	3.49	-4.7	2.43	20.24	25.05
Accrued Interest Receivable	-12.69	-11.09	5.6	-5.44	-11.34	7.7
Change in Other Net Operating Assets	20.61	13.24	-10.69	-57.91	18	11.84
Other Operating Activities	-7.04	-12.42	14.13	4.5	54.22	118.32
Operating Cash Flow	458.19	448.56	404.15	362.96	440.49	399.72
Operating Cash Flow Growth	9.50%	10.99%	11.35%	-17.60%	10.20%	34.25%

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-17.15	-11.03	-10.01	-22.6	-20.46	-13.35
Sale of Property, Plant and Equipment	0.85	0.03	1.35	4.48	1.2	0.83
Cash Acquisitions	-	-	-	-	-	-3.38
Investment in Securities	-6.1	286.54	766.89	635.82	-166.79	-1,984
Net Decrease (Increase) in Loans Originated / Sold - Investing	-499.37	-501.3	-687.01	-750.5	-541.69	680.56
Other Investing Activities	53.25	55.37	65.01	54.35	46.28	56.42
Investing Cash Flow	-468.52	-170.39	136.23	-78.45	-681.46	-1,263

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Short-Term Debt Issued	-	-	-	-	550.13	-
Long-Term Debt Issued	-	-	-	300	200	-
Total Debt Issued	-	-	-	300	750.13	-
Short-Term Debt Repaid	-	-	-	-550.13	-	-
Long-Term Debt Repaid	-	-269.85	-97	-19.8	-500	-240
Total Debt Repaid	-120	-269.85	-97	-569.93	-500	-240
Net Debt Issued (Repaid)	-120	-269.85	-97	-269.93	250.13	-240
Repurchase of Common Stock	-205.08	-153.67	-102.39	-203.24	-277.77	-216.52
Preferred Share Repurchases	-	-	-	-	-	-36.1
Common Dividends Paid	-119.57	-115.52	-105.58	-99.67	-87.82	-65.02
Preferred Dividends Paid	-	-	-	-	-	-2.45
Total Dividends Paid	-119.57	-115.52	-105.58	-99.67	-87.82	-67.47
Net Increase (Decrease) in Deposit Accounts	279.59	-239.94	260.84	470.98	-1,706	2,473
Financing Cash Flow	-165.06	-778.98	-44.13	-101.85	-1,822	1,912

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	-175.38	-500.82	496.25	182.66	-2,063	1,049

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	441.05	437.52	394.14	340.36	420.03	386.37
Free Cash Flow Growth	7.52%	11.01%	15.80%	-18.97%	8.71%	37.17%
Free Cash Flow Margin	46.22%	47.82%	44.95%	39.43%	47.16%	42.18%
Free Cash Flow Per Share	2.81	2.72	2.38	1.92	2.19	1.83

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Interest Paid	240.01	250.81	281.73	207.83	65.99	68.67
Cash Income Tax Paid	75.61	72.5	93.23	109.51	51.8	15.48

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jul 22, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 26, 2026

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