First BanCorp. Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	462.71	658.1	159.42	662.76	479.71	1,343
Investment Securities	1,236	1,502	2,012	2,565	2,665	2,590
Trading Asset Securities	-	0.35	0.32	0.34	0.63	1.51
Mortgage-Backed Securities	3,723	3,336	2,889	3,032	3,376	4,044
Total Investments	4,959	4,839	4,901	5,597	6,042	6,635
Gross Loans	13,365	13,242	12,877	12,318	11,656	11,140
Allowance for Loan Losses	-241.67	-249.04	-243.94	-261.84	-260.46	-269.03
Other Adjustments to Gross Loans	-	-116.8	-130.4	-132.6	-103.4	-79
Net Loans	13,123	12,876	12,503	11,924	11,292	10,792
Property, Plant & Equipment	128.4	199.11	196.6	210.51	221.79	236.74
Goodwill	38.61	38.61	38.61	38.61	38.61	38.61
Other Intangible Assets	2.8	3.46	6.97	13.38	21.12	29.93
Loans Held for Sale	16.55	16.7	15.28	7.37	12.31	35.16
Accrued Interest Receivable	75.87	71.35	71.88	77.72	69.73	61.51
Other Receivables	-	4.1	5.2	16.6	23.5	22.2
Restricted Cash	-	0.5	1,000	0.4	0.8	1,200
Long-Term Deferred Tax Assets	135.04	149.01	136.36	150.13	155.58	208.48
Other Real Estate Owned & Foreclosed	17.94	21.53	30.79	42.2	39.22	47.39
Other Long-Term Assets	269.27	230.41	194.6	134.25	195.06	113.58
Total Assets	19,250	19,133	19,293	18,910	18,634	20,785

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accounts Payable	232.41	131.32	124.74	122.52	149.15	119.9
Interest Bearing Deposits	9,553	9,321	9,824	9,752	9,031	9,757
Institutional Deposits	1,900	1,800	1,500	1,400	1,000	1,000
Non-Interest Bearing Deposits	5,466	5,549	5,548	5,404	6,113	7,028
Total Deposits	16,919	16,670	16,871	16,556	16,143	17,785
Short-Term Borrowings	23.81	0.2	0.15	0.32	75.61	1.18
Current Portion of Long-Term Debt	-	90	-	-	475	200
Current Portion of Leases	-	17.61	-	-	-	-
Long-Term Debt	-	-	-	-	-	300
Federal Home Loan Bank Debt, Long-Term	200	200	500	500	200	-
Long-Term Leases	-	56.76	65.8	71.42	81.95	93.77
Trust Preferred Securities	-	-	61.7	161.7	183.76	183.76
Total Liabilities	17,375	17,166	17,624	17,412	17,309	18,684

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	22.37	22.37	22.37	22.37	22.37	22.37
Additional Paid-In Capital	957.92	963.54	964.96	965.71	970.72	972.55
Retained Earnings	2,456	2,268	2,039	1,846	1,644	1,427
Treasury Stock	-1,073	-932.51	-790.35	-697.41	-506.98	-236.44
Comprehensive Income & Other	-487.82	-354.55	-566.56	-639.17	-804.78	-84
Total Common Equity	1,875	1,967	1,669	1,498	1,326	2,102
Shareholders' Equity	1,875	1,967	1,669	1,498	1,326	2,102
Total Liabilities & Equity	19,250	19,133	19,293	18,910	18,634	20,785

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	223.81	364.57	627.65	733.44	1,016	778.71
Net Cash (Debt)	238.91	293.88	-467.92	-70.33	-535.99	565.85
Net Cash Growth	-60.81%	-	-	-	-	-
Net Cash Per Share	1.54	1.83	-2.83	-0.40	-2.79	2.68
Filing Date Shares Outstanding	148.38	155.53	162.86	166.43	179.65	197.27
Total Common Shares Outstanding	149.93	155.59	162.86	168.41	181.77	200.68
Book Value Per Share	12.51	12.64	10.25	8.89	7.29	10.47
Tangible Book Value	1,834	1,925	1,624	1,446	1,266	2,033
Tangible Book Value Per Share	12.23	12.37	9.97	8.58	6.96	10.13

SEC Filings: 10-K · 10-Q