First BanCorp. Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	-	298.72	302.86	305.07	281.03
Depreciation & Amortization	-	25	28.24	31.11	36.37
Other Amortization	-	0.76	0.31	0.11	0.22
Gain (Loss) on Sale of Assets	-	-0.1	-3.51	-0.71	-0.03
Gain (Loss) on Sale of Investments	-	4.53	4.67	2.34	22.32
Provision for Credit Losses	-	59.92	60.94	27.7	-65.7
Net Decrease (Increase) in Loans Originated / Sold - Operating	-	-4.7	2.43	20.24	25.05
Accrued Interest Receivable	-	5.6	-5.44	-11.34	7.7
Change in Other Net Operating Assets	-	-10.69	-57.91	18	11.84
Other Operating Activities	-	14.13	4.5	54.22	118.32
Operating Cash Flow	-	404.15	362.96	440.49	399.72
Operating Cash Flow Growth	-	11.35%	-17.60%	10.20%	34.25%
Capital Expenditures	-	-10.01	-22.6	-20.46	-13.35
Sale of Property, Plant and Equipment	-	1.35	4.48	1.2	0.83
Cash Acquisitions	-	-	-	-	-3.38
Investment in Securities	-	766.89	635.82	-166.79	-1,984
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	-687.01	-750.5	-541.69	680.56
Other Investing Activities	-	65.01	54.35	46.28	56.42
Investing Cash Flow	-	136.23	-78.45	-681.46	-1,263
Short-Term Debt Issued	-	-	-	550.13	-
Long-Term Debt Issued	-	-	300	200	-
Total Debt Issued	-	-	300	750.13	-
Short-Term Debt Repaid	-	-	-550.13	-	-
Long-Term Debt Repaid	-	-97	-19.8	-500	-240
Total Debt Repaid	-	-97	-569.93	-500	-240
Net Debt Issued (Repaid)	-	-97	-269.93	250.13	-240
Repurchase of Common Stock	-	-102.39	-203.24	-277.77	-216.52
Preferred Share Repurchases	-	-	-	-	-36.1
Common Dividends Paid	-	-105.58	-99.67	-87.82	-65.02
Preferred Dividends Paid	-	-	-	-	-2.45
Total Dividends Paid	-	-105.58	-99.67	-87.82	-67.47
Net Increase (Decrease) in Deposit Accounts	-	260.84	470.98	-1,706	2,473
Financing Cash Flow	-	-44.13	-101.85	-1,822	1,912
Net Cash Flow	-	496.25	182.66	-2,063	1,049
Free Cash Flow	-	394.14	340.36	420.03	386.37
Free Cash Flow Growth	-	15.80%	-18.97%	8.71%	37.17%
Free Cash Flow Margin	-	44.80%	39.43%	47.16%	42.18%
Free Cash Flow Per Share	-	2.38	1.92	2.19	1.83
Cash Interest Paid	-	281.73	207.83	65.99	68.67
Cash Income Tax Paid	-	93.23	109.51	51.8	15.48

Updated Jan 27, 2026. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q