First BanCorp. Statistics
Total Valuation
First BanCorp. has a market cap or net worth of $3.42 billion. The enterprise value is $3.01 billion.
Important Dates
The last earnings date was Tuesday, July 22, 2025, before market open.
| Earnings Date | Jul 22, 2025 |
| Ex-Dividend Date | Aug 28, 2025 |
Share Statistics
First BanCorp. has 159.41 million shares outstanding. The number of shares has decreased by -4.19% in one year.
| Current Share Class | 159.41M |
| Shares Outstanding | 159.41M |
| Shares Change (YoY) | -4.19% |
| Shares Change (QoQ) | -1.37% |
| Owned by Insiders (%) | 2.33% |
| Owned by Institutions (%) | 99.42% |
| Float | 155.62M |
Valuation Ratios
The trailing PE ratio is 11.43 and the forward PE ratio is 10.56. First BanCorp.'s PEG ratio is 1.28.
| PE Ratio | 11.43 |
| Forward PE | 10.56 |
| PS Ratio | 3.92 |
| Forward PS | 3.49 |
| PB Ratio | 1.87 |
| P/TBV Ratio | 1.90 |
| P/FCF Ratio | 8.35 |
| P/OCF Ratio | 8.18 |
| PEG Ratio | 1.28 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 9.81 |
| EV / Sales | 3.38 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 7.33 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.78 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 18.38%.
| Return on Equity (ROE) | 18.38% |
| Return on Assets (ROA) | 1.62% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $286,217 |
| Profits Per Employee | $98,512 |
| Employee Count | 3,113 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First BanCorp. has paid $88.93 million in taxes.
| Income Tax | 88.93M |
| Effective Tax Rate | 22.48% |
Stock Price Statistics
The stock price has increased by +9.70% in the last 52 weeks. The beta is 0.95, so First BanCorp.'s price volatility has been similar to the market average.
| Beta (5Y) | 0.95 |
| 52-Week Price Change | +9.70% |
| 50-Day Moving Average | 20.87 |
| 200-Day Moving Average | 19.95 |
| Relative Strength Index (RSI) | 58.36 |
| Average Volume (20 Days) | 1,324,367 |
Short Selling Information
The latest short interest is 2.39 million, so 1.50% of the outstanding shares have been sold short.
| Short Interest | 2.39M |
| Short Previous Month | 2.85M |
| Short % of Shares Out | 1.50% |
| Short % of Float | 1.53% |
| Short Ratio (days to cover) | 2.12 |
Income Statement
In the last 12 months, First BanCorp. had revenue of $890.99 million and earned $306.67 million in profits. Earnings per share was $1.88.
| Revenue | 890.99M |
| Gross Profit | 890.99M |
| Operating Income | 401.90M |
| Pretax Income | 392.66M |
| Net Income | 306.67M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.88 |
Full Income StatementBalance Sheet
The company has $736.71 million in cash and $320.00 million in debt, giving a net cash position of $416.71 million or $2.61 per share.
| Cash & Cash Equivalents | 736.71M |
| Total Debt | 320.00M |
| Net Cash | 416.71M |
| Net Cash Per Share | $2.61 |
| Equity (Book Value) | 1.85B |
| Book Value Per Share | 11.50 |
| Working Capital | -16.01B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $418.43 million and capital expenditures -$8.24 million, giving a free cash flow of $410.18 million.
| Operating Cash Flow | 418.43M |
| Capital Expenditures | -8.24M |
| Free Cash Flow | 410.18M |
| FCF Per Share | $2.57 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 45.11% |
| Pretax Margin | 44.40% |
| Profit Margin | 34.42% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 46.04% |
Dividends & Yields
This stock pays an annual dividend of $0.72, which amounts to a dividend yield of 3.35%.
| Dividend Per Share | $0.72 |
| Dividend Yield | 3.35% |
| Dividend Growth (YoY) | 12.90% |
| Years of Dividend Growth | 6 |
| Payout Ratio | 37.24% |
| Buyback Yield | 4.19% |
| Shareholder Yield | 7.54% |
| Earnings Yield | 8.96% |
| FCF Yield | 11.98% |
Dividend DetailsAnalyst Forecast
The average price target for First BanCorp. is $24.00, which is 11.73% higher than the current price. The consensus rating is "Buy".
| Price Target | $24.00 |
| Price Target Difference | 11.73% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on January 7, 2011. It was a reverse split with a ratio of 1:15.
| Last Split Date | Jan 7, 2011 |
| Split Type | Reverse |
| Split Ratio | 1:15 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
