First BanCorp. Statistics
Total Valuation
First BanCorp. has a market cap or net worth of $3.17 billion. The enterprise value is $2.56 billion.
Important Dates
The last earnings date was Thursday, October 23, 2025, before market open.
| Earnings Date | Oct 23, 2025 |
| Ex-Dividend Date | Nov 28, 2025 |
Share Statistics
First BanCorp. has 156.90 million shares outstanding. The number of shares has decreased by -2.89% in one year.
| Current Share Class | 156.90M |
| Shares Outstanding | 156.90M |
| Shares Change (YoY) | -2.89% |
| Shares Change (QoQ) | -0.88% |
| Owned by Insiders (%) | 2.31% |
| Owned by Institutions (%) | 99.06% |
| Float | 153.17M |
Valuation Ratios
The trailing PE ratio is 9.86 and the forward PE ratio is 9.85. First BanCorp.'s PEG ratio is 1.17.
| PE Ratio | 9.86 |
| Forward PE | 9.85 |
| PS Ratio | 3.61 |
| Forward PS | 3.07 |
| PB Ratio | 1.67 |
| P/TBV Ratio | 1.69 |
| P/FCF Ratio | 7.38 |
| P/OCF Ratio | 7.23 |
| PEG Ratio | 1.17 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 7.68 |
| EV / Sales | 2.84 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 5.96 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.68 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 18.43%.
| Return on Equity (ROE) | 18.43% |
| Return on Assets (ROA) | 1.75% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $290,006 |
| Profits Per Employee | $107,120 |
| Employee Count | 3,113 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First BanCorp. has paid $71.97 million in taxes.
| Income Tax | 71.97M |
| Effective Tax Rate | 17.75% |
Stock Price Statistics
The stock price has decreased by -5.21% in the last 52 weeks. The beta is 0.91, so First BanCorp.'s price volatility has been similar to the market average.
| Beta (5Y) | 0.91 |
| 52-Week Price Change | -5.21% |
| 50-Day Moving Average | 21.09 |
| 200-Day Moving Average | 20.39 |
| Relative Strength Index (RSI) | 46.72 |
| Average Volume (20 Days) | 1,332,836 |
Short Selling Information
The latest short interest is 4.60 million, so 2.93% of the outstanding shares have been sold short.
| Short Interest | 4.60M |
| Short Previous Month | 4.18M |
| Short % of Shares Out | 2.93% |
| Short % of Float | 3.00% |
| Short Ratio (days to cover) | 3.64 |
Income Statement
In the last 12 months, First BanCorp. had revenue of $902.79 million and earned $333.47 million in profits. Earnings per share was $2.05.
| Revenue | 902.79M |
| Gross Profit | 902.79M |
| Operating Income | 414.19M |
| Pretax Income | 405.44M |
| Net Income | 333.47M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.05 |
Full Income StatementBalance Sheet
The company has $899.57 million in cash and $290.00 million in debt, giving a net cash position of $609.57 million or $3.89 per share.
| Cash & Cash Equivalents | 899.57M |
| Total Debt | 290.00M |
| Net Cash | 609.57M |
| Net Cash Per Share | $3.89 |
| Equity (Book Value) | 1.92B |
| Book Value Per Share | 12.13 |
| Working Capital | -16.21B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $438.10 million and capital expenditures -$8.58 million, giving a free cash flow of $429.52 million.
| Operating Cash Flow | 438.10M |
| Capital Expenditures | -8.58M |
| Free Cash Flow | 429.52M |
| FCF Per Share | $2.74 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 45.88% |
| Pretax Margin | 44.91% |
| Profit Margin | 36.94% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 47.58% |
Dividends & Yields
This stock pays an annual dividend of $0.72, which amounts to a dividend yield of 3.56%.
| Dividend Per Share | $0.72 |
| Dividend Yield | 3.56% |
| Dividend Growth (YoY) | 12.50% |
| Years of Dividend Growth | 6 |
| Payout Ratio | 35.13% |
| Buyback Yield | 2.89% |
| Shareholder Yield | 6.45% |
| Earnings Yield | 10.52% |
| FCF Yield | 13.55% |
Dividend DetailsAnalyst Forecast
The average price target for First BanCorp. is $23.67, which is 17.18% higher than the current price. The consensus rating is "Buy".
| Price Target | $23.67 |
| Price Target Difference | 17.18% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on January 7, 2011. It was a reverse split with a ratio of 1:15.
| Last Split Date | Jan 7, 2011 |
| Split Type | Reverse |
| Split Ratio | 1:15 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
