First BanCorp. (FBP)
NYSE: FBP · Real-Time Price · USD
20.97
-0.09 (-0.45%)
Jun 27, 2025, 1:44 PM - Market open

First BanCorp. Statistics

Total Valuation

First BanCorp. has a market cap or net worth of $3.36 billion. The enterprise value is $2.38 billion.

Market Cap 3.36B
Enterprise Value 2.38B

Important Dates

The next confirmed earnings date is Tuesday, July 22, 2025, before market open.

Earnings Date Jul 22, 2025
Ex-Dividend Date May 29, 2025

Share Statistics

First BanCorp. has 160.45 million shares outstanding. The number of shares has decreased by -5.50% in one year.

Current Share Class 160.45M
Shares Outstanding 160.45M
Shares Change (YoY) -5.50%
Shares Change (QoQ) -0.09%
Owned by Insiders (%) 2.32%
Owned by Institutions (%) 98.80%
Float 156.66M

Valuation Ratios

The trailing PE ratio is 11.43 and the forward PE ratio is 10.74. First BanCorp.'s PEG ratio is 1.40.

PE Ratio 11.43
Forward PE 10.74
PS Ratio 3.89
Forward PS 3.70
PB Ratio 1.92
P/TBV Ratio 1.95
P/FCF Ratio 8.74
P/OCF Ratio 8.57
PEG Ratio 1.40
Financial Ratio History

Enterprise Valuation

EV / Earnings 7.88
EV / Sales 2.69
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 6.16

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 0.86
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 18.55%.

Return on Equity (ROE) 18.55%
Return on Assets (ROA) 1.59%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $284,238
Profits Per Employee $97,117
Employee Count 3,113
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, First BanCorp. has paid $91.77 million in taxes.

Income Tax 91.77M
Effective Tax Rate 23.29%

Stock Price Statistics

The stock price has increased by +17.72% in the last 52 weeks. The beta is 0.92, so First BanCorp.'s price volatility has been similar to the market average.

Beta (5Y) 0.92
52-Week Price Change +17.72%
50-Day Moving Average 19.98
200-Day Moving Average 19.82
Relative Strength Index (RSI) 65.25
Average Volume (20 Days) 1,056,266

Short Selling Information

The latest short interest is 3.70 million, so 2.31% of the outstanding shares have been sold short.

Short Interest 3.70M
Short Previous Month 3.31M
Short % of Shares Out 2.31%
Short % of Float 2.36%
Short Ratio (days to cover) 3.75

Income Statement

In the last 12 months, First BanCorp. had revenue of $884.83 million and earned $302.33 million in profits. Earnings per share was $1.84.

Revenue 884.83M
Gross Profit 884.83M
Operating Income 397.46M
Pretax Income 392.66M
Net Income 302.33M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $1.84
Full Income Statement

Balance Sheet

The company has $1.33 billion in cash and $331.14 million in debt, giving a net cash position of $997.13 million or $6.21 per share.

Cash & Cash Equivalents 1.33B
Total Debt 331.14M
Net Cash 997.13M
Net Cash Per Share $6.21
Equity (Book Value) 1.78B
Book Value Per Share 10.98
Working Capital -15.68B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $394.12 million and capital expenditures -$7.35 million, giving a free cash flow of $386.77 million.

Operating Cash Flow 394.12M
Capital Expenditures -7.35M
Free Cash Flow 386.77M
FCF Per Share $2.41
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 44.92%
Pretax Margin 44.54%
Profit Margin 34.17%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 43.71%

Dividends & Yields

This stock pays an annual dividend of $0.72, which amounts to a dividend yield of 3.42%.

Dividend Per Share $0.72
Dividend Yield 3.42%
Dividend Growth (YoY) 13.33%
Years of Dividend Growth 6
Payout Ratio 36.95%
Buyback Yield 5.50%
Shareholder Yield 8.92%
Earnings Yield 8.95%
FCF Yield 11.45%
Dividend Details

Analyst Forecast

The average price target for First BanCorp. is $22.50, which is 7.32% higher than the current price. The consensus rating is "Buy".

Price Target $22.50
Price Target Difference 7.32%
Analyst Consensus Buy
Analyst Count 4
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on January 7, 2011. It was a reverse split with a ratio of 0.06667:1.

Last Split Date Jan 7, 2011
Split Type Reverse
Split Ratio 0.06667:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4