First BanCorp. Statistics

Total Valuation

First BanCorp. has a market cap or net worth of $3.25 billion. The enterprise value is $2.26 billion.

Market Cap	3.25B
Enterprise Value	2.26B

Important Dates

The last earnings date was Thursday, April 24, 2025, before market open.

Earnings Date	Apr 24, 2025
Ex-Dividend Date	May 29, 2025

Share Statistics

First BanCorp. has 162.10 million shares outstanding. The number of shares has decreased by -5.50% in one year.

Current Share Class	162.10M
Shares Outstanding	162.10M
Shares Change (YoY)	-5.50%
Shares Change (QoQ)	-0.09%
Owned by Insiders (%)	2.32%
Owned by Institutions (%)	97.86%
Float	158.25M

Valuation Ratios

The trailing PE ratio is 10.91 and the forward PE ratio is 10.32. First BanCorp.'s PEG ratio is 1.35.

PE Ratio	10.91
Forward PE	10.32
PS Ratio	3.71
Forward PS	3.45
PB Ratio	1.83
P/TBV Ratio	1.88
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	1.35

Financial Ratio History

Enterprise Valuation

EV / Earnings	7.47
EV / Sales	2.55
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 18.55%.

Return on Equity (ROE)	18.55%
Return on Assets (ROA)	1.59%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$284,238
Profits Per Employee	$97,117
Employee Count	3,113
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, First BanCorp. has paid $91.77 million in taxes.

Income Tax	91.77M
Effective Tax Rate	23.29%

Stock Price Statistics

The stock price has increased by +11.19% in the last 52 weeks. The beta is 0.91, so First BanCorp.'s price volatility has been similar to the market average.

Beta (5Y)	0.91
52-Week Price Change	+11.19%
50-Day Moving Average	18.77
200-Day Moving Average	19.89
Relative Strength Index (RSI)	60.36
Average Volume (20 Days)	1,265,212

Short Selling Information

The latest short interest is 3.34 million, so 2.06% of the outstanding shares have been sold short.

Short Interest	3.34M
Short Previous Month	2.91M
Short % of Shares Out	2.06%
Short % of Float	2.11%
Short Ratio (days to cover)	2.25

Income Statement

In the last 12 months, First BanCorp. had revenue of $884.83 million and earned $302.33 million in profits. Earnings per share was $1.84.

Revenue	884.83M
Gross Profit	884.83M
Operating Income	397.46M
Pretax Income	392.66M
Net Income	302.33M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.84

Full Income Statement

Balance Sheet

The company has $1.33 billion in cash and $331.14 million in debt, giving a net cash position of $996.43 million or $6.15 per share.

Cash & Cash Equivalents	1.33B
Total Debt	331.14M
Net Cash	996.43M
Net Cash Per Share	$6.15
Equity (Book Value)	1.78B
Book Value Per Share	10.98
Working Capital	-15.56B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	44.92%
Pretax Margin	44.54%
Profit Margin	34.17%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.72, which amounts to a dividend yield of 3.59%.

Dividend Per Share	$0.72
Dividend Yield	3.59%
Dividend Growth (YoY)	13.33%
Years of Dividend Growth	7
Payout Ratio	39.13%
Buyback Yield	5.50%
Shareholder Yield	9.09%
Earnings Yield	9.29%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for First BanCorp. is $22.50, which is 12.05% higher than the current price. The consensus rating is "Buy".

Price Target	$22.50
Price Target Difference	12.05%
Analyst Consensus	Buy
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on January 7, 2011. It was a reverse split with a ratio of 0.06667:1.

Last Split Date	Jan 7, 2011
Split Type	Reverse
Split Ratio	0.06667:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2