First BanCorp. Statistics
Total Valuation
First BanCorp. has a market cap or net worth of $3.55 billion. The enterprise value is $3.18 billion.
Important Dates
The last earnings date was Tuesday, January 27, 2026, before market open.
| Earnings Date | Jan 27, 2026 |
| Ex-Dividend Date | Feb 26, 2026 |
Share Statistics
First BanCorp. has 155.58 million shares outstanding. The number of shares has decreased by -2.74% in one year.
| Current Share Class | 155.58M |
| Shares Outstanding | 155.58M |
| Shares Change (YoY) | -2.74% |
| Shares Change (QoQ) | -1.51% |
| Owned by Insiders (%) | 2.31% |
| Owned by Institutions (%) | 99.90% |
| Float | 151.91M |
Valuation Ratios
The trailing PE ratio is 10.62 and the forward PE ratio is 10.60. First BanCorp.'s PEG ratio is 1.44.
| PE Ratio | 10.62 |
| Forward PE | 10.60 |
| PS Ratio | 3.99 |
| Forward PS | 3.34 |
| PB Ratio | 1.81 |
| P/TBV Ratio | 1.85 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 1.44 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 9.23 |
| EV / Sales | 3.48 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 18.97%.
| Return on Equity (ROE) | 18.97% |
| Return on Assets (ROA) | 1.79% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 8.28% |
| Revenue Per Employee | $293,883 |
| Profits Per Employee | $110,783 |
| Employee Count | 3,113 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First BanCorp. has paid $71.87 million in taxes.
| Income Tax | 71.87M |
| Effective Tax Rate | 17.25% |
Stock Price Statistics
The stock price has increased by +9.97% in the last 52 weeks. The beta is 0.86, so First BanCorp.'s price volatility has been lower than the market average.
| Beta (5Y) | 0.86 |
| 52-Week Price Change | +9.97% |
| 50-Day Moving Average | 21.04 |
| 200-Day Moving Average | 20.90 |
| Relative Strength Index (RSI) | 64.79 |
| Average Volume (20 Days) | 1,533,791 |
Short Selling Information
The latest short interest is 6.59 million, so 4.24% of the outstanding shares have been sold short.
| Short Interest | 6.59M |
| Short Previous Month | 6.82M |
| Short % of Shares Out | 4.24% |
| Short % of Float | 4.34% |
| Short Ratio (days to cover) | 5.61 |
Income Statement
In the last 12 months, First BanCorp. had revenue of $914.86 million and earned $344.87 million in profits. Earnings per share was $2.15.
| Revenue | 914.86M |
| Gross Profit | 914.86M |
| Operating Income | 422.88M |
| Pretax Income | 416.73M |
| Net Income | 344.87M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.15 |
Full Income StatementBalance Sheet
The company has $657.90 million in cash and $290.00 million in debt, with a net cash position of $367.90 million or $2.36 per share.
| Cash & Cash Equivalents | 657.90M |
| Total Debt | 290.00M |
| Net Cash | 367.90M |
| Net Cash Per Share | $2.36 |
| Equity (Book Value) | 1.97B |
| Book Value Per Share | 12.64 |
| Working Capital | -16.13B |
Full Balance SheetMargins
| Gross Margin | n/a |
| Operating Margin | 46.22% |
| Pretax Margin | 45.55% |
| Profit Margin | 37.70% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 3.50%.
| Dividend Per Share | $0.80 |
| Dividend Yield | 3.50% |
| Dividend Growth (YoY) | 12.12% |
| Years of Dividend Growth | 7 |
| Payout Ratio | 34.42% |
| Buyback Yield | 2.74% |
| Shareholder Yield | 6.24% |
| Earnings Yield | 9.71% |
| FCF Yield | n/a |
Dividend DetailsAnalyst Forecast
The average price target for First BanCorp. is $24.13, which is 5.69% higher than the current price. The consensus rating is "Buy".
| Price Target | $24.13 |
| Price Target Difference | 5.69% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on January 7, 2011. It was a reverse split with a ratio of 1:15.
| Last Split Date | Jan 7, 2011 |
| Split Type | Reverse |
| Split Ratio | 1:15 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |
