First BanCorp. (FBP)

First BanCorp. Statistics

Total Valuation

First BanCorp. has a market cap or net worth of $3.34 billion.

Market Cap	3.34B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Wednesday, January 22, 2025, before market open.

Earnings Date	Jan 22, 2025
Ex-Dividend Date	Nov 29, 2024

Share Statistics

First BanCorp. has 162.84 million shares outstanding. The number of shares has decreased by -7.44% in one year.

Current Share Class	162.84M
Shares Outstanding	162.84M
Shares Change (YoY)	-7.44%
Shares Change (QoQ)	-1.01%
Owned by Insiders (%)	2.27%
Owned by Institutions (%)	95.59%
Float	159.06M

Valuation Ratios

The trailing PE ratio is 11.33 and the forward PE ratio is 11.83. First BanCorp.'s PEG ratio is 1.56.

PE Ratio	11.33
Forward PE	11.83
PS Ratio	3.97
Forward PS	3.95
PB Ratio	1.98
P/TBV Ratio	2.04
P/FCF Ratio	8.98
P/OCF Ratio	8.72
PEG Ratio	1.56

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	1.63
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 20.14%.

Return on Equity (ROE)	20.14%
Return on Assets (ROA)	1.62%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$274,248
Profits Per Employee	$95,490
Employee Count	3,168
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, First BanCorp. has paid $77.54 million in taxes.

Income Tax	77.54M
Effective Tax Rate	20.40%

Stock Price Statistics

The stock price has increased by +32.44% in the last 52 weeks. The beta is 1.12, so First BanCorp.'s price volatility has been higher than the market average.

Beta (5Y)	1.12
52-Week Price Change	+32.44%
50-Day Moving Average	20.55
200-Day Moving Average	18.98
Relative Strength Index (RSI)	49.14
Average Volume (20 Days)	1,089,324

Short Selling Information

The latest short interest is 2.74 million, so 1.68% of the outstanding shares have been sold short.

Short Interest	2.74M
Short Previous Month	3.09M
Short % of Shares Out	1.68%
Short % of Float	1.72%
Short Ratio (days to cover)	2.60

Income Statement

In the last 12 months, First BanCorp. had revenue of $868.82 million and earned $302.51 million in profits. Earnings per share was $1.81.

Revenue	868.82M
Gross Profit	868.82M
Operating Income	388.30M
Pretax Income	392.66M
Net Income	302.51M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.81

Balance Sheet

The company has $685.37 million in cash and $611.70 million in debt, giving a net cash position of $73.67 million or $0.45 per share.

Cash & Cash Equivalents	685.37M
Total Debt	611.70M
Net Cash	73.67M
Net Cash Per Share	$0.45
Equity (Book Value)	1.70B
Book Value Per Share	10.44
Working Capital	-15.95B

Cash Flow

In the last 12 months, operating cash flow was $386.59 million and capital expenditures -$11.05 million, giving a free cash flow of $375.54 million.

Operating Cash Flow	386.59M
Capital Expenditures	-11.05M
Free Cash Flow	375.54M
FCF Per Share	$2.31

Margins

Gross Margin	n/a
Operating Margin	44.69%
Pretax Margin	43.74%
Profit Margin	34.82%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	43.27%

Dividends & Yields

This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 3.11%.

Dividend Per Share	$0.64
Dividend Yield	3.11%
Dividend Growth (YoY)	14.29%
Years of Dividend Growth	4
Payout Ratio	35.32%
Buyback Yield	7.44%
Shareholder Yield	10.53%
Earnings Yield	8.97%
FCF Yield	11.14%

Analyst Forecast

The average price target for First BanCorp. is $20.75, which is 1.19% higher than the current price. The consensus rating is "Buy".

Price Target	$20.75
Price Target Difference	1.19%
Analyst Consensus	Buy
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on January 7, 2011. It was a reverse split with a ratio of 0.06667:1.

Last Split Date	Jan 7, 2011
Split Type	Reverse
Split Ratio	0.06667:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4