First BanCorp. Statistics
Total Valuation
First BanCorp. has a market cap or net worth of $3.39 billion. The enterprise value is $3.09 billion.
Important Dates
The next confirmed earnings date is Wednesday, April 22, 2026, before market open.
| Earnings Date | Apr 22, 2026 |
| Ex-Dividend Date | Feb 26, 2026 |
Share Statistics
First BanCorp. has 153.71 million shares outstanding. The number of shares has decreased by -2.74% in one year.
| Current Share Class | 153.71M |
| Shares Outstanding | 153.71M |
| Shares Change (YoY) | -2.74% |
| Shares Change (QoQ) | -1.51% |
| Owned by Insiders (%) | 2.48% |
| Owned by Institutions (%) | 100.93% |
| Float | 149.84M |
Valuation Ratios
The trailing PE ratio is 10.25 and the forward PE ratio is 10.18. First BanCorp.'s PEG ratio is 1.38.
| PE Ratio | 10.25 |
| Forward PE | 10.18 |
| PS Ratio | 3.70 |
| Forward PS | 3.22 |
| PB Ratio | 1.74 |
| P/TBV Ratio | 1.76 |
| P/FCF Ratio | 7.74 |
| P/OCF Ratio | 7.55 |
| PEG Ratio | 1.38 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 8.97 |
| EV / Sales | 3.38 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 7.07 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.83 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 18.97%.
| Return on Equity (ROE) | 18.97% |
| Return on Assets (ROA) | 1.79% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.95% |
| Revenue Per Employee | $284,294 |
| Profits Per Employee | $107,168 |
| Employee Count | 3,218 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First BanCorp. has paid $71.87 million in taxes.
| Income Tax | 71.87M |
| Effective Tax Rate | 17.25% |
Stock Price Statistics
The stock price has increased by +28.38% in the last 52 weeks. The beta is 0.83, so First BanCorp.'s price volatility has been lower than the market average.
| Beta (5Y) | 0.83 |
| 52-Week Price Change | +28.38% |
| 50-Day Moving Average | 21.61 |
| 200-Day Moving Average | 21.22 |
| Relative Strength Index (RSI) | 64.24 |
| Average Volume (20 Days) | 1,596,911 |
Short Selling Information
The latest short interest is 9.66 million, so 6.28% of the outstanding shares have been sold short.
| Short Interest | 9.66M |
| Short Previous Month | 8.41M |
| Short % of Shares Out | 6.28% |
| Short % of Float | 6.45% |
| Short Ratio (days to cover) | 6.84 |
Income Statement
In the last 12 months, First BanCorp. had revenue of $914.86 million and earned $344.87 million in profits. Earnings per share was $2.15.
| Revenue | 914.86M |
| Gross Profit | 914.86M |
| Operating Income | 422.88M |
| Pretax Income | 416.73M |
| Net Income | 344.87M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.15 |
Full Income StatementBalance Sheet
The company has $658.44 million in cash and $364.57 million in debt, with a net cash position of $293.88 million or $1.91 per share.
| Cash & Cash Equivalents | 658.44M |
| Total Debt | 364.57M |
| Net Cash | 293.88M |
| Net Cash Per Share | $1.91 |
| Equity (Book Value) | 1.97B |
| Book Value Per Share | 12.64 |
| Working Capital | -16.14B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $448.56 million and capital expenditures -$11.03 million, giving a free cash flow of $437.52 million.
| Operating Cash Flow | 448.56M |
| Capital Expenditures | -11.03M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -269.85M |
| Free Cash Flow | 437.52M |
| FCF Per Share | $2.85 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 46.22% |
| Pretax Margin | 45.55% |
| Profit Margin | 37.70% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 47.82% |
Dividends & Yields
This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 3.63%.
| Dividend Per Share | $0.80 |
| Dividend Yield | 3.63% |
| Dividend Growth (YoY) | 12.12% |
| Years of Dividend Growth | 7 |
| Payout Ratio | 34.42% |
| Buyback Yield | 2.74% |
| Shareholder Yield | 6.37% |
| Earnings Yield | 10.18% |
| FCF Yield | 12.92% |
Dividend DetailsAnalyst Forecast
The average price target for First BanCorp. is $24.10, which is 9.40% higher than the current price. The consensus rating is "Buy".
| Price Target | $24.10 |
| Price Target Difference | 9.40% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on January 7, 2011. It was a reverse split with a ratio of 1:15.
| Last Split Date | Jan 7, 2011 |
| Split Type | Reverse |
| Split Ratio | 1:15 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
