First BanCorp. Statistics
Total Valuation
First BanCorp. has a market cap or net worth of $3.18 billion. The enterprise value is $2.22 billion.
Important Dates
The next estimated earnings date is Tuesday, July 22, 2025, before market open.
| Earnings Date | Jul 22, 2025 |
| Ex-Dividend Date | May 29, 2025 |
Share Statistics
First BanCorp. has 160.45 million shares outstanding. The number of shares has decreased by -5.50% in one year.
| Current Share Class | 160.45M |
| Shares Outstanding | 160.45M |
| Shares Change (YoY) | -5.50% |
| Shares Change (QoQ) | -0.09% |
| Owned by Insiders (%) | 2.34% |
| Owned by Institutions (%) | 98.78% |
| Float | 156.62M |
Valuation Ratios
The trailing PE ratio is 10.82 and the forward PE ratio is 10.23. First BanCorp.'s PEG ratio is 1.34.
| PE Ratio | 10.82 |
| Forward PE | 10.23 |
| PS Ratio | 3.70 |
| Forward PS | 3.47 |
| PB Ratio | 1.82 |
| P/TBV Ratio | 1.85 |
| P/FCF Ratio | 8.31 |
| P/OCF Ratio | 8.15 |
| PEG Ratio | 1.34 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 7.33 |
| EV / Sales | 2.51 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 5.73 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.86 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 18.55%.
| Return on Equity (ROE) | 18.55% |
| Return on Assets (ROA) | 1.59% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $284,238 |
| Profits Per Employee | $97,117 |
| Employee Count | 3,113 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First BanCorp. has paid $91.77 million in taxes.
| Income Tax | 91.77M |
| Effective Tax Rate | 23.29% |
Stock Price Statistics
The stock price has increased by +14.85% in the last 52 weeks. The beta is 0.92, so First BanCorp.'s price volatility has been similar to the market average.
| Beta (5Y) | 0.92 |
| 52-Week Price Change | +14.85% |
| 50-Day Moving Average | 19.46 |
| 200-Day Moving Average | 19.88 |
| Relative Strength Index (RSI) | 49.39 |
| Average Volume (20 Days) | 1,101,621 |
Short Selling Information
The latest short interest is 3.31 million, so 2.06% of the outstanding shares have been sold short.
| Short Interest | 3.31M |
| Short Previous Month | 2.95M |
| Short % of Shares Out | 2.06% |
| Short % of Float | 2.11% |
| Short Ratio (days to cover) | 2.67 |
Income Statement
In the last 12 months, First BanCorp. had revenue of $884.83 million and earned $302.33 million in profits. Earnings per share was $1.84.
| Revenue | 884.83M |
| Gross Profit | 884.83M |
| Operating Income | 397.46M |
| Pretax Income | 392.66M |
| Net Income | 302.33M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.84 |
Full Income StatementBalance Sheet
The company has $1.33 billion in cash and $331.14 million in debt, giving a net cash position of $997.13 million or $6.21 per share.
| Cash & Cash Equivalents | 1.33B |
| Total Debt | 331.14M |
| Net Cash | 997.13M |
| Net Cash Per Share | $6.21 |
| Equity (Book Value) | 1.78B |
| Book Value Per Share | 10.98 |
| Working Capital | -15.68B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $394.12 million and capital expenditures -$7.35 million, giving a free cash flow of $386.77 million.
| Operating Cash Flow | 394.12M |
| Capital Expenditures | -7.35M |
| Free Cash Flow | 386.77M |
| FCF Per Share | $2.41 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 44.92% |
| Pretax Margin | 44.54% |
| Profit Margin | 34.17% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 43.71% |
Dividends & Yields
This stock pays an annual dividend of $0.72, which amounts to a dividend yield of 3.62%.
| Dividend Per Share | $0.72 |
| Dividend Yield | 3.62% |
| Dividend Growth (YoY) | 13.33% |
| Years of Dividend Growth | 7 |
| Payout Ratio | 39.13% |
| Buyback Yield | 5.50% |
| Shareholder Yield | 9.10% |
| Earnings Yield | 9.41% |
| FCF Yield | 12.03% |
Dividend DetailsAnalyst Forecast
The average price target for First BanCorp. is $22.50, which is 13.38% higher than the current price. The consensus rating is "Buy".
| Price Target | $22.50 |
| Price Target Difference | 13.38% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on January 7, 2011. It was a reverse split with a ratio of 0.06667:1.
| Last Split Date | Jan 7, 2011 |
| Split Type | Reverse |
| Split Ratio | 0.06667:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |