First BanCorp. Statistics
Total Valuation
First BanCorp. has a market cap or net worth of $3.13 billion. The enterprise value is $3.60 billion.
Important Dates
The next estimated earnings date is Tuesday, April 22, 2025, before market open.
| Earnings Date | Apr 22, 2025 |
| Ex-Dividend Date | Feb 21, 2025 |
Share Statistics
First BanCorp. has 162.86 million shares outstanding. The number of shares has decreased by -6.72% in one year.
| Current Share Class | 162.86M |
| Shares Outstanding | 162.86M |
| Shares Change (YoY) | -6.72% |
| Shares Change (QoQ) | +0.01% |
| Owned by Insiders (%) | 2.30% |
| Owned by Institutions (%) | 98.76% |
| Float | 159.04M |
Valuation Ratios
The trailing PE ratio is 10.61 and the forward PE ratio is 10.49. First BanCorp.'s PEG ratio is 1.29.
| PE Ratio | 10.61 |
| Forward PE | 10.49 |
| PS Ratio | 3.59 |
| Forward PS | 3.42 |
| PB Ratio | 1.87 |
| P/TBV Ratio | 1.93 |
| P/FCF Ratio | 7.93 |
| P/OCF Ratio | 7.74 |
| PEG Ratio | 1.29 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 12.04 |
| EV / Sales | 4.09 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 9.12 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.59 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 18.87%.
| Return on Equity (ROE) | 18.87% |
| Return on Assets (ROA) | 1.56% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $282,636 |
| Profits Per Employee | $95,960 |
| Employee Count | 3,113 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First BanCorp. has paid $92.48 million in taxes.
| Income Tax | 92.48M |
| Effective Tax Rate | 23.64% |
Stock Price Statistics
The stock price has increased by +10.41% in the last 52 weeks. The beta is 1.11, so First BanCorp.'s price volatility has been higher than the market average.
| Beta (5Y) | 1.11 |
| 52-Week Price Change | +10.41% |
| 50-Day Moving Average | 19.57 |
| 200-Day Moving Average | 19.85 |
| Relative Strength Index (RSI) | 53.92 |
| Average Volume (20 Days) | 1,612,175 |
Short Selling Information
The latest short interest is 4.67 million, so 2.87% of the outstanding shares have been sold short.
| Short Interest | 4.67M |
| Short Previous Month | 3.69M |
| Short % of Shares Out | 2.87% |
| Short % of Float | 2.93% |
| Short Ratio (days to cover) | 4.45 |
Income Statement
In the last 12 months, First BanCorp. had revenue of $879.85 million and earned $298.72 million in profits. Earnings per share was $1.81.
| Revenue | 879.85M |
| Gross Profit | 879.85M |
| Operating Income | 395.12M |
| Pretax Income | 392.66M |
| Net Income | 298.72M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.81 |
Full Income StatementBalance Sheet
The company has $159.01 million in cash and $627.65 million in debt, giving a net cash position of -$468.65 million or -$2.88 per share.
| Cash & Cash Equivalents | 159.01M |
| Total Debt | 627.65M |
| Net Cash | -468.65M |
| Net Cash Per Share | -$2.88 |
| Equity (Book Value) | 1.67B |
| Book Value Per Share | 10.25 |
| Working Capital | -15.94B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $404.15 million and capital expenditures -$10.01 million, giving a free cash flow of $394.14 million.
| Operating Cash Flow | 404.15M |
| Capital Expenditures | -10.01M |
| Free Cash Flow | 394.14M |
| FCF Per Share | $2.42 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 44.91% |
| Pretax Margin | 44.46% |
| Profit Margin | 33.95% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 44.80% |
Dividends & Yields
This stock pays an annual dividend of $0.72, which amounts to a dividend yield of 3.75%.
| Dividend Per Share | $0.72 |
| Dividend Yield | 3.75% |
| Dividend Growth (YoY) | 13.79% |
| Years of Dividend Growth | 7 |
| Payout Ratio | 39.78% |
| Buyback Yield | 6.72% |
| Shareholder Yield | 10.47% |
| Earnings Yield | 9.55% |
| FCF Yield | 12.60% |
Dividend DetailsAnalyst Forecast
The average price target for First BanCorp. is $22.00, which is 14.58% higher than the current price. The consensus rating is "Buy".
| Price Target | $22.00 |
| Price Target Difference | 14.58% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
The last stock split was on January 7, 2011. It was a reverse split with a ratio of 0.06667:1.
| Last Split Date | Jan 7, 2011 |
| Split Type | Reverse |
| Split Ratio | 0.06667:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |