First Capital Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	42.15	40.92	38.27	33.35	24.96	23.77
Interest Income on Investments	17.86	15.93	12.2	10.26	8.98	5.69
Total Interest Income	60.01	56.85	50.47	43.61	33.94	29.46
Interest Paid on Deposits	14.35	14.7	13.23	8.24	1.59	1.13
Interest Paid on Borrowings	-	-	1.45	0.78	-	-
Total Interest Expense	14.35	14.7	14.68	9.02	1.59	1.13
Net Interest Income	45.66	42.15	35.79	34.59	32.35	28.33
Net Interest Income Growth	18.52%	17.77%	3.48%	6.93%	14.17%	0.88%
Gain (Loss) on Sale of Investments	0.31	0.06	-0.34	-0.17	-0.41	0.34
Other Non-Interest Income	5.2	5.17	5.04	5.04	5.24	4.9
Total Non-Interest Income	8.85	8.47	7.66	7.63	7.93	9.55
Non-Interest Income Growth	16.47%	10.57%	0.31%	-3.72%	-17.00%	11.07%
Revenues Before Loan Losses	54.51	50.62	43.45	42.22	40.27	37.88
Provision for Loan Losses	1.28	1.14	1.45	1.14	0.95	-0.33
Revenue	53.24	49.47	42	41.08	39.32	38.21
Revenue Growth	19.18%	17.80%	2.23%	4.47%	2.92%	9.53%
Salaries and Employee Benefits	17.22	16.71	15.34	14.75	14.26	14.05
Occupancy Expenses	2.41	2.37	1.88	1.73	1.81	1.74
Selling, General & Administrative	6.6	6.4	6.47	5.67	5.52	5.35
Other Non-Interest Expense	4.27	4.09	4.14	3.88	3.5	3.39
Total Non-Interest Expense	30.49	29.56	27.83	26.03	25.09	24.53
EBT Excluding Unusual Items	22.75	19.91	14.17	15.05	14.24	13.68
Pretax Income	22.75	19.91	14.17	15.05	14.24	13.68
Income Tax Expense	4.28	3.53	2.22	2.25	2.32	2.24
Earnings From Continuing Operations	18.46	16.38	11.95	12.8	11.92	11.44
Minority Interest in Earnings	-0.01	-0.01	-0.01	-0.01	-0.01	-0.01
Net Income	18.45	16.37	11.94	12.79	11.9	11.42
Net Income to Common	18.45	16.37	11.94	12.79	11.9	11.42
Net Income Growth	40.08%	37.08%	-6.65%	7.46%	4.18%	12.76%
Basic Shares Outstanding	3	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3	3
Shares Change	-0.16%	0.06%	-0.03%	-0.23%	0.26%	-0.08%
EPS (Basic)	5.52	4.89	3.57	3.82	3.55	3.41
EPS (Diluted)	5.52	4.89	3.57	3.82	3.55	3.41
EPS Growth	40.47%	37.04%	-6.59%	7.68%	4.03%	12.91%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.240	1.200	1.120	1.080	1.040	1.040
Dividend Growth	6.90%	7.14%	3.70%	3.85%	0%	8.33%
Effective Tax Rate	18.83%	17.73%	15.64%	14.94%	16.30%	16.38%

SEC Filings: 10-K · 10-Q