First Capital, Inc. (FCAP)
NASDAQ: FCAP · Real-Time Price · USD
63.80
-0.90 (-1.39%)
At close: Oct 29, 2026, 4:00 PM EDT
64.29
+0.49 (0.77%)
After-hours: Oct 29, 2026, 4:17 PM EDT
First Capital Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 45.51 | 40.92 | 38.27 | 33.35 | 24.96 | 23.77 |
Interest Income on Investments | 15.93 | 15.93 | 12.2 | 10.26 | 8.98 | 5.69 |
Total Interest Income | 61.44 | 56.85 | 50.47 | 43.61 | 33.94 | 29.46 |
Interest Paid on Deposits | 14.23 | 14.7 | 13.23 | 8.24 | 1.59 | 1.13 |
Interest Paid on Borrowings | - | - | 1.45 | 0.78 | - | - |
Total Interest Expense | 14.23 | 14.7 | 14.68 | 9.02 | 1.59 | 1.13 |
Net Interest Income | 47.22 | 42.15 | 35.79 | 34.59 | 32.35 | 28.33 |
Net Interest Income Growth | 17.00% | 17.77% | 3.48% | 6.93% | 14.17% | 0.88% |
Gain (Loss) on Sale of Investments | 0.19 | 0.06 | -0.34 | -0.17 | -0.41 | 0.34 |
Other Non-Interest Income | 5.41 | 5.17 | 5.04 | 5.04 | 5.24 | 4.9 |
Total Non-Interest Income | 8.84 | 8.47 | 7.66 | 7.63 | 7.93 | 9.55 |
Non-Interest Income Growth | 9.03% | 10.57% | 0.31% | -3.72% | -17.00% | 11.07% |
Revenues Before Loan Losses | 56.05 | 50.62 | 43.45 | 42.22 | 40.27 | 37.88 |
Provision for Loan Losses | 1.48 | 1.14 | 1.45 | 1.14 | 0.95 | -0.33 |
| 54.57 | 49.47 | 42 | 41.08 | 39.32 | 38.21 | |
Revenue Growth | 15.32% | 17.80% | 2.23% | 4.47% | 2.92% | 9.53% |
Salaries and Employee Benefits | 16.71 | 16.71 | 15.34 | 14.75 | 14.26 | 14.05 |
Occupancy Expenses | 2.37 | 2.37 | 1.88 | 1.73 | 1.81 | 1.74 |
Selling, General & Administrative | 6.4 | 6.4 | 6.47 | 5.67 | 5.52 | 5.35 |
Other Non-Interest Expense | 5.56 | 4.09 | 4.14 | 3.88 | 3.5 | 3.39 |
Total Non-Interest Expense | 31.04 | 29.56 | 27.83 | 26.03 | 25.09 | 24.53 |
EBT Excluding Unusual Items | 23.54 | 19.91 | 14.17 | 15.05 | 14.24 | 13.68 |
Pretax Income | 23.54 | 19.91 | 14.17 | 15.05 | 14.24 | 13.68 |
Income Tax Expense | 4.45 | 3.53 | 2.22 | 2.25 | 2.32 | 2.24 |
Earnings From Continuing Operations | 19.09 | 16.38 | 11.95 | 12.8 | 11.92 | 11.44 |
Minority Interest in Earnings | -0.01 | -0.01 | -0.01 | -0.01 | -0.01 | -0.01 |
Net Income | 19.08 | 16.37 | 11.94 | 12.79 | 11.9 | 11.42 |
Net Income to Common | 19.08 | 16.37 | 11.94 | 12.79 | 11.9 | 11.42 |
Net Income Growth | 29.32% | 37.08% | -6.65% | 7.46% | 4.18% | 12.76% |
Basic Shares Outstanding | 3 | 3 | 3 | 3 | 3 | 3 |
Diluted Shares Outstanding | 3 | 3 | 3 | 3 | 3 | 3 |
Shares Change | -0.24% | 0.06% | -0.03% | -0.23% | 0.26% | -0.08% |
EPS (Basic) | 5.72 | 4.89 | 3.57 | 3.82 | 3.55 | 3.41 |
EPS (Diluted) | 5.71 | 4.89 | 3.57 | 3.82 | 3.55 | 3.41 |
EPS Growth | 29.59% | 37.04% | -6.59% | 7.68% | 4.03% | 12.91% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 1.250 | 1.200 | 1.120 | 1.080 | 1.040 | 1.040 |
Dividend Growth | 5.93% | 7.14% | 3.70% | 3.85% | 0% | 8.33% |
Effective Tax Rate | 18.90% | 17.73% | 15.64% | 14.94% | 16.30% | 16.38% |