Company Description
First Carolina Financial Services, Inc. operates as a bank holding company for First Carolina Bank that provides commercial banking services for individuals and businesses in the United States.
The company offers business services including checking, savings, and money market deposit accounts, certificates of deposit, individual retirement accounts, and CARS; commercial financing, real estate loans, and consumer loans; credit and debit cards; IntraFi Cash, remote deposit capture, treasury management, merchant services, and wealth management services; higher education solutions, attorney advantage accounts, and interest on lawyer trust accounts; payments services; consumer banking; real estate banking; commercial and industrial banking; higher education disbursements; BankMobile platform; retail banking; and trust and fiduciary services.
The company offers personal services that include deposit solutions such as checking accounts, savings accounts, money market accounts, certificates of deposit (CDs), and IRAs; services such as ICS and CARS for deposit management; borrowing options including consumer loans and credit cards; online banking and bill pay services; and debit cards.
The company was incorporated in 2009 and is headquartered in Raleigh, North Carolina.
| Country | United States |
| Founded | 2012 |
| IPO Date | Jun 18, 2026 |
| Industry | Banks - Regional |
| Sector | Financials |
| Employees | 263 |
| CEO | Ronald Day |
Contact Details
Address: 2626 GLENWOOD AVE Raleigh, North Carolina 27608 United States | |
| Phone | (252) 937-2152 |
| Website | firstcarolinabank.com |
Stock Details
| Ticker Symbol | FCBM |
| Exchange | NYSE |
| Stock Type | Common Stock |
| Fiscal Year | January - December |
| Reporting Currency | USD |
| IPO Price | $12.50 |
| CIK Code | 1531193 |
| CUSIP Number | 31943F200 |
| ISIN Number | US31943F2002 |
| Employer ID | 27-2136973 |
| SIC Code | 6022 |
Key Executives
| Name | Position |
|---|---|
| Ronald A. Day | Chairman, President and Chief Executive Officer of the Company and the Bank |
| Steven G. Deaton | Chief Financial Officer and Chief Risk Officer of the Company and the Bank |
| Douglas Ford IV | Chief Banking Officer of the Bank |
| Kristen D. Brabble | Chief Operating Officer of the Company and the Bank |
| Patrick W. Pritchard | Chief Information Officer of the Bank |
| O. Stokes Suiter, III | Chief Credit Officer of the Bank |
| Vincent C. Andracchio II | Director |
| Sandra B. Boone | Director |
| John J. Ferebee Jr. | Director |
| Gregory E. Floyd | Director |
Latest SEC Filings
| Date | Type | Title |
|---|---|---|
| Jun 22, 2026 | 8-K | Current Report |
| Jun 18, 2026 | 424B4 | Prospectus |
| Jun 18, 2026 | S-8 | Securities to be offered to employees in employee benefit plans |
| Jun 17, 2026 | EFFECT | Notice of Effectiveness |
| Jun 17, 2026 | CERT | Certification by an exchange approving securities for listing |
| Jun 17, 2026 | 8-A12B | Registration of securities |
| Jun 12, 2026 | S-1/A | [Amend] General form for registration of securities under the Securities Act of 1933 |
| Jun 8, 2026 | FWP | Free Writing Prospectus |
| Jun 8, 2026 | S-1/A | [Amend] General form for registration of securities under the Securities Act of 1933 |
| May 22, 2026 | S-1 | General form for registration of securities under the Securities Act of 1933 |