First Carolina Financial Services, Inc. (FCBM)
NYSE: FCBM · Real-Time Price · USD
12.80
0.00 (0.00%)
Jul 21, 2026, 4:00 PM EDT - Market closed

FCBM Statistics

Total Valuation

FCBM has a market cap or net worth of $387.15 million. The enterprise value is $267.39 million.

Market Cap387.15M
Enterprise Value 267.39M

Important Dates

The next estimated earnings date is Saturday, August 22, 2026, after market close.

Earnings Date Aug 22, 2026
Ex-Dividend Date n/a

Share Statistics

FCBM has 30.25 million shares outstanding.

Current Share Class 30.25M
Shares Outstanding 30.25M
Shares Change (YoY) n/a
Shares Change (QoQ) -0.76%
Owned by Insiders (%) 13.33%
Owned by Institutions (%) 0.34%
Float 24.21M

Valuation Ratios

The trailing PE ratio is 23.50 and the forward PE ratio is 13.20.

PE Ratio 23.50
Forward PE 13.20
PS Ratio 2.89
Forward PS 2.63
PB Ratio 0.89
P/TBV Ratio 1.36
P/FCF Ratio 14.30
P/OCF Ratio 13.18
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 19.94
EV / Sales 2.00
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 9.88

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 2.61
Interest Coverage n/a

Financial Efficiency

Return on Equity (ROE) n/a
Return on Assets (ROA) n/a
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) n/a
Revenue Per Employee $508,612
Profits Per Employee $50,977
Employee Count263
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FCBM has paid $3.66 million in taxes.

Income Tax 3.66M
Effective Tax Rate 21.43%

Stock Price Statistics

Beta (5Y) n/a
52-Week Price Change n/a
50-Day Moving Average n/a
200-Day Moving Average n/a
Relative Strength Index (RSI) 51.15
Average Volume (20 Days) 96,785

Short Selling Information

The latest short interest is 3,175, so 0.01% of the outstanding shares have been sold short.

Short Interest 3,175
Short Previous Month n/a
Short % of Shares Out 0.01%
Short % of Float 0.01%
Short Ratio (days to cover) 0.02

Income Statement

In the last 12 months, FCBM had revenue of $133.77 million and earned $13.41 million in profits. Earnings per share was $0.54.

Revenue133.77M
Gross Profit 133.77M
Operating Income 32.08M
Pretax Income 17.06M
Net Income 13.41M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $0.54
Full Income Statement

Balance Sheet

The company has $190.32 million in cash and $70.56 million in debt, with a net cash position of $119.76 million or $3.96 per share.

Cash & Cash Equivalents 190.32M
Total Debt 70.56M
Net Cash 119.76M
Net Cash Per Share $3.96
Equity (Book Value) 353.35M
Book Value Per Share 14.36
Working Capital -2.77B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $29.38 million and capital expenditures -$2.31 million, giving a free cash flow of $27.07 million.

Operating Cash Flow 29.38M
Capital Expenditures -2.31M
Depreciation & Amortization n/a
Net Borrowing -75.00M
Free Cash Flow 27.07M
FCF Per Share $0.90
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 23.99%
Pretax Margin 12.76%
Profit Margin 10.02%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 20.24%

Dividends & Yields

FCBM does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield n/a
Shareholder Yield n/a
Earnings Yield 3.46%
FCF Yield 6.99%

Analyst Forecast

The average price target for FCBM is $14.50, which is 13.28% higher than the current price. The consensus rating is "Buy".

Price Target $14.50
Price Target Difference 13.28%
Analyst Consensus Buy
Analyst Count 2
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 3