First Carolina Financial Services, Inc. (FCBM)
NYSE: FCBM · Real-Time Price · USD
12.67
+0.08 (0.64%)
Aug 31, 2026, 12:08 PM EDT - Market open

FCBM Statistics

Total Valuation

FCBM has a market cap or net worth of $393.64 million. The enterprise value is $395.12 million.

Market Cap393.64M
Enterprise Value 395.12M

Important Dates

The last earnings date was Thursday, July 30, 2026, before market open.

Earnings Date Jul 30, 2026
Ex-Dividend Date n/a

Share Statistics

FCBM has 31.07 million shares outstanding. The number of shares has increased by 14.23% in one year.

Current Share Class 31.07M
Shares Outstanding 31.07M
Shares Change (YoY) +14.23%
Shares Change (QoQ) +1.97%
Owned by Insiders (%) 13.07%
Owned by Institutions (%) 22.89%
Float 25.00M

Valuation Ratios

The trailing PE ratio is 22.44 and the forward PE ratio is 12.24.

PE Ratio 22.44
Forward PE 12.24
PS Ratio 3.04
Forward PS 2.59
PB Ratio 0.91
P/TBV Ratio 1.08
P/FCF Ratio 13.99
P/OCF Ratio 13.36
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 28.22
EV / Sales 3.05
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 14.05

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 4.30
Interest Coverage n/a

Financial Efficiency

Return on Equity (ROE) n/a
Return on Assets (ROA) n/a
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) n/a
Revenue Per Employee $489,928
Profits Per Employee $52,897
Employee Count263
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FCBM has paid $3.48 million in taxes.

Income Tax 3.48M
Effective Tax Rate 20.02%

Stock Price Statistics

Beta (5Y) n/a
52-Week Price Change n/a
50-Day Moving Average n/a
200-Day Moving Average n/a
Relative Strength Index (RSI) 47.31
Average Volume (20 Days) 96,442

Short Selling Information

The latest short interest is 62,061, so 0.20% of the outstanding shares have been sold short.

Short Interest 62,061
Short Previous Month 10,136
Short % of Shares Out 0.20%
Short % of Float 0.25%
Short Ratio (days to cover) 0.83

Income Statement

In the last 12 months, FCBM had revenue of $128.85 million and earned $13.91 million in profits. Earnings per share was $0.57.

Revenue128.85M
Gross Profit 128.85M
Operating Income 30.07M
Pretax Income 17.39M
Net Income 13.91M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $0.57
Full Income Statement

Balance Sheet

The company has $118.82 million in cash and $120.30 million in debt, with a net cash position of -$1.48 million or -$0.05 per share.

Cash & Cash Equivalents 118.82M
Total Debt 120.30M
Net Cash -1.48M
Net Cash Per Share -$0.05
Equity (Book Value) 429.65M
Book Value Per Share 13.83
Working Capital -2.76B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $29.27 million and capital expenditures -$1.31 million, giving a free cash flow of $27.95 million.

Operating Cash Flow 29.27M
Capital Expenditures -1.31M
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow 27.95M
FCF Per Share $0.90
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 23.33%
Pretax Margin 13.50%
Profit Margin 10.80%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 21.69%

Dividends & Yields

FCBM does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -14.23%
Shareholder Yield -14.23%
Earnings Yield 3.56%
FCF Yield 7.15%

Analyst Forecast

The average price target for FCBM is $14.67, which is 15.79% higher than the current price. The consensus rating is "Buy".

Price Target $14.67
Price Target Difference 15.79%
Analyst Consensus Buy
Analyst Count 3
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 3