First Carolina Financial Services, Inc. (FCBM)
NYSE: FCBM · Real-Time Price · USD
12.88
-0.23 (-1.75%)
Oct 30, 2026, 4:00 PM EDT - Market closed

FCBM Statistics

Total Valuation

FCBM has a market cap or net worth of $400.17 million. The enterprise value is $194.45 million.

Market Cap400.17M
Enterprise Value 194.45M

Important Dates

The last earnings date was Tuesday, October 27, 2026, after market close.

Earnings Date Oct 27, 2026
Ex-Dividend Date n/a

Share Statistics

FCBM has 31.07 million shares outstanding.

Current Share Class 31.07M
Shares Outstanding 31.07M
Shares Change (YoY) n/a
Shares Change (QoQ) +23.11%
Owned by Insiders (%) 13.07%
Owned by Institutions (%) 27.02%
Float 25.00M

Valuation Ratios

The trailing PE ratio is 16.81 and the forward PE ratio is 10.44.

PE Ratio 16.81
Forward PE 10.44
PS Ratio 2.95
Forward PS 2.51
PB Ratio 0.92
P/TBV Ratio 1.10
P/FCF Ratio 14.32
P/OCF Ratio 13.67
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 8.17
EV / Sales 1.43
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 6.96

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.07
Debt / EBITDA n/a
Debt / FCF 1.13
Interest Coverage n/a

Financial Efficiency

Return on Equity (ROE) n/a
Return on Assets (ROA) n/a
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) n/a
Revenue Per Employee $515,468
Profits Per Employee $90,525
Employee Count263
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FCBM has paid $6.61 million in taxes.

Income Tax 6.61M
Effective Tax Rate 21.72%

Stock Price Statistics

Beta (5Y) n/a
52-Week Price Change n/a
50-Day Moving Average 12.74
200-Day Moving Average n/a
Relative Strength Index (RSI) 53.24
Average Volume (20 Days) 139,582

Short Selling Information

The latest short interest is 176,522, so 0.57% of the outstanding shares have been sold short.

Short Interest 176,522
Short Previous Month 84,325
Short % of Shares Out 0.57%
Short % of Float 0.71%
Short Ratio (days to cover) 0.68

Income Statement

In the last 12 months, FCBM had revenue of $135.57 million and earned $23.81 million in profits. Earnings per share was $0.77.

Revenue135.57M
Gross Profit 135.57M
Operating Income 46.97M
Pretax Income 30.41M
Net Income 23.81M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $0.77
Full Income Statement

Balance Sheet

The company has $237.37 million in cash and $31.65 million in debt, with a net cash position of $205.72 million or $6.62 per share.

Cash & Cash Equivalents 237.37M
Total Debt 31.65M
Net Cash 205.72M
Net Cash Per Share $6.62
Equity (Book Value) 432.67M
Book Value Per Share 13.93
Working Capital -2.93B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $29.27 million and capital expenditures -$1.31 million, giving a free cash flow of $27.95 million.

Operating Cash Flow 29.27M
Capital Expenditures -1.31M
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow 27.95M
FCF Per Share $0.90
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 34.64%
Pretax Margin 22.43%
Profit Margin 17.56%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 21.69%

Dividends & Yields

FCBM does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
FCF Payout Ratio n/a
Buyback Yield n/a
Shareholder Yield n/a
Earnings Yield 5.95%
FCF Yield 6.99%

Analyst Forecast

The average price target for FCBM is $14.67, which is 13.90% higher than the current price. The consensus rating is "Buy".

Price Target $14.67
Price Target Difference 13.90%
Analyst Consensus Buy
Analyst Count 3
Revenue Growth Forecast (3Y) n/a
EPS Growth Forecast (3Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 3