First Carolina Financial Services, Inc. (FCBM)
NYSE: FCBM · Real-Time Price · USD
12.72
+0.21 (1.68%)
At close: Aug 3, 2026, 4:00 PM EDT
12.73
+0.01 (0.08%)
After-hours: Aug 3, 2026, 7:34 PM EDT

FCBM Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023
Period EndingJun '26 Dec '25 Dec '24 Dec '23
Revenue
136.9133.1498.866.98
Revenue Growth
104.38%34.76%47.50%-
Net Income
13.9112.220.9119.63
Earnings Per Share
0.530.490.950.91
EPS Growth
-41.99%-47.89%4.97%-

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023
Period EndingDec '25 Dec '24 Dec '23
Community Banking
79.18066.98
BM Tech
53.96--
Total
133.14066.98

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023
Period EndingJun '26 Dec '25 Dec '24 Dec '23
Cash & Equivalents
-134.12168.06160.97
Total Debt
63.4963.4463.3363.22
Net Cash (Debt)
-63.49-63.44-63.33-63.22
Net Cash Growth
----
Net Cash Per Share
-2.57-2.56-2.87-2.92

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023
Period EndingDec '25 Dec '25 Dec '24 Dec '23
Operating Cash Flow
35.9335.9361.94-30.69
Capital Expenditures
-3.89-3.89-4.76-7.07
Free Cash Flow
32.0332.0357.18-37.76
Free Cash Flow Growth
--43.99%--

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023
Period EndingJun '26 Dec '25 Dec '24 Dec '23
Pretax Margin
12.71%11.68%26.76%36.87%
Profit Margin
10.16%9.16%21.17%29.30%
FCF Margin
0.00%24.06%57.88%-56.37%