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First Carolina Financial Services, Inc. (FCBM)
NYSE: FCBM · Real-Time Price · USD
13.14
+0.11 (0.84%)
Oct 29, 2026, 10:47 AM EDT - Market open

FCBM Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023
Period EndingSep '26 Dec '25 Dec '24 Dec '23
Revenue
135.57133.1498.866.98
Revenue Growth
-34.76%47.50%-
Net Income
23.8112.220.9119.63
Earnings Per Share
0.770.490.950.91
EPS Growth
--47.89%4.97%-

Revenue by Segment
Chart
Fiscal Year
FY 2025FY 2024FY 2023
Period EndingDec '25 Dec '24 Dec '23
Community Banking
79.18066.98
BM Tech
53.96--
Total
133.14066.98

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023
Period EndingSep '26 Dec '25 Dec '24 Dec '23
Cash & Investments
237.37134.12168.06160.97
Total Debt
31.65145.82171.0571.95
Net Cash (Debt)
205.72-11.71-2.9989.02
Net Cash Growth
----
Net Cash Per Share
6.62-0.47-0.144.11

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023
Period EndingSep '26 Dec '25 Dec '24 Dec '23
Operating Cash Flow
-35.9361.94-30.69
Capital Expenditures
--3.89-4.76-7.07
Free Cash Flow
-32.0357.18-37.76
Free Cash Flow Growth
--43.99%--

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023
Period EndingSep '26 Dec '25 Dec '24 Dec '23
Profit Margin
17.56%9.16%21.17%29.30%
FCF Margin
-24.06%57.88%-56.37%