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First Carolina Financial Services, Inc. (FCBM)
NYSE: FCBM · Real-Time Price · USD
12.70
+0.02 (0.16%)
Oct 8, 2026, 5:32 AM EDT - Market open

FCBM Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023
Period EndingJun '26 Dec '25 Dec '24 Dec '23
Revenue
128.85133.1498.866.98
Revenue Growth
92.36%34.76%47.50%-
Net Income
13.9112.220.9119.63
Earnings Per Share
0.570.490.950.91
EPS Growth
-37.52%-47.89%4.97%-

Revenue by Segment
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023
Period EndingJun '26 Dec '25 Dec '24 Dec '23
Community Banking
81.3479.18066.98
BM Tech
47.5153.96--
Total
128.85133.14066.98

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023
Period EndingJun '26 Dec '25 Dec '24 Dec '23
Cash & Investments
118.82134.12168.06160.97
Total Debt
120.3145.82171.0571.95
Net Cash (Debt)
-1.48-11.71-2.9989.02
Net Cash Growth
----
Net Cash Per Share
-0.06-0.47-0.144.11

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023
Period EndingJun '26 Dec '25 Dec '24 Dec '23
Operating Cash Flow
29.2735.9361.94-30.69
Capital Expenditures
-1.31-3.89-4.76-7.07
Free Cash Flow
27.9532.0357.18-37.76
Free Cash Flow Growth
--43.99%--

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023
Period EndingJun '26 Dec '25 Dec '24 Dec '23
Profit Margin
10.80%9.16%21.17%29.30%
FCF Margin
21.70%24.06%57.88%-56.37%