First Carolina Financial Services, Inc. (FCBM)

FCBM Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023
Net Income	-	12.2	20.91	19.63
Depreciation & Amortization	-	5.31	1.64	1.29
Other Amortization	-	2.26	0.11	-
Gain (Loss) on Sale of Investments	-	-1.38	0.19	-0.11
Provision for Credit Losses	-	8.54	-1.77	1.3
Change in Other Net Operating Assets	-	3.75	38.04	-53.65
Other Operating Activities	-	0.99	-0.05	-1.43
Operating Cash Flow	-	35.93	61.94	-30.69
Operating Cash Flow Growth	-	-42.00%	-	-

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023
Capital Expenditures	-	-3.89	-4.76	-7.07
Cash Acquisitions	-	-96.72	-	-
Investment in Securities	-	-146.57	33.88	-51.05
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	-57.14	-363.42	-469.63
Other Investing Activities	-	-18.64	-13.04	3.48
Investing Cash Flow	-	-322.96	-347.35	-524.27

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023
Short-Term Debt Issued	-	25	50	-
Long-Term Debt Issued	-	-	-	0.11
Total Debt Issued	-	25	50	0.11
Short-Term Debt Repaid	-	-	-	-100
Total Debt Repaid	-	-	-	-100
Net Debt Issued (Repaid)	-	25	50	-99.89
Issuance of Common Stock	-	-	44.81	-
Repurchase of Common Stock	-	-7.04	-	-
Net Increase (Decrease) in Deposit Accounts	-	285.14	147.68	685.83
Other Financing Activities	-	-50.01	50	-0.04
Financing Cash Flow	-	253.09	292.49	585.89

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023
Net Cash Flow	-	-33.94	7.09	30.93

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023
Free Cash Flow	-	32.03	57.18	-37.76
Free Cash Flow Growth	-	-43.99%	-	-
Free Cash Flow Margin	-	24.06%	57.88%	-56.37%
Free Cash Flow Per Share	-	1.29	2.60	-1.74

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023
Cash Interest Paid	-	90.18	84.68	68.87
Cash Income Tax Paid	-	3.24	3.58	-

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 29, 2026

Data Sources Report a data error