First Carolina Financial Services, Inc. (FCBM)
NYSE: FCBM · Real-Time Price · USD
13.12
+0.09 (0.69%)
Oct 29, 2026, 11:36 AM EDT - Market open
FCBM Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 |
Cash & Equivalents | 237.37 | 134.12 | 168.06 | 160.97 |
Investment Securities | 319.15 | 6.74 | 59.6 | 94.42 |
Mortgage-Backed Securities | - | 305.35 | 109.03 | 107.78 |
Total Investments | 319.15 | 312.09 | 168.62 | 202.19 |
Gross Loans | 2,897 | 2,655 | 2,601 | 2,242 |
Allowance for Loan Losses | -21.28 | -20.89 | -20.4 | -18.9 |
Other Adjustments to Gross Loans | - | -6.9 | -7.4 | -11.8 |
Net Loans | 2,875 | 2,627 | 2,573 | 2,212 |
Property, Plant & Equipment | 41.06 | 51.67 | 42.8 | 40.75 |
Goodwill | - | 46.27 | 1.79 | 1.79 |
Other Intangible Assets | 68.32 | 24.13 | - | - |
Accrued Interest Receivable | - | 10.62 | 10.05 | 8.96 |
Other Receivables | - | 11.21 | 19.52 | 55.76 |
Other Current Assets | 32.04 | 3.91 | 2.04 | 2.11 |
Long-Term Deferred Tax Assets | 25.74 | 25.14 | 7.27 | 8.55 |
Other Long-Term Assets | 69.26 | 65.35 | 41.48 | 31.25 |
Total Assets | 3,671 | 3,318 | 3,039 | 2,725 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 |
Accrued Expenses | 41.03 | 18.61 | 13.35 | 16.24 |
Interest Bearing Deposits | 2,358 | 2,122 | 1,855 | 1,578 |
Institutional Deposits | - | 140.14 | 122.99 | 134.4 |
Non-Interest Bearing Deposits | 805.23 | 533.23 | 533.03 | 647.86 |
Total Deposits | 3,163 | 2,796 | 2,511 | 2,361 |
Short-Term Borrowings | - | 75 | 100 | - |
Current Portion of Leases | - | 1.38 | - | - |
Accrued Interest Payable | - | 3.59 | 2.79 | 0.45 |
Long-Term Debt | 31.65 | 63.44 | 63.33 | 63.22 |
Long-Term Leases | - | 6 | 7.72 | 8.73 |
Long-Term Unearned Revenue | - | 3.1 | - | - |
Other Long-Term Liabilities | 2.23 | 3.79 | 4.31 | 7.62 |
Total Liabilities | 3,238 | 2,971 | 2,702 | 2,457 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 |
Common Stock | 15.54 | 12.26 | 12.31 | 10.82 |
Additional Paid-In Capital | 309.19 | 239.9 | 242.14 | 195.97 |
Retained Earnings | 114.15 | 95.25 | 84.37 | 63.46 |
Comprehensive Income & Other | -6.2 | -0.49 | -1.5 | -1.87 |
Shareholders' Equity | 432.67 | 346.93 | 337.32 | 268.37 |
Total Liabilities & Equity | 3,671 | 3,318 | 3,039 | 2,725 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 |
|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 |
Total Debt | 31.65 | 145.82 | 171.05 | 71.95 |
Net Cash (Debt) | 205.72 | -11.71 | -2.99 | 89.02 |
Net Cash Growth | - | - | - | - |
Net Cash Per Share | 6.62 | -0.47 | -0.14 | 4.11 |
Filing Date Shares Outstanding | 31.07 | 24.52 | 24.61 | 21.59 |
Total Common Shares Outstanding | 31.07 | 24.52 | 24.61 | 21.59 |
Book Value Per Share | 13.93 | 14.15 | 13.70 | 12.43 |
Tangible Book Value | 364.35 | 276.53 | 335.53 | 266.58 |
Tangible Book Value Per Share | 11.73 | 11.28 | 13.63 | 12.35 |