First Carolina Financial Services, Inc. (FCBM)

NYSE: FCBM · Real-Time Price · USD

12.66

-0.58 (-4.38%)

At close: Jul 1, 2026, 4:00 PM EDT

12.70

+0.04 (0.32%)

After-hours: Jul 1, 2026, 7:00 PM EDT

FCBM Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Cash & Equivalents	190.32	134.12	168.06	160.97
Investment Securities	19.54	6.74	59.6	94.42
Mortgage-Backed Securities	312.1	305.35	109.03	107.78
Total Investments	331.64	312.09	168.62	202.19
Gross Loans	2,691	2,655	2,601	2,242
Allowance for Loan Losses	-21.12	-20.89	-20.4	-18.9
Other Adjustments to Gross Loans	-6.5	-6.9	-7.4	-11.8
Net Loans	2,663	2,627	2,573	2,212
Property, Plant & Equipment	50.21	51.67	42.8	40.75
Goodwill	46.27	46.27	1.79	1.79
Other Intangible Assets	23.44	24.13	-	-
Accrued Interest Receivable	-	10.62	10.05	8.96
Other Receivables	-	11.21	19.52	55.76
Other Current Assets	27.79	3.91	2.04	2.11
Long-Term Deferred Tax Assets	24.09	25.14	7.27	8.55
Other Long-Term Assets	58.91	65.35	41.48	31.25
Total Assets	3,418	3,318	3,039	2,725
Accrued Expenses	18.31	18.61	13.35	16.24
Interest Bearing Deposits	2,176	2,122	1,855	1,578
Institutional Deposits	131.98	140.14	122.99	134.4
Non-Interest Bearing Deposits	658.71	533.23	533.03	647.86
Total Deposits	2,967	2,796	2,511	2,361
Short-Term Borrowings	-	75	100	-
Current Portion of Leases	1.39	1.38	-	-
Accrued Interest Payable	3.7	3.59	2.79	0.45
Long-Term Debt	63.46	63.44	63.33	63.22
Long-Term Leases	5.71	6	7.72	8.73
Long-Term Unearned Revenue	2.7	3.1	-	-
Other Long-Term Liabilities	3.16	3.79	4.31	7.62
Total Liabilities	3,065	2,971	2,702	2,457
Common Stock	12.31	12.26	12.31	10.82
Additional Paid-In Capital	240.68	239.9	242.14	195.97
Retained Earnings	101.16	95.25	84.37	63.46
Comprehensive Income & Other	-0.8	-0.49	-1.5	-1.87
Shareholders' Equity	353.35	346.93	337.32	268.37
Total Liabilities & Equity	3,418	3,318	3,039	2,725
Total Debt	70.56	145.82	171.05	71.95
Net Cash (Debt)	119.76	-11.71	-2.99	89.02
Net Cash Per Share	9.70	-0.95	-0.27	8.23
Filing Date Shares Outstanding	12.31	12.26	12.31	10.79
Total Common Shares Outstanding	12.31	12.26	12.31	10.79
Book Value Per Share	28.71	28.30	27.41	24.86
Tangible Book Value	283.65	276.53	335.53	266.58
Tangible Book Value Per Share	23.05	22.55	27.26	24.70

SEC Filings: 10-K · 10-Q