First Commonwealth Financial Corporation (FCF)
Stock Price Chart
Key Info
| Market Cap | 895.95M |
| Revenue (ttm) | 312.02M |
| Net Income (ttm) | 82.04M |
| Shares Out | 98.13M |
| EPS (ttm) | 0.83 |
| PE Ratio | 11.00 |
| Forward PE | 16.21 |
| Dividend | $0.44 |
| Dividend Yield | 4.82% |
Stock Quote
| Trading Day | Oct 23, 2020 |
| Last Price | $9.13 |
| Previous Close | $9.08 |
| Change ($) | 0.05 |
| Change (%) | 0.55% |
| Day's Open | 9.18 |
| Day's Range | 9.02 - 9.29 |
| Day's Volume | 381,609 |
| 52-Week Range | 6.77 - 14.93 |
More Stats
| Market Cap | 895.95M |
| Enterprise Value | 780.43M |
| Earnings Date (est) | Oct 27, 2020 |
| Ex-Dividend Date | Aug 6, 2020 |
| Shares Outstanding | 98.13M |
| Float | 96.59M |
| EPS (basic) | 0.83 |
| EPS (diluted) | 0.83 |
| FCF / Share | 1.17 |
| Dividend | $0.44 |
| Dividend Yield | 4.82% |
| Earnings Yield | 9.09% |
| FCF Yield | 12.81% |
| Payout Ratio | 50.60% |
| Shares Short | 1.75M |
| Short Ratio | 2.34 |
| Short % of Float | 1.81% |
| Beta | 1.10 |
| PE Ratio | 11.00 |
| Forward PE | 16.21 |
| P/FCF Ratio | 7.80 |
| PS Ratio | 2.87 |
| PB Ratio | 0.83 |
| Revenue | 312.02M |
| Operating Income | 100.99M |
| Net Income | 82.04M |
| Free Cash Flow | 114.81M |
| Net Cash | 115.53M |
| Net Cash / Share | 1.18 |
| Gross Margin | 108.96% |
| Operating Margin | 32.37% |
| Profit Margin | 26.30% |
| FCF Margin | 36.80% |
| ROA | 0.94% |
| ROE | 7.82% |
| ROIC | 1.20% |
Analyst Summary
Analyst Consensus: Overweight
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 341 | 328 | 304 | 245 | 235 | 233 | 226 | 234 | 192 | 194 |
| Revenue Growth | 3.8% | 7.99% | 24.01% | 4.39% | 0.65% | 3.44% | -3.52% | 21.96% | -1.4% | - |
| Gross Profit | 341 | 328 | 304 | 245 | 235 | 233 | 226 | 234 | 192 | 194 |
| Operating Income | 131 | 133 | 104 | 85.23 | 70.98 | 62.13 | 58.39 | 56.61 | 14.89 | 23.22 |
| Net Income | 105 | 107 | 55.17 | 59.59 | 50.14 | 44.45 | 41.48 | 41.95 | 15.27 | 22.98 |
| Shares Outstanding | 98.32 | 99.04 | 95.22 | 88.85 | 89.36 | 93.11 | 97.03 | 104 | 105 | 93.20 |
| Earnings Per Share | 1.07 | 1.08 | 0.58 | 0.67 | 0.56 | 0.48 | 0.43 | 0.40 | 0.15 | 0.25 |
| EPS Growth | -0.93% | 86.21% | -13.43% | 19.64% | 16.67% | 11.63% | 7.5% | 166.67% | -40% | - |
| Dividend Per Share | 0.40 | 0.35 | 0.32 | 0.28 | 0.28 | 0.28 | 0.23 | 0.18 | 0.12 | 0.06 |
| Dividend Growth | 14.29% | 9.38% | 14.29% | 0% | 0% | 21.74% | 27.78% | 50% | 100% | - |
| Operating Cash Flow | 108 | 135 | 88.31 | 89.27 | 72.75 | 82.14 | 85.73 | 78.72 | 84.12 | 111 |
| Capital Expenditures | -17.38 | -9.60 | -11.59 | -7.49 | -4.89 | -10.98 | -9.64 | -10.18 | -8.32 | -4.89 |
| Free Cash Flow | 90.25 | 126 | 76.71 | 81.78 | 67.86 | 71.16 | 76.10 | 68.54 | 75.80 | 106 |
| Cash & Equivalents | 122 | 98.95 | 107 | 116 | 69.45 | 74.54 | 77.44 | 103 | 78.48 | 69.86 |
| Total Debt | 436 | 907 | 795 | 949 | 1,592 | 1,268 | 843 | 636 | 520 | 392 |
| Net Cash / Debt | -314 | -808 | -688 | -833 | -1,523 | -1,193 | -766 | -533 | -442 | -323 |
| Assets | 8,309 | 7,828 | 7,309 | 6,684 | 6,567 | 6,360 | 6,215 | 5,995 | 5,841 | 5,813 |
| Liabilities | 7,253 | 6,853 | 6,420 | 5,934 | 5,847 | 5,644 | 5,503 | 5,249 | 5,083 | 5,063 |
| Book Value | 1,056 | 975 | 888 | 750 | 720 | 716 | 712 | 746 | 759 | 750 |
Company Profile
Company Details
| Full Name | First Commonwealth Financial Corporation |
| Country | United States |
| Employees | 1,465 |
| CEO | Thomas Michael Price |
Stock Information
| Ticker Symbol | FCF |
| Stock Exchange | New York Stock Exchange |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NYSE: FCF |
Description
First Commonwealth Financial Corporation, through its subsidiaries, provides consumer and commercial banking services to individuals, and small and mid-sized businesses in the United States. Its consumer services include personal checking accounts, interest-earning checking accounts, savings and health savings accounts, insured money market accounts, debit cards, investment certificates, fixed and variable rate certificates of deposit, mortgage loans, secured and unsecured installment loans, construction and real estate loans, safe deposit facilities, credit cards, credit lines with overdraft checking protection, IRA accounts, and automated teller machine (ATM) services, as well as Internet, mobile, and telephone banking services. The company's commercial banking services comprise commercial lending, business checking accounts, online account management services, payroll direct deposits, commercial cash management services, and repurchase agreements, as well as ACH origination services. It also offers various trust and asset management services; auto, home, and business insurance, as well as term life insurance; and annuities, mutual funds, and stock and bond brokerage services through a broker-dealer and insurance brokers. As of December 31, 2019, the company operated 147 community banking offices in western and central Pennsylvania, as well as northeastern, central, and southwestern Ohio. It also leases 3 mortgage loan production offices and 4 corporate loan production offices, as well as operates a network of 163 automated teller machines. First Commonwealth Financial Corporation was founded in 1934 and is headquartered in Indiana, Pennsylvania.